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Most flooding events are localized and don't rise to the federal disaster level. When disasters exceed local, state, and tribal capacity for response and recovery, a federal disaster declaration may be requested. Texas has over 70 major federal disaster declarations for flood, severe storm, and tropical storm (including hurricane) events.
View Disaster Declarations for States and Counties
Choose flood, hurricane, or severe storms to see flood-related federal disaster declarations in Texas. Select your county on the map for more information. Click here to access data.
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View Historical Flood Risk and Costs
Select your state then select your county on the map for more information. Click here to access data.
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 Shown here is the average National Flood Insurance Program (NFIP) claim payment for policyholders in Texas from 1996-2019: $54,200. That's compared to the average FEMA Individuals and Households Program (IHP) disaster assistance for flood related damages from 2006-2016: $7,300.
Don't rely on federal disaster assistance after a flood event. It's not always available and it's not enough to get you back to your pre-disaster condition. Homeowners, business owners, and renters should get flood insurance to help recover after an event. Flood damaged is typically not covered by homeowner's, renter's, and business insurance.
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