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Individuals affected by the following disasters should apply for FEMA assistance by these dates:
Survivors are encouraged to file insurance claims for damage to their homes, personal property and vehicles before they apply for FEMA assistance. FEMA Individual Assistance cannot pay for expenses that other sources will cover.
The fastest way to apply is online at DisasterAssistance.gov or the Spanish language site DisasterAssistance.gov/es.
If you need more information or additional help:
- Download the FEMA App.
- Call the FEMA Helpline at 1-800-621-3362 for assistance in multiple languages. If you use a relay service—such as video relay service (VRS), captioned telephone service or others—provide FEMA the number for that service.
- Find in-person FEMA support at fema.gov/drc.
To view an accessible video on how to apply, visit What to Expect Before Applying for FEMA Assistance.
When applying for FEMA assistance, specify the damage and the date it occurred to ensure you are applying under the correct declaration number.
In addition, Public Assistance is available in Alaska for governments and non-profits in the designated counties affected by severe storms, flooding and remnants of Typhoon Halong from Oct. 8-13.
Public Assistance funding is available to state, tribal and eligible local governments and private nonprofit organizations on a cost-sharing basis for emergency work and the repair or replacement of disaster-damaged facilities. Learn more about FEMA’s Public Assistance program at FEMA.gov and apply for Public Assistance by Dec. 21.

When Hurricane Helene hit North Carolina, it left behind millions of cubic yards of debris. The Lake Lure community in Rutherford County was one of the heavily affected communities. After months of continuous work, the town recently reached a significant recovery milestone.
On Nov. 18, the U.S. Army Corps of Engineers, under a mission assignment from FEMA, joined Lake Lure Mayor Carol Pritchett and FEMA's Public Assistance Group supervisor for a final walkthrough of the area to officially close out recovery efforts. This milestone marked the completion of one of western North Carolina’s largest and most complex recovery missions, which involved extensive coordination across federal, state and local agencies.
Lake Lure experienced severe flooding, which required sustained and technically demanding work. The U.S. Army Corps of Engineers removed over 1 million cubic yards of debris from the lake and town, equivalent to two-and-a-half NFL stadiums. The cleanup effort involved extensive work across various locations, including waterways and private properties, requiring nearly 52,000 dump trucks and 54 weeks of working 12-hour days, seven days per week.
The community has expressed relief and hope as the lake is restored and hazards addressed. Mayor Pritchett said the closeout marks a turning point for the community. “Our town has faced a long, difficult year,” she said. “Seeing this work completed, the debris removed, our lake restored and these hazards addressed gives our residents a sense of relief and hope.”

The holidays are here, and while decorations, travel and meals together bring joy, they also come with risks. A little planning now will give you and your loved ones the gift of safety.
Read the blog on FEMA.gov for 15 tips to make the holidays safe and fun for everyone you gather.
No matter how you celebrate, following these safety tips can help protect you and your loved ones.
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