FEMA Bulletin Week of July 23, 2018

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July 23, 2018

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In this Edition:

Important Dates & Deadlines 

August 10

Emergency Management Institute's Chlorine Emergency Response Virtual Tabletop Exercise Registration Deadline

September 20

Mandatory Nationwide Test of the Emergency Alert System

National Flood Insurance Program Marks 50th Anniversary

Congress created the National Flood Insurance Program (NFIP) on August 1, 1968, to provide federally backed flood insurance in communities that voluntarily adopt and enforce floodplain management ordinances which meet the minimum NFIP requirements.

In the last 50 years of the NFIP, the program has supported 2.3 million policyholders impacted by flood damage paying more than $64 billion dollars in flood claims losses. Insured survivors recover faster and more fully after a flood than uninsured survivors. The NFIP provides the primary source of flood insurance in the United States for homeowners, renters, and businesses.


Today, the NFIP manages flood risk for more than 22,000 participating communities by providing insurance and protecting the natural and beneficial functions of floodplains through land use and development requirements. The program supports more than 5 million flood insurance policies, insuring more than $1.2 trillion in assets.

National Flood Insurance Program 50th anniversary logo

The NFIP thanks the state, local, tribal, and territorial governments as well as insurance and floodplain management partners and many others for their partnership and assistance in servicing the nation. Through the decades, the NFIP has met its humanitarian mission to save life and property through these partnerships and will continue to manage, inform, and insure flood risk.

For more information visit www.fema.gov/nfip50; to learn more about flood insurance, visit  www.floodsmart.gov.

FEMA Expands Reinsurance to Capital Markets for the National Flood Insurance Program

For the first time, FEMA has transferred flood risk to capital markets. Announced on July 31, this placement complements the National Flood Insurance Program’s (NFIP) existing traditional reinsurance coverage for calendar year 2018.

FEMA entered into a three-year reinsurance agreement with the reinsurance company, Hannover Re (Ireland) Designated Activity Company. Hannover Re acted as a “transformer,” transferring $500 million of the NFIP’s financial risk to capital market investors by sponsoring the issuance of a catastrophe bond through a special purpose reinsurer.

Under this August 2018 reinsurance agreement, Hannover Re will indemnify FEMA for a portion of flood claims that result from a qualifying flood event that occurs between the dates of August 1, 2018 and July 31, 2021. The agreement is structured to cover, for a given flood event, 3.5 percent of losses between $5 billion and $10 billion, and 13 percent of losses between $7.5 billion and $10 billion. FEMA will pay $62 million in premium for the first year of coverage.

Combined with the January 2018 reinsurance placement, FEMA has transferred $1.96 billion of the NFIP’s flood risk for the 2018 hurricane season to the private sector. If a catastrophic flood event triggers the reinsurance placements, the NFIP will have an additional way to fund payment of flood claims. The August 2018 placement is also significant because, for the first time, capital markets investors are directly backing NFIP reinsurance coverage. By engaging both the traditional reinsurance markets and the capital markets, the NFIP can reduce risk transfer costs, access greater market capacity, and further diversify its risk transfer partners.

Congress granted FEMA authority to secure reinsurance from the private reinsurance and capital markets through the Biggert-Waters Flood Insurance Reform Act of 2012 and the Homeowner Flood Insurance Affordability Act of 2014.

For additional information about this capital markets inverstors reinsurance placement, you can read the NFIP chief executive’s blog post, “Building a Culture of Preparedness with Reinsurance." Frequently Asked Questions and other details about this reinsurance placement are also available at www.fema.gov/nfip-reinsurance-program.

NFIP reinsurance timeline graphic

FEMA Releases Planning Considerations: Complex Coordinated Terrorist Attacks

FEMA released "Planning Considerations: Complex Coordinated Terrorist Attacks" to aid all community partners, including all levels of government, infrastructure owners and operators, small businesses, non-profit organizations, and volunteer organizations, in planning and preparing for complex coordinated terrorist attack scenarios.


Complex coordinated terrorist attacks represent an evolving and dynamic terrorist threat with the potential for mass casualties and infrastructure damage anywhere and at any time. The guide includes the unique characteristics of complex coordinated terrorist attacks, identifies potential challenges, and discusses the six-step planning process as it relates to complex coordinated terrorist attacks. The guide also provides information on identifying the capabilities necessary to respond to complex coordinated terrorist attacks using the Threat and Hazard Identification and Risk Assessment, and it includes a list of relevant, available resources.

To download a copy of "Planning Considerations: Complex Coordinated Terrorist Attacks," visit www.fema.gov/plan.

Emergency Management Institute Hosts Training E-Forums in August

FEMA’s Emergency Management Institute (EMI) hosts a series of “One Link, One Bridge, Many Voices” e-Forums every Wednesday from 3-4 p.m. ET. EMI e-Forums are 1-hour, moderated webinars where EMI and the emergency management community gather to discuss matters of interest related to emergency management and national preparedness. The sessions facilitate a panel discussion with our whole-community partners - your peers - sharing their experiences in an informal exchange of ideas. EMI e-Forums are free of charge and available to anyone who wishes to participate.

August EMI e-Forums

- 8/15: Planning for Complexity: Leading Emergency Management in a Constantly Evolving and Complex Environment

- 8/22: Texas A&M Engineering Extension Service (TEEX): Bigger than just the National Emergency Response and Recovery Training Center (NERRTC)

- 8/29: NIMS Training 2018:  What to expect after 100.c

Participation link: https://fema.connectsolutions.com/emieforums

Conference call-in: 800-320-4330, PIN 107622

Questions: https://training.fema.gov/contactus/sendcomment.aspx

FEMA Podcast: Disaster Planning

On this week's episode of the FEMA Podcast, Josh Dozor, FEMA's Director of the Planning and Exercise Division, discusses how FEMA and its partners plan for a variety of disaster and emergency scenarios. From hurricanes to space weather or tornadoes to Ebola -- this episode of the FEMA podcast is all about disaster planning.

The FEMA Podcast is a new audio program series available to anyone interested in learning more about the agency, hearing about innovation in the field of emergency management, and listening to stories about communities and individuals recovering after disasters. The FEMA Podcast is available on Apple iTunes to stream or download. Approximately 20 to 30 minutes in length, the podcast will be updated with a new episode on a weekly basis. By subscribing, new episodes will automatically update on a listener's device. For more information, visit www.fema.gov/podcast.

FEMA launches podcast

Reminder of Upcoming Deadlines

Register for the Emergency Management Institute's Chlorine Emergency Response Virtual Tabletop Exercise

FEMA’s Emergency Management Institute (EMI) Virtual Tabletop Exercise (VTTX) Program in cooperation with The Chlorine Institute, will offer three chlorine response VTTX sessions August 21, 22, and 23, 2018. The VTTX will address contamination recognition and subsequent response efforts after a major chlorine release. The VTTX occurs 12 p.m. – 4 p.m. ET. To participate, send an email to Doug Kahn at douglas.kahn@fema.dhs.gov or call 301-447-7645. Also, send a courtesy copy email to the Integrated Emergency Management Branch at fema-emi-iemb@fema.dhs.gov or call 301-447-1381. Content is the same each day and participants should attend only one session. Additional information is available at https://training.fema.gov/programs/emivttx.aspx. The registration deadline is August 10, 2018.