Remind your employees about the FSA claims filing deadline and carryover

Washington State Health Care Authority sent this bulletin at 02/02/2024 09:12 AM PST

2.2.2024

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Some of your employees have Medical Flexible Spending Arrangement (FSA) or Limited Purpose FSA funds they may soon lose. The last day to incur qualifying expenses was December 31, 2023. The deadline to submit claims is March 31, 2024. After March 31, unused funds will be forfeited to the Health Care Authority unless eligible for carryover.

We need your help to prevent your employees from forfeiting unclaimed funds. Please forward the message below to your employees to encourage them to submit their 2023 claims.

Thank you in advance for your time and effort to share this message. If you have comments or suggestions for additional messages, please let us know through HCA Support.

Contact Navia Benefit Services, for benefit administrators only, by calling 425-452-3488 or emailing ESTeam4@naviabenefits.com.

Submit all 2023 Medical or Limited Purpose FSA Claims by March 31, 2024

If you have a Medical Flexible Spending Arrangement (FSA) or Limited Purpose FSA, you must submit all eligible 2023 claims for reimbursement to Navia Benefit Solutions by March 31, 2024. Expenses must have occurred between January 1 and December 31, 2023 to qualify for the 2023 plan year. The IRS requires any unused funds in your account be forfeited after March 31, unless you are eligible for carryover (see below). Forfeited funds are returned to the plan administrator, Health Care Authority. Once returned, you cannot reclaim those funds.

How to submit claims and supporting documentation

Online: Log in to your Navia account

Email: claims@naviabenefits.com

Mail: Navia Benefit Solutions, PO Box 53250, Bellevue, WA 98015-3250

Fax: 1-425-451-7002 or toll-free 1-866-535-9227

Do you qualify for carryover?

If you were enrolled in a Medical or Limited Purpose FSA during 2023 and enrolled for 2024, you are eligible for carryover of any remaining funds up to $610. If you did not enroll for 2024 and have at least $120 remaining, you are still eligible for carryover of funds up to $610. You will see the carryover funds added to your account after February 2024.

If you enrolled in a consumer-directed health plan (CDHP) with a health savings account (HSA) for 2024 and had a Medical FSA in 2023 that is eligible for carryover, your carryover funds will be deposited into a Limited Purpose FSA, which can be used for eligible dental and vision expenses. This is because IRS rules do not allow you to have a CDHP with an HSA and a Medical FSA at the same time.

About the Health Care Authority (HCA)

Functioning as both the state's largest health care purchaser and its behavioral health authority, the Washington State Health Care Authority (HCA) is a leader in ensuring Washington residents have the opportunity to be as healthy as possible.

There are three pillars of our work: Apple Health (Medicaid); the Public Employees Benefits Board (PEBB) and School Employees Benefits Board (SEBB) programs; and behavioral health and recovery. Under these pillars, HCA purchases health care, including behavioral health treatment for more than 2.7 million Washington residents and provides behavioral health prevention, crisis, and recovery supports to all Washington residents.

Please do not reply directly to this message. For more information, visit the HCA website, where you'll also find contact information.

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Nondiscrimination

The Washington State Health Care Authority (HCA) complies with all applicable federal and Washington state civil rights laws and is committed to providing equal access to our services. Visit HCA’s website to view complete nondiscrimination statements.