Funding Opportunities
USDA Loans for Underserved Groups and Beginning Farmers
The USDA Farm Service Agency (FSA) reminds producers that FSA offers targeted farm ownership and farm operating loans to assist underserved applicants as well as beginning farmers and ranchers.
USDA defines underserved applicants as a group whose members have been subjected to racial, ethnic, or gender prejudice because of their identity as members of the group without regard to their individual qualities. For farm loan program purposes, targeted underserved groups are women, African Americans, American Indians and Alaskan Natives, Hispanics and Asians and Pacific Islanders.
Underserved or beginning farmers and ranchers who cannot obtain commercial credit from a bank can apply for either FSA direct loans or guaranteed loans. Direct loans are made to applicants by FSA. Guaranteed loans are made by lending institutions who arrange for FSA to guarantee the loan. FSA can guarantee up to 95 percent of the loss of principal and interest on a loan. The FSA guarantee allows lenders to make agricultural credit available to producers who do not meet the lender's normal underwriting criteria.
The direct and guaranteed loan program provides for two types of loans: farm ownership loans and farm operating loans. In addition to customary farm operating and ownership loans, FSA now offers microloans through the direct loan program. The focus of microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations. Microloans are available for both ownership and operating finance needs. To learn more about microloans, visit www.fsa.usda.gov/microloans.
To qualify as a beginning producer, the individual or entity must meet the eligibility requirements outlined for direct or guaranteed loans. Additionally, individuals and all entity members must have operated a farm for less than 10 years. Applicants must materially or substantially participate in the operation.
For more information on FSA’s farm loan programs and targeted underserved and beginning farmer guidelines, visit www.fsa.usda.gov/farmloans.
America the Beautiful Challenge
The National Fish and Wildlife Foundation (NFWF) announced the 2022 Request for Proposals for the America the Beautiful Challenge, a public-private grant program designed to support locally led, voluntary ecosystem restoration projects that invest in watershed restoration, resilience, equitable access, workforce development, corridors and connectivity, and collaborative conservation, consistent with the America the Beautiful Initiative. Approximately $85 million in grant funding is available.
The America the Beautiful Challenge coordinates funding from multiple Federal agencies and private philanthropy into one competitive grant program. This one-stop-shop solicitation is the result of financial contributions from the Department of the Interior, Department of Agriculture, and Department of Defense, as well as private philanthropy.
The America the Beautiful Challenge will seek to advance conservation and restoration projects that are consistent with the principles outlined in the Conserving and Restoring America the Beautiful report and that focus on at least one of the following core areas of need:
- Conserving and restoring rivers, coasts, wetlands, and watersheds
- Conserving and restoring forests, grasslands, and other important ecosystems that serve as carbon sinks
- Connecting and reconnecting wildlife corridors, large landscapes, watersheds, and seascapes
- Improving ecosystem and community resilience to coastal flooding, drought, and other climate-related threats
- Expanding access to the outdoors, particularly in underserved communities
Applicants are encouraged to develop large landscape-scale and/or cross-jurisdictional projects that advance existing conservation plans or are informed by Indigenous Traditional Knowledge.
Key Dates:
- Thursday, May 19, 2022, 2:00 PM – 4:00 PM Eastern Time: Applicant Webinar
- Thursday, July 21, 2022 by 11:59 PM Eastern Time: Full Proposal Due Date
- July – November 2022: Review Period
- November 2022: Awards Announced
Read the full Request for Proposals for details on how to apply.
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