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In January, qualifying SEBB Program employee subscribers whose annual rate of pay was $40,000 or less as of June 30, 2025 may have received a $200 flexible spending arrangement (FSA) contribution. This contribution was negotiated in the collective bargaining agreement (CBA), but employees do not need to be in the union to qualify. This CBA FSA contribution was not deducted from employees’ paychecks.
How employees were notified
Last fall in the October Intercom newsletter, employees were first informed about this benefit and who may qualify.
The week of January 12, Navia Benefit Solutions (the FSA administrator) mailed a welcome letter to those who qualified for the contribution. Following that letter, recipients may also get a debit card in an unmarked envelope. They can use this debit card to spend their FSA funds on eligible expenses.
Confirmation letter error
Around January 22, some employees also received a confirmation letter from Navia. This confirmation letter was mailed in error and was only meant for recipients who actively enrolled in an FSA during annual open enrollment. The letter may cause confusion for those who only received the CBA FSA contribution. Navia plans to mail a letter to these employees to inform them of the error and correctly confirm their enrollment in the CBA FSA. We will send a follow-up message to you before that mailing and provide a copy of the letter.
Find out who qualified
A list of recipients has been uploaded to Benefits 24/7 under your organization’s Data Depot. If you don’t find the file in your Data Depot, then no one from your organization received these funds.
Employees may opt out of this benefit
Internal Revenue Service (IRS) rules do not allow a person to have both an FSA and an HSA at the same time because both are tax-preferred benefits. If an employee was awarded the CBA FSA and their spouse is enrolled in an HDHP with an HSA, the employee can request to cancel this benefit. Either you or the employee can do this by contacting Navia. If they get a debit card from Navia, please advise them to cut it up and throw it away.
Requirements to qualify
To be eligible to receive this contribution, employees must meet the following criteria:
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They are employed in a SEBB benefits-eligible position on January 1, 2026.
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Their annual earnable compensation, as defined in Chapter 41.32 (TRS) or 41.35 (SERS) RCW, did not exceed $40,000 as of June 30 of the previous fiscal year.
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They or their spouse are not enrolled in a high-deductible health plan (HDHP) with a health savings account (HSA).
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They meet the other eligibility criteria as described in the Health Care Coalition Agreement, including:
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They are enrolled in a medical plan offered by the SEBB Program that is not an HDHP with an HSA.
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They have not waived SEBB Program enrollment.
For questions about this benefit
To learn more about this benefit we encourage you to check out the SEBB CBA FSA Toolkit, which you can use to help your employees if they come to you with questions.
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