Pennsylvania FSA Update - January 2026
Greetings from the Pennsylvania FSA State office,
I hope everyone had a great holiday season visiting with family and friends. We’ve definitely had some winter this year which we haven’t had for a while. As we work through January, we start planning for a new year of hopes and opportunities. I always say farmers are the eternal optimist, we may have had some trying times last year but we always look forward to the new year to plant our crops and grow our farm business.
Here at FSA, we look to the new year the same way, a fresh start through the lens of the Trump’s administration outlook on Farmers First initiatives. The Farmer Bridge Assistance program was announced in December providing a one-time payment in response to temporary trade market disruptions and increased production costs. Commodity-specific rates were announced at the end of December, and eligible producers can expect pre-filled applications to be available and payments to start toward the end of February.
We also opened the Dairy Margin Coverage (DMC) program for the 2026 coverage year on Jan 12. The One Big Beautiful Bill Act reauthorized DMC for 2026 through 2031 and provides substantial program improvements, including establishing new production history and increasing Tier 1 coverage. The enrollment deadline is Feb. 26, 2026.
I’m excited that, on Jan. 1, Secretary Rollins announced Pennsylvania FSA State Committee appointees:
I look forward to working these leaders in Pennsylvania ag.
As always, I very much appreciate the staff in our county offices for the service they provide our farmers and appreciate our farmers for the food you produce and the sacrifices you make to do it.
Have a great day,
Rick Ebert
State Executive Director
Pennsylvania Farm Service Agency
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The Farm Loan teams throughout Pennsylvania are already working on operating loans for spring 2026 and asks potential borrowers to submit their requests early so they can be timely processed. The farm loan team can help determine which loan programs are best for applicants.
FSA offers a wide range of low-interest loans that can meet the financial needs of any farm operation for just about any purpose. The traditional farm operating and farm ownership loans can help large and small farm operations take advantage of early purchasing discounts for spring inputs as well expenses throughout the year.
Microloans are a simplified loan program that will provide up to $50,000 for both Farm Ownership and Operating Microloans to eligible applicants. These loans, targeted for smaller and non-traditional operations, can be used for operating expenses, starting a new operation, purchasing equipment, and other needs associated with a farming operation. Loans to beginning farmers and members of underserved groups are a priority.
Other types of loans available include:
Marketing Assistance Loans allow producers to use eligible commodities as loan collateral and obtain a 9-month loan while the crop is in storage. These loans provide cash flow to the producer and allow them to market the crop when prices may be more advantageous.
Farm Storage Facility Loans can be used to build permanent structures used to store eligible commodities, for storage and handling trucks, or portable or permanent handling equipment. A variety of structures are eligible under this loan, including bunker silos, grain bins, hay storage structures, and refrigerated structures for vegetables and fruit. A producer may borrow up to $500,000 per loan.
Sarah Campbell is the National Beginning Farmer and Rancher Coordinator for USDA. In this Ask the Expert, Sarah answers questions about common misconceptions about beginning farmer and rancher eligibility, available programs to help and how to chart your path as a beginning farmer.
Learn more about beginning farmers and ranchers.
The Farm Service Agency (FSA) offers two types of set-aside programs to assist FSA direct loan borrowers. The set-aside programs are intended to help distressed borrowers as well as borrowers impacted by natural disasters.
Disaster Set-Aside Program
The Disaster Set-Aside Program (DSA) assists existing FSA direct loan borrowers who have been impacted by natural disasters. The DSA program provides short-term financial relief by allowing eligible borrowers to delay FSA direct loan payments that are due this year or next year (but not both). You may delay up to one full annual payment per loan and the delayed payment will be moved to the end of the loan term. You will not be required to pay this set-aside installment until the loan’s final due date.
The principal portion of the amount set-aside will continue to accrue interest at your loan’s existing interest rate.
To be eligible, borrowers must have operated a farm in a county declared a disaster area or a contiguous county at the time of the disaster. In addition, the borrower’s inability to make their upcoming payment must be due to the disaster.
To apply for DSA, borrowers must provide their local USDA Service Center with a letter requesting DSA, which must be signed by all parties liable for the debt. The letter must be provided to your local Service Center within eight months of the disaster declaration date. The application process also includes providing your actual production, income, and expense records for the last three years. FSA may also request additional information as needed to make an eligibility decision.
Distressed Borrower Set-Aside Program
FSA Direct Farm Loan Program borrowers whose loans were closed before Sept. 25, 2024, may be eligible for assistance under the Distressed Borrower Set-Aside Program (DBSA). Similar to DSA, DBSA also provides short-term financial relief by allowing eligible borrowers to delay FSA direct loan payments that are due this year or next year (but not both). You may delay up to one full annual payment per loan and the delayed payment will be moved to the end of the loan term. You will not be required to pay this set-aside installment until the loan’s final due date.
An increased benefit with DBSA is that the principal portion of the set-aside will accrue interest at a reduced rate of 0.125% rather than your loan’s existing interest rate.
To be eligible for DBSA, the borrower must demonstrate financial distress, but their inability to make the upcoming payment does not need to be due to a disaster.
The DBSA application process is similar to DSA as borrowers must provide their local USDA Service Center with a letter requesting DBSA, which must be signed by all parties liable for the debt. The application process also includes providing your actual production, income, and expense records for the last three years. FSA may also request additional information as needed to make an eligibility decision.
Important Factors for Both DSA and DBSA:
FSA direct loan borrowers are not able to obtain more than one set-aside per loan. Borrowers also cannot obtain both a DSA and DBSA simultaneously on the same loan. In addition, FSA direct loans with less than two years remaining are not eligible for a DSA or DBSA. Other eligibility requirements apply; we encourage you to contact your local Service Center for more information.
Both DSA and DBSA are intended to provide short-term relief for situations where borrowers anticipate the ability to resume paying their full annual installment(s) in the following year. If you require a more long-term form of financial relief, FSA has other potential options available through primary loan servicing (PLS).
For more information on DSA, DBSA, or PLS, please contact your local FSA County Service Center. You may also visit fsa.usda.gov.
Additional information, eligibility criteria and program limitations may be found within the Disaster Set-Aside and Distressed Borrower Set-Aside Program fact sheets.
After two rainfall events in April 2024 caused severe flooding, USDA’s Natural Resources Conservation Service (NRCS) used the Emergency Watershed Protection (EWP) Program to help southwestern Pennsylvania residents recover from damage.
The EWP Program helps local communities after natural disasters strike. Pennsylvania NRCS uses EWP as a recovery program aimed at relieving imminent hazards to life and property resulting from a significant flooding event.
Through EWP, NRCS was able to provide both financial and technical assistance to complete eight projects in seven counties for this event. The projects stabilized eroded stream banks that threatened life and property.
One such project was in the Borough of Millvale, a historic town in Pittsburgh. The storm caused an existing rock wall along Grity’s Run to collapse, significantly eroding the bank and causing a telephone pole to collapse into the stream. The failed wall left the adjacent business and downstream residences at risk of future flood damage.
Construction to repair the wall began in October 2025 and was completed by the end of November. The project included removing the original wall from the stream and installing a new pre-cast modular block wall. The new wall tied into existing upstream and downstream walls.
According to the property owners, “The extensive damage presented significant challenges, and [NRCS’s] organization, communication, and guidance were invaluable. We are highly satisfied with the contractor’s performance. Their artistry, attention to detail, and professionalism were consistently evident during the repair process.”
Recovery projects begin with a local sponsor contacting NRCS after a natural disaster. Eligible sponsors include cities, counties, towns, townships, and conservation districts. These sponsors work with NRCS to identify sites eligible for EWP assistance. Interested public and private landowners must work through the local sponsor to have their property considered. NRCS and the sponsor then provide assistance to private landowners and municipalities affected by the event.
NRCS will reimburse the Sponsor 75 percent of construction funding for each project and provide engineering assistance. The sponsor is responsible for providing the other 25 percent of construction funds. For the Millvale project, the Pennsylvania Department of Environmental Protection (DEP) provided 25 percent of the funding. In addition to covering 75 percent funding, NRCS staff assisted with the site design, and provided daily construction inspection duties. The Borough of Millvale acted as the project Sponsor on behalf of the property owner. The Borough’s duties included requesting EWP assistance, securing all necessary land rights/construction easements, acquiring the appropriate regulatory permits, soliciting a contractor to perform the work, and agreeing to provide operation and maintenance of the completed emergency measures.
To learn more about EWP and other NRCS conservation programs, producers can contact their local USDA Service Center. Producers can also apply for NRCS programs, manage conservation plans and contracts, and view and print conservation maps by logging into their farmers.gov account. If you don’t have an account, sign up today.
Are you interested in working with USDA to start or grow your farm, ranch, or private forest operation, but don’t know where to start?
Whether you’re looking to access capital or disaster assistance through USDA’s Farm Service Agency (FSA) or address natural resource concerns on your land with assistance from USDA’s Natural Resources Conservation Service (NRCS), a great place to start is farmers.gov.
Farmers.gov is a one-stop shop for information about the assistance available from FSA and NRCS. The site also offers many easy-to-use tools for farmers, ranchers, and private forestland owners, whether you are reaching out for the first time or are a long-term customer with a years-long relationship with USDA.
With a farmers.gov account you can:
- Complete an AD-2047, Customer Data Worksheet, prior to your first meeting with FSA and NRCS.
- View farm loan payments history from FSA.
- View cost share assistance received and anticipated from NRCS conservation programs.
- Request conservation assistance from NRCS as well as view and track your conservation plans, practices, and contracts.
- View, print, and export detailed farm records and farm/tract maps for the current year, which are particularly useful when fulfilling acreage reporting requirements.
- Print FSA-156 EZ, Abbreviated Farm Record and your Producer Farm Data Report for the current year.
- Pay FSA debt using the “Make an FSA Payment” feature
- Apply for a farm loan online, view information on your existing loans, and make USDA direct farm loan payments using the Pay My Loan feature.
Learn how to create a farmers.gov account today!
The U.S. Department of Agriculture (USDA) has revised the Farm Service Agency (FSA) county committee voting period, and eligible agricultural producers and private landowners across the country should receive ballots beginning the week of Jan. 5.
Elections are occurring in certain Local Administrative Areas (LAA) for these committee members who make important decisions about how federal farm programs are administered locally. Producers and landowners must return ballots to their local FSA county office or have their ballots postmarked by Feb. 2, 2026, for those ballots to be counted. Newly elected members will take office on March 2, 2026.
To be eligible to vote in the county committee elections, producers must participate or cooperate in a USDA program and be assigned to the LAA that is up for election. Each year, at least one LAA in each COC jurisdiction is up for election on a three-year rotation, and each producer is assigned to vote in a single LAA. A cooperating producer is someone who has provided information about their farming or ranching operation to FSA, even if they have not applied or received program benefits.
For purposes of FSA county committee elections, every member of an American Indian tribe is considered an agricultural landowner if the land on which the tribal member’s voting eligibility is based is tribally owned or held in trust by the U.S. for the tribe, even if the individual does not personally produce a commodity on that land.
Tribal agricultural landowners 18 years and older can contact their local FSA county office to register to vote.
Nationwide, more than 7,700 dedicated members of the agriculture community serve on FSA county committees. The committees are comprised of three to 11 members who serve three-year terms. Committee members play a key role in how FSA delivers disaster recovery, safety-net, conservation, commodity and price support programs, as well as making decisions on county office employment and other agricultural issues.
Ballots must be postmarked or delivered in person to the local FSA office by close of business Feb. 2, 2026, to be counted. Newly elected committee members will take office March 2, 2026. Producers can identify LAAs up for election through a geographic information system locator tool available at fsa.usda.gov/elections and may confirm their LAA by contacting their local FSA office. Eligible voters who do not receive a ballot in the mail can request one from their local FSA county office.
Visit fsa.usda.gov/elections for more information on county committee elections. To learn more about FSA programs, producers can contact their local USDA Service Center.
The U.S. Department of Agriculture (USDA) announced the enrollment period for the Dairy Margin Coverage (DMC) program for the 2026 coverage year, an important safety net program that provides producers with price support to help offset milk and feed price differences. Dairy producers can enroll in DMC from January 12, 2026, to February 26, 2026.
The One Big Beautiful Bill Act (OBBBA), signed by President Donald J. Trump on July 4, 2025, reauthorized DMC for calendar years 2026 through 2031 and provided substantial program improvements, including establishing new production history and increasing Tier 1 coverage.
The OBBBA increased DMC’s Tier 1 coverage level increased from five million pounds to six million pounds. All dairy operations that elect to enroll in DMC for 2026 will establish a new production history.
- Existing dairy operations that started marketing milk on or before January 1, 2023, will use the higher of milk marketings for the years of 2021, 2022, or 2023.
- New dairy operations starting after January 1, 2023, will use their first year of monthly milk marketings, even for a partial year.
- Milk marketing statements or production evidence are required to establish a production history.
Dairy operations also have the option to lock-in coverage levels for six years (2026-2031) with premium fees discounted by 25%.
DMC offers different levels of coverage, including an option that is free to producers, minus a $100 administrative fee. To determine the appropriate level of DMC coverage for a specific dairy operation, producers can use the .
For more information visit the or contact your local .
USDA announced major updates to federal crop insurance, reducing red tape for farmers, modernizing long-standing policies, and expanding access to critical risk protection beginning with the 2026 crop year. The Expanding Access to Risk Protection (EARP) Final Rule streamlines requirements across multiple crops, responds to producer feedback, and strengthens USDA’s commitment to putting America’s farmers first.
Learn more about the EARP Final Rule.
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