Indiana FSA State Newsletter - October 11, 2024
In This Issue:
As we enter one of the biggest and busiest harvest months of the year, this week, in particular, is known as National 4-H week. USDA Secretary of Agriculture proclaimed October 7-12, 2024, as National 4-H Week. As you know, 4-H helps kids find their spark, builds real work skills, and helps young people become resilient, adaptable and lifelong learners. The 4-H flag is flying high at the USDA headquarters in Washington DC.
Just like 4-H, FSA assists producers across this great nation fuel their fire for production agriculture, whether it be placing conservation practices on the land, enrolling in commodity programs, or receiving credit through FSA’s farm loan portfolio of programs. FSA’s programs are multi-dimensional and assist producers with their operations – at all levels. As we await Congress to act on a new Farm Bill, FSA employees stand ready to assist you in your local service center office with questions about which programs would work best for you and your families.
As this is 4-H Week, it is a great time to highlight one of the best kept secrets in FSA, and that is the Youth Loan Program. FSA makes operating loans of up to $10,000 to eligible youths ages 10 to 20 to finance income-producing, agriculture-related projects. The project must be of modest size, educational, and initiated, developed, and carried out by youths participating in 4-H clubs, FFA, or similar agricultural-affiliated groups. An Indiana success story can be viewed on the farmers.gov blog.
For more information, visit fsa.usda.gov/farm loans or visit farmers.gov/service-locater to find your local USDA Service Center.
Later this month, Indiana will once again host over 70,000 FFA members, partners and guests at the National FFA Convention in Indianapolis. FSA will be present in the tradeshow. Stop by to see us and learn how FSA can assist you with your production agricultural goals and dreams. 4-H and FFA are the backbone of many FSA employees and their families – so marrying up 4-H, FFA and FSA together just makes sense!
Have a safe and productive fall!
Sincerely In Agriculture,
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State Executive Director
Through the Organic Certification Cost Share Program (OCCSP), USDA’s Farm Service Agency (FSA) will cover up to 75% of organic certification costs at a maximum of $750 per certification category. FSA is now accepting applications, and organic producers and handlers should apply for OCCSP by the October 31, 2024, deadline for eligible expenses incurred from October 1, 2023, to September 30, 2024. FSA will issue payments as applications are received and approved.
OCCSP was part of a broader organic announcement made by Agriculture Secretary Tom Vilsack on May 15, 2024, which also included the Organic Market Development Grant program and Organic Transition Initiative.
Eligible Applicants, Expenses and Categories
OCCSP provides cost-share assistance to producers and handlers of organic agricultural commodities for expenses incurred obtaining or maintaining organic certification under USDA’s National Organic Program. Eligible OCCSP applicants include any certified organic producers or handlers who have paid organic certification fees to a USDA-accredited certifying agent.
Cost share assistance covers expenses including application fees, inspection costs, fees related to equivalency agreement and arrangement requirements, inspector travel expenses, user fees, sales assessments and postage. OCCSP pays a maximum of $750 per certification category for crops, wild crops, livestock, processing/handling, and state organic program fees (California only).
How to Apply
To apply, producers and handlers should contact FSA at their local USDA Service Center and be prepared to provide documentation of organic certification and eligible expenses. OCCSP applications can also be submitted through participating state departments of agriculture. For more information, visit the OCCSP webpage.
More Information
USDA offers other assistance for organic producers, including the Organic Transition Initiative (OTI), which includes direct farmer assistance for organic production and processing and conservation. For more information on organic agriculture, visit farmers.gov/organic.
To learn more about FSA programs and additional eligibility requirements, contact your local USDA Service Center or visit fsa.usda.gov.
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USDA expanded the Food Safety Certification for Specialty Crops (FSCSC) program to now include medium-sized businesses in addition to small businesses. Eligible specialty crop growers can apply for assistance for expenses related to obtaining or renewing a food safety certification.
The program has also been expanded to include assistance for 2024 and 2025 expenses.
- Producers can apply for assistance on their calendar year 2024 through January 31, 2025.
- For program year 2025, the application period will be January 1, 2025, and run through January 31, 2026.
Program Details
FSCSC assists specialty crop operations that incurred eligible on-farm food safety certification and expenses related to obtaining or renewing a food safety. FSCSC covers a percentage of the specialty crop operation’s cost of obtaining or renewing its certification, as well as a portion of related expenses.
Eligible FSCSC applicants must be a specialty crop operation; meet the definition of a small or medium-size business and have paid eligible expenses related to certification.
- A small business has an average annual monetary value of specialty crops sold by the applicant during the three-year period preceding the program year of no more than $500,000.
- A medium size business has an average annual monetary value of specialty crops the applicant sold during the three-year period preceding the program year of at least $500,001 but no more than $1,000,000.
Specialty crop operations can receive the following cost assistance:
- Developing a food safety plan for first-time food safety certification.
- Maintaining or updating an existing food safety plan.
- Food safety certification.
- Certification upload fees.
- Microbiological testing for products, soil amendments and water.
- Training
FSCSC payments are calculated separately for each eligible cost category. Details about payment rates and limitations are available at farmers.gov/food-safety.
Applying for Assistance
Interested applicants have until January 31, 2025, to apply for assistance for 2024 eligible expenses. FSA will issue payments as applications are processed and approved. For program year 2025, the application period will be January 1, 2025, through January 31, 2026. FSA will issue 50% of the calculated payment for program year 2025 following application approval, with the remaining amount to be paid after the application deadline. If calculated payments exceed the amount of available funding, payments will be prorated.
Specialty crop producers can apply by completing the FSA-888-1, Food Safety Certification for Specialty Crops Program (FSCSC) for Program Years 2024 and 2025 application. The application, along with the AD-2047, Customer Data Worksheet and SF-3881, ACH Vendor/Miscellaneous Payment Enrollment Form, if not already on file with FSA, can be submitted to the FSA office at any USDA Service Center nationwide by mail, fax, hand delivery or via electronic means. Alternatively, producers with an eAuthentication account can apply for FSCSC online. Producers interested in creating an eAuthentication account should visit farmers.gov/sign-in.
Specialty crop producers can also call 877-508-8364 to speak directly with a FSA employee ready to assist. Visit farmers.gov/food-safety for additional program details, eligibility information and forms needed to apply.
More Information
To learn more about FSA programs, producers can contact their local USDA Service Center or visit farmers.gov.
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USDA announced $58 million available for assistance to dairy producers through the Organic Dairy Marketing Assistance Program (ODMAP) 2024. ODMAP 2024 helps mitigate market volatility, higher input and transportation costs, and unstable feed supply and prices that have created unique hardships in the organic dairy industry. Specifically, through ODMAP 2024, FSA is assisting organic dairy operations with projected marketing costs in 2024 calculated using their marketing costs in 2023. FSA began accepting ODMAP 2024 applications on September 30.
Eligible producers include certified organic dairy operations that produce milk from cows, goats, and sheep.
ODMAP 2024 Program Improvements
Dairy producers who participate in ODMAP 2024 will benefit from improvements to provisions outlined in the program. Specifically, ODMAP 2024 provides for an increase in the payment rate to $1.68 per hundredweight compared to the previous $1.10 per cwt. Additionally, the production cap has increased to nine million pounds compared to the previous five million pounds.
How ODMAP 2024 Works
FSA is providing financial assistance for a producer’s projected marketing costs in 2024 based on their 2023 costs. ODMAP 2024 provides a one-time cost-share payment based on marketing costs on pounds of organic milk marketed in the 2023 calendar year or estimated 2024 marketing costs for organic dairy operations that have increased milk production.
ODMAP 2024 provides financial assistance that immediately supports certified organic dairy operations during 2024 keeping organic dairy operations sustainable until markets return to more normal conditions.
How to Apply
FSA is accepting applications from Sept. 30 to Nov. 29. To apply, producers should contact FSA at their local USDA Service Center. To complete the ODMAP 2024 application, producers must certify to pounds of 2023 milk production, show documentation of their organic certification, and submit a completed application form.
Organic dairy operations are required to provide their USDA certification of organic status confirming operation as an organic dairy in 2024 and 2023 along with the certification of 2023 milk production or estimated 2024 milk production in hundredweight.
ODMAP 2024 complements other assistance available to dairy producers, including Dairy Margin Coverage (DMC), with more than $36 million in benefits paid for the 2024 program year to date. Learn more on the FSA Dairy Programs webpage.
More Information
To learn more about ODMAP, producers should contact their local USDA Service Center or visit fsa.usda.gov.
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USDA's FSA and the Indiana State Department of Ag have expanded the Indiana Conservation Reserve Enhancement Program (CREP) – broadening the program from 65 counties to the state’s entire 92 counties and increasing the acreage goal to 100,000 acres. The expansion will include 27 additional watersheds in the state for a total of 38 watersheds statewide.
On September 18, 2024, the Administrator for FSA, Zach Ducheneaux, and the Director of the Indiana State Department of Agriculture, Don Lamb, met to formally sign the program’s expansion into action. The signing ceremony took place at the Don and Darci Zolman farm in Pierceton, Indiana.
The purpose of the Indiana CREP is to improve water quality by reducing sediment and nutrient runoff and enhance wildlife habitats. Currently, it has more than 22,000 acres of agricultural land enrolled in 11 designated watersheds in the Wabash and White River systems, including the Tippecanoe, Upper White River, Highland/Pigeon, Upper Wabash, Middle Wabash-Deer, Middle Wabash-Little Vermillion, Middle Wabash-Busseron, Lower Wabash, Lower White, Lower East Fork White and the Upper East Fork White watersheds.
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This expansion also added the “Shallow Water Areas for Wildlife” (Conservation Practice CP9), to the already robust list of practices currently part of the CREP:
- CP2, Establishment of Permanent Native Grasses
- CP3A, Harwood Tree Planting
- CP4D, Permanent Wildlife Habitat
- CP23, Wetland Restoration
- CP23A, Wetland Restoration, Non-Floodplain
- CP31, Bottomland Timber Establishment on Wetlands
The expansion of the Indiana CREP began October 1, 2024.
The Indiana CREP is part of USDA’s broader effort to leverage CREP as an important tool to address climate change and other natural resources challenges while expanding opportunities for producers and communities, especially those historically underserved by USDA.
For more information on the CREP program, interested landowners should reach out to their local USDA Service Center view the fact sheet at fsa.usda.gov or visit FSA's CREP Webpage or in.gov/isda.
When changes in farm ownership or operation take place, these changes should be promptly reported to your local USDA Service Center.
FSA and NRCS program participants are required to promptly report changes in their farming operation to the County Committee in writing and to update their Farm Operating Plan on form CCC-902.
Changes include:
- Contact information
- Adding newly leased/purchased farms
- Dropping leased farms
- Selling farms
- Reorganize due to forming a Trust, LLC or other legal entity.
Some changes in farm ownership or operation may require a farm reconstitution. The reconstitution — or recon — is the process of combining or dividing farms or tracts of land based on the farming operation.
To be effective for the current fiscal year, farm combinations and farm divisions must be requested by August 1 of the fiscal year for farms subject to the Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) program. A reconstitution is considered to be requested when all required signatures are on FSA-155 and all other applicable documentation, such as proof of ownership, are submitted.
Total Conservation Reserve Program (CRP) and non-ARC/PLC farms may be reconstituted at any time.
The following are the different methods used when doing a farm recon:
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Estate Method — the division of bases, allotments and quotas for a parent farm among heirs in settling an estate
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Designation of Landowner Method — may be used when (1) part of a farm is sold or ownership is transferred; (2) an entire farm is sold to two or more persons; (3) farm ownership is transferred to two or more persons; (4) part of a tract is sold or ownership is transferred; (5) a tract is sold to two or more persons; or (6) tract ownership is transferred to two or more persons. In order to use this method, the land sold must have been owned for at least three years, or a waiver granted, and the buyer and seller must sign a Memorandum of Understanding
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DCP Cropland Method — the division of bases in the same proportion that the DCP cropland for each resulting tract relates to the DCP cropland on the parent tract
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Default Method — the division of bases for a parent farm with each tract maintaining the bases attributed to the tract level when the reconstitution is initiated in the system.
To update your records or to request a farm reconstitution, contact your local USDA Service Center to schedule an appointment.
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Since enactment of the 1985 Farm Bill, eligibility for most commodity, disaster and conservation programs has been linked to compliance with the highly erodible land conservation and wetland conservation provisions. The 2014 Farm Bill continues the requirement that producers adhere to conservation compliance guidelines to be eligible for most programs administered by FSA and the Natural Resources Conservation Service (NRCS). This includes financial assistance from the Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs, the Conservation Reserve Program (CRP), livestock disaster assistance programs, Marketing Assistance Loans (MALs) and most programs implemented by FSA. It also includes the Environmental Quality Incentives Program (EQIP), the Conservation Stewardship Program (CSP) and other conservation programs implemented by NRCS.
The 2014 Farm Bill requires farmers to have a Highly Erodible Land Conservation and Wetland Conservation Certification (AD-1026) on file with their local Farm Service Agency (FSA) office in order to maintain eligibility for premium support on federal crop insurance.
Producers certify to conservation compliance at FSA with form AD-1026. This is a continuous certification that only requires updates when changes occur. A producer will be ineligible for any premium support paid by Federal Crop Insurance Corporation on their policy or plan of insurance if they do not have a completed AD-1026 on file with FSA certifying compliance on or before the premium billing date for their policy or plan of insurance, unless otherwise exempted.
When a producer completes and submits the AD-1026 certification form, FSA and NRCS staff will review the associated farm records and outline any additional actions that may be required to meet the required conservation compliance provisions.
Form AD-1026 is available at USDA Service Centers and online at: fsa.usda.gov. Please contact your local USDA Service Center for more information.
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On October 12th, National Farmers Day, Indiana FSA pays tribute to you!
Not only on National Farmers Day but every day, we are thankful for Indiana Farmers and the opportunity we have to serve you! At FSA, we appreciate the established farmer and the new beginning farmer, the grain farmer, livestock producer, niche crop producer, small farmer and urban producers.
We are grateful for all that you do to sustain this country and the world.
USDA announced the launch of the Distressed Borrowers Assistance Network, an initiative designed to provide personalized support to financially distressed farmers and ranchers across the nation. Through a series of Cooperative Agreements, this national network will connect distressed borrowers with individualized assistance to help them stabilize and regain financial footing.
Network partners include Farm Aid, Rural Advancement Foundation International, the University of Arkansas, the Socially Disadvantaged Farmers and Ranchers Policy Center at Alcorn State University, and the University of Minnesota. Through this initiative, we are collaborating with community-based organizations to better serve financially distressed producers. Network partners will provide farm loan policy training to the community-based organizations so the organizations can work alongside FSA to help producers understand financing available through FSA, ensuring that when they visit an FSA office, the partner organization representative and FSA staff can better assist.
FSA, in collaboration with farm support organizations and land-grant institutions, will facilitate this network, which will provide the technical resources and guidance of USDA partners to experts from distressed and underserved communities. The network's approach includes integrating knowledgeable service providers to deliver one-on-one support to borrowers so they can best make plans and understand options to overcome their financial challenges.
The Distressed Borrowers Assistance Network will address the immediate needs of distressed borrowers and provide comprehensive, wraparound services aimed at addressing the unique challenges faced by financially distressed producers. Once stabilized financially, these borrowers will be better positioned to access new opportunities and continue contributing to the agricultural economy. These investments will also build a system of service providers that can better support agricultural communities for years to come. Investing in a network of agricultural financing service providers to help bridge access to FSA loans is a benefit for rural and agricultural communities.
USDA announced an additional $250 million in automatic payments for distressed direct and guaranteed farm loan borrowers under Section 22006 of the Inflation Reduction Act. This significant step continues USDA's commitment to keeping farmers and ranchers financially viable and support for agricultural communities.
Over the past two years, USDA acted swiftly to assist borrowers in retaining their land and continuing their agricultural operations. Since President Biden signed the Inflation Reduction Act into law in August 2022, the USDA has provided approximately $2.4 billion in assistance to more than 43,900 distressed borrowers.
Building on this momentum, USDA is announcing an estimated additional $250 million in assistance to approximately 4,650 distressed direct and guaranteed farm loan borrowers. This includes approximately $235 million in assistance for an estimated 4,485 delinquent direct and guaranteed borrowers who have not received prior IRA 22006 assistance, and approximately $15 million in assistance for an estimated 165 direct and guaranteed borrowers with Shared Appreciation Agreements.
Distressed FSA borrowers with loans secured by real estate must sign a Shared Appreciation Agreement when they accept loan servicing actions that write down a portion of their direct or guaranteed debt. FSA is required to recapture a portion of that write-down if the property value of the real estate security increases when the agreement matures. Borrowers are required to either repay this amount or have it converted into an interest-accruing repayment agreement. As loan servicing actions that were paused due to the COVID-19 pandemic resume, such as Shared Appreciation Agreement recaptures, this added debt burden could severely impact borrowers who are already struggling.
How Payments Will Be Made
For direct borrower delinquency assistance, FSA will make an automatic payment in the amount of any outstanding delinquencies, as of Sept. 30, 2024, on qualifying direct borrower loans that are one or more days delinquent, as of that date, provided those borrowers have not received prior Section 22006 assistance that was applied to reduce a direct FSA loan balance (excluding assistance for Disaster Set-Asides and Emergency Loans).
For guaranteed borrower delinquency payments, FSA will mail via check an automatic payment in the amount of any outstanding delinquencies, as of Sept. 30, 2024, on qualifying guaranteed loans that are 30 or more days delinquent, as of that date, provided those borrowers have not received prior Section 22006 guaranteed loan assistance. Guaranteed loan borrowers are not considered to be in monetary default until 30 days past due. This assistance will be in the form of a United States Department of the Treasury check that is jointly payable to the borrower and the lender.
For borrowers receiving assistance on their Shared Appreciation Agreements, a payment will be made to resolve outstanding amortized repayment agreements and recapture amounts owed to FSA which have matured as of Sept. 30, 2024. Borrowers whose Shared Appreciation Agreements have not matured as of Sept. 30, 2024, will be contacted by FSA and provided an opportunity to request that FSA calculate a partial recapture and Shared Appreciation Agreement assistance offer.
Shared Appreciation Agreement assistance amounts will be calculated as follows:
- For borrowers whose Shared Appreciation Agreement had previously matured and the receivable owed was converted into a Shared Appreciation Payment Agreement prior to Sept. 30, 2024, Shared Appreciation Agreement assistance will be equal to the total amount of outstanding principal and interest owed on the payment agreement of Sept. 30, 2024.
- For Shared Appreciation Agreements that have reached their maturity date, but FSA has not yet calculated recapture due, FSA will complete required appraisals and calculate the recapture due as of the date of the Shared Appreciation Agreement maturity. Shared Appreciation Agreement assistance will be equal to the amount of calculated recapture.
- For Shared Appreciation Agreements that have not yet matured, FSA will be in contact with borrowers and will provide the option to request Shared Appreciation Agreement payment assistance. Borrowers must consent to FSA completing an appraisal on real estate security prior to March 31, 2025. FSA will calculate the amount of recapture that would be due as if the Shared Appreciation Agreement matured as of Sept. 30, 2024, and the borrower may accept that payment as a partial payment towards the receivable due at final maturity. Borrowers may still owe additional recapture at final Shared Appreciation Agreement maturity.
As with previous rounds of Section 22006 of the Inflation Reduction Act assistance, direct and guaranteed borrowers receiving assistance under any category above will receive a letter from FSA explaining the payment they received. Guaranteed borrowers will receive instructions to make an appointment with their lender to process the payment and apply it to their qualifying guaranteed loan accounts. FSA will provide a letter to guaranteed lenders with instructions for providing updated status reports.
Any distressed direct and guaranteed borrowers who qualify for these forms of assistance and are currently in bankruptcy will be addressed using the same case-by-case review process announced in October 2022 for complex cases.
Impact of Section 22006 of the Inflation Reduction Act Assistance
USDA conducted an Economic Impact Analysis on the $2.2 billion in payments previously provided to distressed Farm Loan Program borrowers through Section 22006 of the Inflation Reduction Act. Key findings show these payments will:
- Generate or support nearly 49,000 jobs.
- Increase household income by $2.471 billion.
- Contribute $3.556 billion to the United States gross domestic product.
- Increase gross revenues from total sales of final goods and services by $5.663 billion.
While the economic impacts of these payments will diminish over time as the economy returns to a steady state, the one-time payments are expected to strengthen local economies and potentially improve resilience and growth prospects. View the additional estimated economic impacts in this fact sheet.
Since fiscal year 2021, USDA foreclosures have significantly decreased, with only 12 farm foreclosures initiated directly by FSA, compared to a 10-year average of 51 annually. Chapter 12 farm bankruptcies have dropped from an average of 493 annually to 139 in 2023. Inflation Reduction Act assistance has brought 1,904 farmers facing foreclosure current and prevented the initiation of foreclosures for 3,970 farmers. Around 82% of direct loan borrowers who received assistance remain current on their loans.
USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, producers should contact their local USDA Service Center.
Indiana's Farm Loan Team is already working on operating loans for spring 2025 and asks potential borrowers to submit their requests early so they can be timely processed. The farm loan team can help determine which loan programs are best for applicants.
FSA offers a wide range of low-interest loans that can meet the financial needs of any farm operation for just about any purpose. The traditional farm operating and farm ownership loans can help large and small farm operations take advantage of early purchasing discounts for spring inputs as well expenses throughout the year.
Microloans are a simplified loan program that will provide up to $50,000 for both Farm Ownership and Operating Microloans to eligible applicants. These loans, targeted for smaller and non-traditional operations, can be used for operating expenses, starting a new operation, purchasing equipment, and other needs associated with a farming operation. Loans to beginning farmers and members of underserved groups are a priority.
Other types of loans available include:
Marketing Assistance Loans allow producers to use eligible commodities as loan collateral and obtain a 9-month loan while the crop is in storage. These loans provide cash flow to the producer and allow them to market the crop when prices may be more advantageous.
Farm Storage Facility Loans can be used to build permanent structures used to store eligible commodities, for storage and handling trucks, or portable or permanent handling equipment. A variety of structures are eligible under this loan, including bunker silos, grain bins, hay storage structures, and refrigerated structures for vegetables and fruit. A producer may borrow up to $500,000 per loan.
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Urban producers, innovative producers, and other stakeholders are invited to virtually attend a public meeting of the Federal Advisory Committee for Urban Ag and Innovative Production on October 23, 2024, from 2:00 – 5:00 p.m. Eastern.
Meeting details can be viewed in the Federal Register Notice. Written comments can be submitted via UrbanAgricultureFederalAdvisoryCommittee@usda.gov by November 6, 2024, at 11:59 p.m. The Committee will deliberate and vote on proposed recommendations and address public comments during the meeting. USDA will share the agenda between 24 to 48 hours prior to the meeting on the Committee’s webpage.
The Committee is managed by the Office of Urban Agriculture and Innovative Production and was established through the 2018 Farm Bill and is part of a broad USDA investment in urban agriculture.
October 14 – Offices Closed in Observance of Columbus Day October 15 – Final Date to Submit Producer Eligibility Forms for 2022 Emergency Relief Program Track 1 and Track 2 Losses October 31 – Final Date to Apply for Reimbursement through the Organic Certification Cost Share Program (OCCSP) (for expenses incurred 10-01-2023 through 09-30-2024) November 4 – Final Date to Submit a Prevented Planting Claim for Fall Wheat with a 10/20 Final Plant Date. Annual Reporting Deadline Map for Indiana Wheat November 4 – COC Election Ballots Mailed to Eligible Voters November 11 – Offices Closed in Observance of Veterans Day November 15 – Final Date to Submit a Prevented Planting Claim for Fall Wheat with a 10/31 Final Plant Date. Annual Reporting Deadline Map for Indiana Wheat November 15 – NAP Sales Closing Date for Perennial Grazing & Forage Crops (Alfalfa, Grass, Mixed Forages, Clover, Etc.) November 20 – NAP Sales Closing Date for Apples, Apricots, Aronia (Chokeberry), Asparagus, Blueberries, Caneberries, Cherries, Grapes, Hops, Nectarines, Peaches, Pears, Plums, Strawberries. November 28 – Offices Closed in Observance of Thanksgiving Day
To view the 2024 Indiana Important Program Deadline Dates Document Online
USDA announced loan interest rates for October 2024, which are effective October 1, 2024. USDA’s FSA loans provide important access to capital to help agricultural producers start or expand their farming operation, purchase equipment and storage structures, or meet cash flow needs.
Additionally, FSA provides low-interest financing to producers to build or upgrade on-farm storage facilities and purchase handling equipment and loans that provide interim financing to help producers meet cash flow needs without having to sell their commodities when market prices are low. Funds for these loans are provided through the Commodity Credit Corporation (CCC) and are administered by FSA.
FSA also offers guaranteed loans through commercial lenders at rates set by those lenders.
Check your eligibility for FSA loans and find the right loans to fit your needs by utilizing the Farm Loan Assistance Tool.
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