USDA Proposed Rule - Income Producing Accessory Dwelling Unit Provisions

USDA Rural Development sent this bulletin at 04/01/2026 01:44 PM EDT

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USDA Rural Development - Together, America Prospers

SFH Guaranteed Origination

April 1, 2026

USDA Proposed Rule - Income Producing Accessory Dwelling Unit Provisions

On March 31, 2026, a proposed rule was published in the Federal Register to amend the Single-Family Housing Guaranteed Loan Program (SFHGLP) regulation to permit the financing of a single-family home with income producing Accessory Dwelling Units. Subsequently, the rule proposes to clarify that borrowers may finance properties with features designed to accommodate home-based operations with non-commercial real estate features.

Rural Development invites the public to submit comments on the proposed rule via the Federal eRulemaking Portal located at www.regulations.gov. While the public comment period is open for 60 days, Rural Development encourages all interested parties to submit comments as soon as feasible. Comments must be submitted on or before June 1, 2026.

Questions regarding program policy and this announcement may be directed to sfhgld.program@usda.gov or (833) 314-0168.

Thank you for supporting the Single-Family Housing Guaranteed Loan Program!

Help Resources

Rural Development Help Desk:

For GUS system, outage or functionality assistance

Email: RD.HD@USDA.GOV

Important Links:

SFHGLP Webpage: https://www.rd.usda.gov/programs-services/single-family-housing-guaranteed-loan-program

USDA LINC Training and Resource Library:

https://www.rd.usda.gov/programs-services/lenders/usda-linc-training-resource-library

Procedure Notices: https://www.rd.usda.gov/resources/directives/procedures-notices

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