November 12, 2025

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Choosing a plan - OE message #8 for employees

This is message 8 of 10 about the SEBB Program’s annual open enrollment. Please share the message below with employees through your usual communication methods. You may update your payroll or benefits office contact information and customize any employer-specific content as needed. Do not forward this email directly to employees or make any significant content changes.

Thank you for helping us share these updates. For questions or feedback, contact us through HCA Support.

Tips for choosing a plan

If you are considering changing your medical, dental, or vision plan for 2026, it is important to review your current plan and benefit changes to make sure it still meets your needs. Learn about the different plans at the virtual benefits fair. Here are some things to think about as you evaluate which plans are right for you.

Medical plans

1. Check the Medical plans available by county webpage to make sure the plan serves the area where you live. UMP Plus plans will no longer be available beginning January 1, 2026.
2. Compare the benefits and costs. You can use:

• The Medical Benefits Comparison tool to see what’s covered and the out-of-pocket costs for services such as deductibles, coinsurance, and copays.
• The Benefits and coverage by plan webpage to find the plans' benefits booklets, Summary of Benefits and Coverage (SBC), and preauthorization criteria.
• The Behavioral health services by plan webpage to find out what behavioral health services are available to you based on your plan.
• The Benefits while traveling webpage to learn how your coverage works when traveling.

3. If you prefer to see a specific health care provider, make sure they are in the plan’s network. Some plans have smaller networks, and services may cost more if your provider is not in-network.

Dental plans

The SEBB Program offers three dental plans—two managed-care plans, Delta Care and Willamette Dental, and one preferred-provider plan, Uniform Dental Plan. DeltaCare and Uniform Dental Plan are both administered by Delta Dental but have different provider networks. The Delta Dental plans are often confused, so be careful when choosing a dental plan.

1. Compare your dental plan options using the SEBB Dental Benefits Comparison.
2. Check the dental plans’ provider search or call the plan to verify your provider is in the plan’s network.

Vision plans

Use the following resources to learn more about each vision plan’s network and benefits.

1. Compare the vision plans using the SEBB Vision Benefits Comparison.
2. Check the vision plans’ provider search or call the plan to verify your provider is in the plan’s network.

Questions

For questions about:

Your enrollment or SEBB account: Check Benefits 24/7. If you still have questions, contact your payroll or benefits office.

Benefits: Contact the plans.

Benefits 24/7: Go to the Help with Benefits 24/7 webpage or call the login assistance phone line at 1-866-335-0043. This line is for login issues only. Contact your payroll or benefits office for other account-related issues.