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The 2026 rate letters for K-12 School Districts, Charter Schools, and Educational Service Districts are available on the Rates page of the Benefits Administrator’s website.
The rate letter includes:
- Employee premiums effective 2026.
- Employer contribution (base rate) of $1,307 effective September 1, 2025, through August 31, 2026.
- Life and accidental death and dismemberment (AD&D) basic rate and supplemental rates.
- Long-term disability (LTD) rates – employer and employee paid.
- 2026 additional taxable income for non-tax qualified dependents.
Locally negotiated rates
The SEBB organization must provide a current ratified collective bargaining agreement (CBA) and information on all eligible school employees under the CBA to HCA by the start of the school year.
The rate letter includes:
- Employee premiums effective January 1, 2026.
- Employer contribution for medical, dental, vision, basic life and accidental death and dismemberment.
Please note that the table previously included in the letters, which provided a breakdown of benefits and rates, is no longer included, nor will it be included in future rate letters.
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