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Your National Health Service Corps (NHSC) Loan Repayment Program (LRP) or Substance Use Disorder (SUD) Workforce LRP application must include information on your unpaid student loans to support undergraduate or graduate education, which led to your health professions degree.
Eligible Loans
- Obtained by the applicant to cover school tuition, other reasonable education, and living expenses associated with the undergraduate or graduate education
- Provided by federal, state, and local entities, as well as commercial institutions
Ineligible Loans
- Any that incurred a service obligation, which will not be fulfilled before the NHSC application deadline
- Unable to identify that loan was solely applicable to the undergraduate or graduate education of the applicant
- Not obtained from a Government entity or private student loan lending institution (Most loans made by private foundations to individuals are not eligible for repayment.)
- Primary Care Loans
- Parent PLUS Loans (made to parents)
- Personal lines of credit
- Loans subject to cancellation
- Residency loans
- Credit card debt
- Repaid in full, in default, or were obtained for someone other than the applicant
- Prior NHSC participant who obtains additional educational loans within the discipline in which they performed their service obligation, those loans are not eligible for repayment
For additional information, review the Application & Program Guidance for either NHSC LRP (pages 17-18) or SUD Workforce LRP (pages 19-20).
Loan Documentation
The NHSC classifies loans into two categories, federal or private/commercial. Applicants may submit loan information either electronically (federal only) or manually.
You will be required to provide two types of documentation for each manual loan that is being submitted for consideration: (a) an account statement and (b) a disbursement report. For additional information on what information needs to be included on these documents, review the Application & Program Guidance for either NHSC LRP (page 40) or SUD Workforce LRP (pages 40-41).
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