NC FSA State Office Newsletter - September 24, 2025.
In This Issue:
I want to take this opportunity to introduce myself. My name is Ron Garrett, and I am to serve as your State Executive Director for North Carolina. I have been with FSA for over 34 years serving as County Executive Director in McDowell, Chowan and Northampton Counties. I also had the chance to get to know the producers in Bertie, Gates, and Hertford counties while helping in that FSA county office. My entire professional career has been spent with FSA since graduation from North Carolina state in 1990. It's safe to say that I'm passionate about the Agency and the producers we serve.
As SED, my goal is put Farmers First by providing the best possible customer service to our producers.
FSA staff across the state have been busy implementing supplemental disaster assistance programs. To date, we have issued nearly $256.7 million in much needed disaster recovery support to North Carolina farmers.
For livestock producers experienced forage losses due to flooding in 2023 and 2024, the Secretary recently announced disaster recovery assistance through the Emergency Livestock Relief Program for 2023 and 2024 Flood and Wildfire (ELRP 2023 and 2024 FW) to help offset increased supplemental feed costs due to qualifying flood or qualifying wildfire in calendar years 2023 and 2024.
In the days ahead, I look forward to meeting producers across the state and learning how FSA and our dedicated staff can better serve you.
I look forward to seeing you in the field.
Ron Garrett, State Executive Director
Hurricane season is here and runs through Nov. 30. Farmers, ranchers and forest landowners have been significantly impacted by hurricanes in recent years. USDA encourages agricultural producers to prepare for the 2025 season and get familiar with recovery resources.
Get Prepared
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Develop an Emergency Plan: Make sure your employees and members of your household know your plan, including meeting points, emergency contact lists, and alternate evacuation routes in case of infrastructure damage.
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Remove Debris and Secure Large Objects: Most injuries to animals, people, or structures during a hurricane are caused by flying objects. To lessen the risk, minimize the presence of equipment, supplies, and debris that may become airborne during high winds or encountered in floodwaters. Clean out culverts, ditches, and other drainage areas, especially before and during peak hurricane season to reduce water damage.
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Document Inventory and Secure Important Records: It is critical to document inventory of farm buildings, vehicles, equipment, and livestock before a disaster occurs. Take photos, videos, or make written lists with descriptions. Gathering documentation before and after a storm is important for insurance compensation and recovery assistance. You’ll likely need thorough records of any damage and losses sustained on your farm as well as documentation of your cleanup and recovery efforts. Keep copies of these records in multiple places: a computer, off-site in a safe location, and on a cloud-based server.
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Know Your Insurance Options: Regularly review your insurance policies with your agent to be sure you have adequate coverage, including flood insurance, for your facilities, vehicles, farm buildings, equipment, crops and livestock. Note, there are limitations on how soon insurance coverage will take effect. Generally, insurance policies will not cover damage if the policy was not in place before a disaster.
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Gather Supplies: Have drinking water, canned food, a generator, batteries, a flashlight, and fuel available in case you lose power. Have cash on hand in cases of widespread outages, when credit and debit cards may not work.
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Access Real-time Emergency Information: Download the FEMA app for free on the App Store and Google Play for safety tips on what to do before, during, and after disasters.
How USDA Can Help
USDA’s Farm Service Agency (FSA), Natural Resources Conservation Service (NRCS), and Risk Management Agency (RMA) offer a suite of disaster assistance programs to help you recover from the impacts of natural disasters.
Insurance and Risk Protection
If you have risk protection through Federal Crop Insurance, report crop damage to your crop insurance agent within 72 hours of discovering damage and be sure to follow up in writing within 15 days.
For producers with coverage through the RMA’s Hurricane Insurance Protection – Wind Index (HIP-WI) and Tropical Storm Option (TS), payments are generally made within weeks following a hurricane or tropical storm. For more resources, including a recent webinar, visit the HIP-WI webpage.
If you have coverage under the Noninsured Crop Disaster Assistance Program (NAP), you should report crop damage to your local FSA office and file a Notice of Loss (CCC-576) within 15 days of the loss becoming apparent, except for hand-harvested crops, which should be reported within 72 hours.
Disaster Assistance
FSA offers several disaster programs to help producers recover from crop, livestock and infrastructure losses, including low-interest emergency loans. A full list of programs is available on the Hurricane webpage.
NRCS provides technical and financial assistance to producers through its Environmental Quality Incentives Program to help with immediate needs and long-term support to help recover from natural disasters and conserve environmental resources. The program can assist with restoring livestock infrastructure, emergency animal mortality disposal, and immediate soil erosion protection.
Additionally, NRCS offers help to communities through its Emergency Watershed Protection (EWP) Program which provides assistance to landowners and project sponsors following a natural disaster. EWP is designed to help people and conserve natural resources by relieving imminent hazards to life and property caused by floods, fires, windstorms, and other natural occurrences.
Visit our Hurricane webpage for more information. Our Disaster Assistance Discovery Tool, Disaster Assistance at a Glance fact sheet, Farm Loan Assistance Tool can help you determine program or loan options. Additionally, the FarmRaise educational hub can also help with disaster recovery program decisions. To report losses or ask questions about available programs, contact your local USDA Service Center.
Marketing Assistance Loans (MALs) and Loan Deficiency Payments (LDPs) provide financing and marketing assistance for wheat, feed grains, soybeans, and other oilseeds, pulse crops, rice, peanuts, cotton, wool and honey. MALs provide you with interim financing after harvest to help you meet cash flow needs without having to sell your commodities when market prices are typically at harvest-time lows. A producer who is eligible to obtain a loan, but agrees to forgo the loan, may obtain an LDP if such a payment is available. Marketing loan provisions and LDPs are not available for sugar and extra-long staple cotton.
FSA is now accepting requests for 2025 MALs and LDPs for all eligible commodities after harvest. Requests for loans and LDPs shall be made on or before the final availability date for the respective commodities.
Commodity certificates are available to loan holders who have outstanding nonrecourse loans for wheat, upland cotton, rice, feed grains, pulse crops (dry peas, lentils, large and small chickpeas), peanuts, wool, soybeans and designated minor oilseeds. These certificates can be purchased at the posted county price (or adjusted world price or national posted price) for the quantity of commodity under loan, and must be immediately exchanged for the collateral, satisfying the loan. MALs redeemed with commodity certificates are not subject to Adjusted Gross Income provisions.
To be considered eligible for an LDP, you must have form CCC-633EZ, Page 1 on file at your local FSA Office before losing beneficial interest in the crop. Pages 2, 3 or 4 of the form must be submitted when payment is requested.
Marketing loan gains (MLGs) and loan deficiency payments (LDPs) are no longer subject to payment limitations, actively engaged in farming and cash-rent tenant rules.
Adjusted Gross Income (AGI) provisions state that if your total applicable three-year average AGI exceeds $900,000, then you’re not eligible to receive an MLG or LDP. You must have a valid CCC-941 on file to earn a market gain of LDP. The AGI does not apply to MALs redeemed with commodity certificate exchange.
For more information and additional eligibility requirements, contact your local County USDA Service Center or visit fsa.usda.gov.
Farmers and ranchers rely on crop insurance to protect themselves from disasters and unforeseen events, but not all crops are insurable through the USDA’s Risk Management Agency. The Farm Service Agency’s (FSA) Noninsured Crop Disaster Assistance Program (NAP) provides producers another option to obtain coverage against disaster for these crops. NAP provides financial assistance to producers of non-insurable crops impacted by natural disasters that result in lower yields, crop losses, or prevents crop planting.
Commercially produced crops and agricultural commodities for which crop insurance is not available are generally eligible for NAP. Eligible crops include those grown specifically for food, fiber, livestock consumption, biofuel or biobased products, or value loss crops such as aquaculture, Christmas trees, ornamental nursery, and others. Contact your local FSA office to see which crops are eligible in your state and county.
Eligible causes of loss include drought, freeze, hail, excessive moisture, excessive wind or hurricanes, earthquake and flood. These events must occur during the NAP policy coverage period, before or during harvest, and the disaster must directly affect the eligible crop. For guidance on causes of loss not listed, contact your local FSA county office.
Interested producers apply for NAP coverage and pay the applicable service fee at the FSA office where their farm records are maintained. These must be filed by the application closing date, which varies by crop. Contact your local FSA office to verify application closing dates and ensure coverage for eligible NAP crops.
At the time of application, each producer acknowledges they have received the NAP Basic Provisions, which describes NAP requirements for coverage. NAP participants must report crop acreage shortly after planting and provide verifiable or reliable crop production records when required by FSA.
Producers are required to pay service fees which vary depending on the number of crops and number of counties your operation is located in. The NAP service fee is the lesser of $325 per crop or $825 per producer per administrative county, not to exceed a total of $1,950 for a producer with farming interests in multiple counties. Premiums also apply when producers elect higher levels of coverage with a maximum premium of $15,750 per person or legal entity.
A producer’s certification on Form CCC-860 Socially Disadvantaged, Limited Resource, Beginning and Veteran Farmer or Rancher Certification may serve as an application for basic NAP coverage for all eligible crops beginning with crop year 2022. These producers will have all NAP-related service fees for basic coverage waived, in addition to a 50 percent premium reduction if higher levels of coverage are elected.
For more detailed information on NAP, download the NAP Fact Sheet. To get started with NAP, we recommend you contact your local USDA service center.
Producers who received an Emergency Relief Program (ERP) payment need to meet ERP insurance linkage requirements by purchasing crop insurance, or Noninsured Crop Disaster Assistance Program (NAP) coverage where crop insurance is not available.
Purchase coverage must be at the 60/100 coverage level or higher for insured crops or at the catastrophic coverage level or higher for NAP crops for the next two available crop years, which will be determined from the date you received an ERP payment and may vary depending on the timing and availability of coverage. The insurance coverage requirement applies to the physical location of the county where the crop was located and for which an ERP payment was issued.
Contact your crop insurance agent or local FSA county office as soon as possible to ask about coverage options. Producers who do not obtain the applicable coverage by the sales/application closing date will be required to refund the ERP benefits received on the applicable crop, plus interest. To determine which crops are eligible for federal crop insurance or NAP, visit the RMA website.
Farm Service Agency (FSA) is committed to providing our farm loan borrowers the tools necessary to be successful. FSA staff will provide guidance and counsel from the loan application process through the borrower’s graduation to commercial credit. While it is FSA’s commitment to advise borrowers as they identify goals and evaluate progress, it is crucial for borrowers to communicate with their farm loan staff when changes occur. It is the borrower’s responsibility to alert FSA to any of the following:
- Any proposed or significant changes in the farming operation
- Any significant changes to family income or expenses
- The development of problem situations
- Any losses or proposed significant changes in security
If a farm loan borrower can’t make payments to suppliers, other creditors, or FSA on time, contact your farm loan staff immediately to discuss loan servicing options.
For more information on FSA farm loan programs, contact your local County USDA Service Center at or visit fsa.usda.gov.
USDA’s Joint Chiefs Landscape Restoration Partnership Program is investing $8M in five new projects.
USDA is investing more than $8 million for five new projects through the Joint Chiefs’ Landscape Restoration Partnership Program, a collaborative effort between USDA’s Natural Resources Conservation Service (NRCS) and Forest Service to work across public-private boundaries and at a landscape scale. The $8 million investment in new projects is in addition to $32 million for 24 existing three-year-long Joint Chiefs’ projects. These projects reduce wildfire risk, protect water quality, and improve forest health across the nation to meet the Department’s objectives to safeguard American families, support rural communities, and exp and domestic timber production. < Forest Health Resilience Projects >
The five new projects are:
- Alabama – National Forest in Alabama “Alabama Chattahoochee Fall Line Restoring Longleaf”
- Colorado and Wyoming – Medicine Bow-Routt National Forest “Headwaters of the Colorado”
- Montana – Lolo National Forest “Blackfoot River Valley Landscape Mosaic”
- North Carolina – National Forests in North Carolina “Uwharries to Sandhills, Phase 2”
- Oregon – Mt. Hood National Forest “Hood River Wildfire and Watershed Resilience”
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USDA in North Carolina
Service Center Locator
State Executive Director - Ronald Garrett
Natural Resources Conservation Service
State Conservationist - Timothy Beard
Regional Director - Kevin Wooten
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