T-Mobile will give full refunds to customers who had unwanted third-party charges placed on their bills for subscriptions they did not order – including horoscope texts, ringtones, celebrity gossip and more – a practice known as mobile cramming. The company is paying at least $90 million to settle a Commission lawsuit. T-Mobile has been contacting its current and former customers who were crammed to let them know about T-Mobile’s refund program.

According to the FTC, a data broker sold the sensitive personal information of hundreds of thousands of people – including Social Security and bank account numbers – to scammers who used the information to take millions of dollars from the people’s accounts. The Commission says that LeapLab bought payday loan applications that included the applicant’s name, address, phone number, employer, Social Security number and bank account number, and then sold that information to marketers – knowing they had no real need for it. At least one of those marketers, Ideal Financial Solutions, allegedly used the information to withdraw millions of dollars from people’s accounts without their consent.

NourishLife, LLC agreed to stop making claims that the FTC says are deceptive – namely that the company’s dietary supplements are proven to be effective at treating childhood speech disorders, including those associated with autism. The FTC says the company didn’t have the proper scientific evidence to back up its claims. The company sold Speak softgels and capsules, and Speak Smooth liquid children’s supplements for more than $70 per bottle. The company also conveyed its claims through dramatic testimonials from parents, some of whom received free supplies of the supplement.

Two companies that market skin care and weight-loss products agreed to stop making false or unproven claims about their products. In one case, the FTC challenged ads for DermaTend, a skin cream promoted for do-it-yourself removal of moles, skin tags, and warts, and Lipidryl, a supplement promoted for weight loss. In the second case, the agency challenged claims for Photodynamic Therapy anti-aging lotions, as well as Shrinking Beauty, a supposed body-slimming lotion based on “lobster weight loss inspired technology.” The FTC settlements in both cases stop the companies from misleading people about the effectiveness of their products and whether their claims are backed by reliable scientific evidence.

Global pharmaceutical company Eli Lilly agreed to divest a line of canine heartworm medications to settle FTC charges that its $5.4 billion acquisition of Novartis Animal Health would likely lead to higher prices for dog owners. According to the FTC, Eli Lilly’s Trifexis and Novartis Animal Health’s Sentinel products are particularly close substitutes because they are the only two products that are given orally once a month, contain the same active ingredient, and also treat fleas and other internal parasites in dogs. Under the proposed settlement, Eli Lilly will divest the Sentinel product line to French pharmaceutical company, Virbac.

The FTC has a new video, Back It Up: Don’t Lose Your Digital Life, that advises people to back up their digital files once a week. From the family budget to photos, the files on your computer are valuable. So back them up!