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Contents
- You’re part of the largest defined contribution plan in the United States
- Optional Roth in-plan conversions available January 28 to all participants
- For some, catch-up contributions must be Roth
- Join us for more free TSP webinars in 2026
- Thank you for more than 50,000 comments on TSP education emails!
- How you connected with us in 2025
- Annual statements online in My Account or in the mail in February
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You're part of the largest defined contribution plan in the United States |
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7.3 million
TSP participants
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$1.07 trillion
invested assets
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Optional Roth in-plan conversions available January 28 to all participants
Starting January 28, 2026, you’ll have the option to convert money in your traditional (pre-tax) balance to your Roth (after-tax) balance in your TSP account.
Roth in-plan conversions are available to all TSP participants:
- Active participants (current federal civilian employees and uniformed services members)
- Separated and retired participants
- Spouse beneficiary participants
You don’t have to have a Roth TSP balance to do a Roth in-plan conversion. If you don’t have a Roth TSP balance, your first Roth in-plan conversion will create one in your TSP account.
If you’re considering doing a Roth in-plan conversion, we strongly recommend that you consult a tax advisor. When you convert pre-tax money from your traditional TSP balance, your Roth in-plan conversion amount becomes part of your taxable income for the year. This means that you’ll pay income tax on the conversion amount based on your income tax rate. You must pay the income tax on the conversion amount using personal funds from another source, such as a savings account. You cannot use part of the amount you’re converting to pay taxes.
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For some, catch-up contributions must be Roth
If you’re age 50 or older and made more than $150,000 in wages last year from a TSP‑eligible job, any catch‑up contributions you make this year must go into your Roth TSP balance. You don’t need to do anything to meet this requirement. If the requirement applies to you, your payroll office will automatically designate your catch-up contributions as Roth.
You can find more details and a few example scenarios on our website to help you figure out whether this rule applies to you.
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We hosted more than 350 official TSP training events in 2025!
Join us for more free TSP webinars in 2026.
Spend some time online with official TSP representatives for live webinars and classes, which always include time to answer your specific questions. The webinar schedule is currently listed through March 2026 with more dates coming throughout the year!
 In case you missed it, watch the webinar recording
Check out our webinar recordings on YouTube if you can’t join a live session or want a refresher on the topic of your choice.
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Thank you for more than 50,000 comments on TSP education emails!
You may have noticed this year that we started asking for feedback on our education emails through a short survey where you can submit comments or questions. We received more than 50,000 responses, and we’re truly grateful to every TSP participant who took a moment to share their thoughts. Your feedback matters even more than you might realize.
Even one comment holds a lot of power. Your feedback has helped us:
- Spot confusing language we can simplify on the website and in future emails.
- Add example scenarios to publications to explain topics more clearly.
- Clarify steps to take to find account information or complete transactions.
- Better explain why a topic matters to specific audiences and at different stages of life.
- Identify patterns in comments and suggestions that guide future communications.
Thank you for speaking up. One comment at a time, you help us make TSP communications clearer, more helpful, and more responsive to the needs of all TSP participants.
Most popular newsletter topics from 2025
Thank you for letting us know!
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How you connected with us in 2025
When you need TSP support, we’re here to help. We’re committed to giving you the tools and information you need to manage your TSP account.
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 We answered more than
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phone calls.
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 AVA responded to more than
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inquiries.
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 We responded to nearly
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 There were more than
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live chat support sessions in My Account.
In live chat sessions, it took an average of only 30 seconds to connect directly with a TSP representative.
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Annual statements online in My Account or in the mail in February
Your annual TSP statement covers account activity for January 1 through December 31, 2025. You'll receive your annual statement based on the delivery method reflected in My Account.
Request a custom statement
You can generate an electronic statement in My Account at any time. After you log in, go to Account Statements from the Quick Links menu and select the date range you want for your statement. (In the TSP Mobile App, you’ll find this link in the Retirement tab.)
Getting your TSP statement by postal mail
If you have postal mail selected as your delivery preference in your current My Account profile, you’ll also receive a copy of your statement by mail. The way you receive TSP notices and statements depends on your delivery preference in your My Account profile.
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Was this TSP newsletter helpful?
Please complete our very short survey to provide feedback or ask questions about general TSP information that would make good newsletter topics.
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Important TSP information
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Download the official TSP Mobile App
Download the TSP Mobile App from the Apple App Store and the Google Play Store, the only authorized sources for our app.
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Providing your TSP account credentials to unapproved third-party software, apps, or services may jeopardize your account security. We cannot endorse any information or advice you may receive from third-party software, apps, or services.
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Schedule for the Thrift Savings Planner
You'll receive your TSP newsletter by email in January, April, July, and October each year.
You can unsubscribe from the Thrift Savings Planner at any time.
View this email in your browser.
Contact us
Privacy
tsp.gov
ThriftLine Service Center
C/O Broadridge Processing
P.O. Box 1600
Newark, NJ 07101-1600
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