Indiana FSA State Newsletter - September 23, 2025
In This Edition of the Indiana FSA State Newsletter:
Welcome to September and a warm start to fall. Many Indiana producers have already started harvest this month across the state. I would like to share a word of caution as harvest begins to our producers, be careful and practice safety measures to make sure you finish what you started. “Be Safe”.
USDA announced the acceptance of 1.78 million acres into the Conservation Reserve Program (CRP) through General, Continuous, Grassland, and Conservation Reserve Enhancement Program enrollments. Indiana had 15,728.97 acres that were enrolled totaling $3,539,124. which ranks 5th in the nation. FSA received offers on more than 2.6 million acres. The programs total acreage is capped at 27 million acres for fiscal year 2025 of which 1.8 million was available for enrollment.
Our county offices have been busy with SDRP, ECAP, CRP signups and farm record changes. Just a reminder for producers interested in obtaining a Market Assistance Loan (MAL) this fall, contact your local office in advance to get necessary paperwork completed. I would also like to give a shoutout to both producers and employees for their patience and dedicated efforts in program delivery.
Remember to be safe out there, we want to continue providing service to all our Indiana farmers.
Steve Brown
State Executive Director
Severe weather events create significant challenges and often result in catastrophic loss for agricultural producers. Despite every attempt to mitigate risk, your operation may suffer losses. USDA offers several programs to help with recovery.
Risk Management
For producers with coverage through the Noninsured Crop Disaster Assistance Program (NAP), we want to remind you to report crop damage to your local Farm Service Agency (FSA) office. You will need to file a Notice of Loss (also called Form CCC-576) within 15 days of loss becoming apparent, except for hand-harvested crops, which should be reported within 72 hours.
If you have Federal Crop Insurance, contact your crop insurance agent within 72 hours of discovering damage and be sure to follow up in writing within 15 days.
Disaster Assistance
USDA also offers disaster assistance programs, which is especially important to livestock, fruit and vegetable, specialty and perennial crop producers who have fewer risk management options.
First, the Livestock Indemnity Program (LIP) and Emergency Assistance for Livestock, Honeybee and Farm-raised Fish Program (ELAP) reimburses producers for a portion of the value of livestock, poultry and other animals that died as a result of a qualifying natural disaster event or for loss of grazing acres, feed and forage. And, the Livestock Forage Disaster Program (LFP) provides assistance to producers of grazed forage crop acres that have suffered crop loss due to a qualifying drought. Livestock producers suffering the impacts of drought can also request Emergency Haying and Grazing on Conservation Reserve Program (CRP) acres.
Next, the Tree Assistance Program (TAP) provides cost share assistance to rehabilitate and replant tree, vines or shrubs loss experienced by orchards and nurseries. This complements NAP or crop insurance coverage, which cover the crop but not the plants or trees in all cases.
For LIP and ELAP, you will need to file a Notice of Loss for livestock and grazing or feed losses by the application deadline for each program. For TAP, you will need to file a program application within 90 days.
Documentation
It’s critical to keep accurate records to document all losses following this devastating cold weather event. Livestock producers are advised to document beginning livestock numbers by taking time and date-stamped video or pictures prior to after the loss.
Other common documentation options include:
- Purchase records
- Production records
- Vaccination records
- Bank or other loan documents
- Third-party certification
Other Programs
The Emergency Conservation Program and Emergency Forest Restoration Program can assist landowners and forest stewards with financial and technical assistance to restore damaged farmland or forests.
Additionally, FSA offers a variety of loans available including emergency loans that are triggered by disaster declarations and operating loans that can assist producers with credit needs. You can use these loans to replace essential property, purchase inputs like livestock, equipment, feed and seed, or refinance farm-related debts, and other needs.
Meanwhile, USDA’s Natural Resources Conservation Service (NRCS) provides financial resources through its Environmental Quality Incentives Program to help with immediate needs and long-term support to help recover from natural disasters and conserve water resources. Assistance may also be available for emergency animal mortality disposal from natural disasters and other causes.
Additional Resources
Additional details – including payment calculations – can be found on our NAP, ELAP, LIP, and TAP fact sheets. On farmers.gov, the Disaster Assistance Discovery Tool, Disaster-at-a-Glance fact sheet, and Farm Loan Discovery Tool can help you determine program or loan options.
The USDA Farm Service Agency (FSA) opened enrollment on July 10 for the Supplemental Disaster Relief Program (SDRP), which provides assistance for eligible crop losses due to natural disasters in 2023 and 2024.
Eligible U.S. Drought Monitor Losses
To qualify for drought related losses, the loss must have occurred in a county rated by the U.S. Drought Monitor as having a D2 (severe drought) for eight consecutive weeks, D3 (extreme drought), or greater intensity level during the applicable calendar year. View the list of counties eligible for SDRP due to qualifying drought for 2023 and 2024.
Other Eligible Disaster Events and Related Conditions
Producers who received an indemnity in 2023 or 2024 but did not qualify based on the U.S. Drought monitor may still be eligible for assistance. If your county did not trigger based on the U.S. Drought Monitor, do not certify “drought” as the cause of loss on your application as it will not be approved. Instead, producers should review all qualifying disaster events and related conditions such as excessive heat or excessive wind and select all applicable causes of loss.
Below is a list of all qualifying disaster events with the eligible related conditions in parentheses:
- Hurricanes (including related excessive wind, storm surges, tornadoes, tropical storms, and tropical depression)
- Floods (including related silt and debris)
- Derechos (including related excessive wind)
- Winter storms (including related blizzard and excessive wind)
- Freeze (including a polar vortex)
Related conditions must have occurred as a direct result of the indicated disaster event.
Losses due to Hail
Hail is not a qualifying disaster event, but you may be eligible if it was directly related to a qualifying disaster event.
For example, if a producer’s crop suffered damage from hail, but the hail damage was directly related to a tornado, then this would qualify for an SDRP payment since tornado is a qualifying disaster event.
Documentation for Spot Checks
Producers who certify that a qualifying disaster event caused the loss should be prepared to provide documentation to support their self-certification if they are selected for a spot check. Documentation is not required to be submitted with your application. Additionally, producers are not required to verify the cause of loss with their crop insurance agent.
Producers should complete the pre-filled application that was mailed on July 9. If you received a crop insurance indemnity in 2023 or 2024 and did not receive an application, please visit your local FSA office and they can print your pre-filled application.
For additional help with your application, please review the FSA-526 Instructions for Stage 1. Learn more about SDRP, eligibility and future insurance requirements by visiting fsa.usda.gov/sdrp.
The U.S. Department of Agriculture (USDA) reminds agricultural producers that the final date to apply for or make changes to their existing crop insurance coverage is quickly approaching for fall planted crops. Sales closing dates vary by crop and location, but the next major sales closing date is Sept. 30.
Producers are encouraged to visit their crop insurance agent soon to learn specific details for the 2026 crop year. Crop insurance coverage decisions must be made on or before the applicable sales closing date. The USDA Risk Management Agency (RMA) lists sales closing dates in the Actuarial Information Browser, under the “Dates” tab.
Producers can also access the RMA Map Viewer tool to visualize the insurance program date choices for acreage reporting, cancellation, contract change, earliest planting, end of insurance, end of late planting period, final planting, premium billing, production reporting, sales closing, and termination dates, when applicable, per commodity, insurance plan, type, and practice. Additionally, producers can access the RMA Information Reporting System tool to specifically identify applicable dates for their operation, using the “Insurance Offer Reports” application.
Federal crop insurance is critical to the farm safety net. It helps producers and owners manage revenue risks and strengthens the rural economy. Producers may select from several coverage options, including yield coverage, revenue protection, and area risk plans of insurance.
Crop insurance options include Whole-Farm Revenue Protection and Micro Farm. Whole-Farm Revenue Protection provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide. Micro Farm aims to help direct market and small-scale producers that may sell locally, and this policy simplifies record keeping and covers post-production costs such as washing and value-added products.
Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available online at the RMA Agent Locator. Producers can learn more about crop insurance and the modern farm safety net at rma.usda.gov or by contacting their RMA Regional Office. RMA’s Basics for Beginners provides information for those new to crop insurance.
Assistance for losses due to flooding and wildfire on non-federally managed land
U.S. Secretary of Agriculture Brooke L. Rollins announced eligible livestock producers will receive disaster recovery assistance through the Emergency Livestock Relief Program for 2023 and 2024 Flood and Wildfire (ELRP 2023 and 2024 FW) to help offset increased supplemental feed costs due to a qualifying flood or qualifying wildfire in calendar years 2023 and 2024. The program is expected to provide approximately $1 billion in recovery benefits. Sign-up begins on Monday, September 15. Livestock producers have until October 31, 2025, to apply for assistance.
Qualifying Disaster Events
To streamline program delivery, FSA has determined eligible counties with qualifying floods and qualifying wildfires in 2023 and 2024. For losses in these counties, livestock producers are not required to submit supporting documentation for floods or wildfires. A list of approved counties is available at fsa.usda.gov/elrp.
For losses in counties not listed as eligible, livestock producers can apply for ELRP 2023 and 2024 FW but must provide supporting documentation to demonstrate that a qualifying flood or qualifying wildfire occurred in the county where the livestock were physically located or would have been physically located if not for the disaster event. FSA county committees will determine if the disaster event meets program requirements.
Acceptable documentation includes:
- Photographs documenting impact to livestock, land, or property
- Insurance documentation
- Emergency declaration reports
- News articles
- National Oceanic and Atmospheric Administration storm event database records
- Other FSA disaster program participation records
- Other documentation determined acceptable by the FSA county committee
Livestock and Producer Eligibility
For ELRP 2023 and 2024 FW, FSA is using covered livestock criteria similar to the Livestock Forage Disaster Program (LFP) which includes weaned beef cattle, dairy cattle, beefalo, buffalo, bison, alpacas, deer, elk, emus, equine, goats, llamas, ostriches, reindeer, and sheep.
Wildfire assistance is available on non-federally managed land to participants who did not receive assistance through LFP or the ELRP 2023 and 2024 for drought and wildfire program delivered to producers in July of this year.
When producers submit their application, they must provide documentation to support eligible livestock inventories as of the beginning date of the qualifying disaster event.
Livestock producers can receive assistance for one or both years, 2023 and 2024, and for multiple qualifying disaster events, if applicable. However, producers cannot exceed three months of assistance per producer, physical location county, and program year.
Payment Calculation
Eligible producers can receive up to 60% of one month of calculated feed costs for a qualifying wildfire or three months for a qualifying flood using the same monthly feed cost calculation that is used for LFP.
ELRP 2023 and 2024 for drought and wildfire and ELRP 2023 and 2024 FW have a combined payment limit of $125,000 for each program year. Producers who already received the maximum payment amount from ELRP 2023 and 2024 for drought and wildfire will not be eligible to receive an additional payment under ELRP 2023 and 2024 FW. Eligible producers may submit form FSA-510, Request for an Exception to the $125,000 Payment Limitation for Certain Programs, to be considered for an increased payment limit of $250,000.
Supplemental Disaster Assistance Timeline
USDA is fully committed to expediting remaining disaster assistance provided by the American Relief Act, 2025. On May 7, we launched our 2023/2024 Supplemental Disaster Assistance public landing page where the status of USDA disaster assistance and block grant rollout timeline can be tracked. The page is updated regularly and accessible through fsa.usda.gov. Contact your local FSA county office for more information.
Successful 2025 enrollment for CRP’s many enrollment options
The U.S. Department of Agriculture (USDA) today announced acceptance of 1.78 million acres into the Conservation Reserve Program (CRP) through 2025 General, Continuous, Grassland, and Conservation Reserve Enhancement Program enrollments.
According to USDA’s Farm Service Agency (FSA), about 25.8 million acres are currently enrolled in CRP, the agency’s flagship conservation program through which landowners, farmers and ranchers voluntarily convert marginal or unproductive cropland into vegetative cover that improves water quality, prevents erosion, restores wildlife habitat and in the case of Grassland CRP, enables participants to conserve grasslands while also continuing most grazing and haying practices.
FSA received offers on more than 2.6 million acres. The program’s total acreage is capped at 27 million acres for fiscal year 2025 of which 1.8 million was available for enrollment, after offsetting for expiring acres and an administrative reserve, making for a highly competitive process for those who submitted offers for CRP.
About 955,795 acres are expiring Sept. 30 this year. Producers submitted re-enrollment offers for just over 624,000 acres and offers for enrollment of new land totaled 2 million acres.
Kansas, South Dakota and Colorado hold the top three slots for accepted acres for all 2025 CRP enrollment opportunities.
The American Relief Act, 2025, extended provisions for CRP through Sept. 30, 2025.
A key part of NRCS’s 90-year history was the establishment of the conservation planning process by Hugh Hammond Bennett. Bennett was the agency’s first chief and is considered the “father of soil conservation.” He believed in considering each farm’s unique conditions when developing a conservation plan.
A conservation plan is a document outlining the strategies and actions that should be taken to protect and manage natural resources on a specific area of land. It serves as a blueprint for achieving conservation goals. To develop a conservation plan, a conservation planner and the customer (farmer, rancher or landowner) collaborate during the conservation planning process.
Bennett believed that agency employees must walk the land with the customer and see their natural resource challenges and opportunities firsthand. Bennett also understood that natural resource concerns could not be treated in isolation; soil, water, air, plants, animals, and humans are all part of an integrated system that is inter-dependent.
Learn more about how conservation planning has evolved over the years.
Landowners and operators are reminded that in order to receive payments from USDA, compliance with Highly Erodible Land (HEL) and Wetland Conservation (WC) provisions are required. Farmers with HEL determined soils are reminded of tillage, crop residue, and rotation requirements as specified per their conservation plan. Producers are to notify the USDA Farm Service Agency prior to breaking sod, clearing land (tree removal), and of any drainage projects (tiling, ditching, etc.) to ensure compliance. Failure to update certification of compliance, with form AD-1026, triggering applicable HEL and/or wetland determinations, for any of these situations, can result in the loss of FSA farm program payments, FSA farm loans, NRCS program payments, and premium subsidy to Federal Crop Insurance administered by RMA.
The U.S. Department of Agriculture (USDA) is announcing the launch of the Debt Consolidation Tool, an innovative online tool available through farmers.gov that allows agricultural producers to enter their farm operating debt and evaluate the potential savings that might be provided by obtaining a debt consolidation loan with USDA’s Farm Service Agency (FSA) or a local lender.
A debt consolidation loan is a new loan used to pay off other existing operating loans or lines of credit that might have unreasonable rates and terms. By combining multiple eligible debts into a single, larger loan, borrowers may obtain more favorable payment terms such as a lower interest rate or lower payments. Consolidating debt may also provide farmers and ranchers additional cash flow flexibilities.
The Debt Consolidation Tool is a significant addition to FSA’s suite of improvements designed to modernize its Farm Loan Programs. The tool enhances customer service and increases opportunities for farmers and ranchers to achieve financial viability by helping them identify potential savings that could be reinvested in their farming and ranching operation, retirement accounts, or college savings accounts.
Producers can access the Debt Consolidation Tool by visiting farmers.gov/debt-consolidation-tool. The tool is built to run on modern browsers including Chrome, Edge, Firefox, or the Safari browser. Producers do not need to create a farmers.gov account or access the authenticated customer portal to use the tool.
USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center.
In order to claim a Farm Service Agency (FSA) payment on behalf of a deceased producer, all program conditions for the payment must have been met before the applicable producer’s date of death.
If a producer earned an FSA payment prior to his or her death, the following is the order of precedence for the representatives of the producer:
- administrator or executor of the estate
- the surviving spouse
- surviving sons and daughters, including adopted children
- surviving father and mother
- surviving brothers and sisters
- heirs of the deceased person who would be entitled to payment according to the State law
For FSA to release the payment, the legal representative of the deceased producer must file a form FSA-325 to claim the payment for themselves or an estate. The county office will verify that the application, contract, loan agreement, or other similar form requesting payment issuance, was signed by the applicable deadline by the deceased or a person legally authorized to act on their behalf at that time of application.
If the application, contract or loan agreement form was signed by someone other than the deceased participant, FSA will determine whether the person submitting the form has the legal authority to submit the form.
Payments will be issued to the respective representative’s name using the deceased program participant’s tax identification number. Payments made to representatives are subject to offset regulations for debts owed by the deceased.
FSA is not responsible for advising persons in obtaining legal advice on how to obtain program benefits that may be due to a participant who has died, disappeared or who has been declared incompetent.
Are you interested in working with USDA to start or grow your farm, ranch, or private forest operation, but don’t know where to start?
Whether you’re looking to access capital or disaster assistance through USDA’s Farm Service Agency (FSA) or address natural resource concerns on your land with assistance from USDA’s Natural Resources Conservation Service (NRCS), a great place to start is farmers.gov.
Farmers.gov is a one-stop shop for information about the assistance available from FSA and NRCS. The site also offers many easy-to-use tools for farmers, ranchers, and private forestland owners, whether you are reaching out for the first time or are a long-term customer with a years-long relationship with USDA.
With a farmers.gov account you can:
- Complete an AD-2047, Customer Data Worksheet, prior to your first meeting with FSA and NRCS.
- View farm loan payments history from FSA.
- View cost share assistance received and anticipated from NRCS conservation programs.
- Request conservation assistance from NRCS as well as view and track your conservation plans, practices, and contracts.
- View, print, and export detailed farm records and farm/tract maps for the current year, which are particularly useful when fulfilling acreage reporting requirements.
- Print FSA-156 EZ, Abbreviated Farm Record and your Producer Farm Data Report for the current year.
- Pay FSA debt using the “Make an FSA Payment” feature
- Apply for a farm loan online, view information on your existing loans, and make USDA direct farm loan payments using the Pay My Loan feature.
Learn how to create a farmers.gov account today!
The Conservation Reserve Program (CRP) is a program administered by the Farm Service Agency (FSA) to conserve farmland for future generations while providing habitat for wildlife, reducing soil erosion, and improving water quality. Regular maintenance on CRP acres is needed to ensure the acreage continues to provide conservation benefits and remains in compliance with the CRP contract.
Regular Maintenance
Producers with CRP contracts are required to control all weeds, insects, pests, and other undesirable species to the extent necessary to ensure that the approved conservation cover is adequately protected and to ensure there is no adverse impact on surrounding land. Mowing is one of the allowable practices for weed control, but mowing for aesthetic purposes is never permitted. The Conservation Plan states the required weed control methods for each site.
Once a stand has been certified as fully established, participants are required to maintain plant diversity and stand density according to the Conservation Plan and offer (CRP-2) for the life of the contract. Stands that do not meet practice specific plant diversity or density requirements may be considered non-compliant. Refer to your conservation plan or contact FSA if you have any questions or concerns about the vegetative cover requirements.
Maintenance activities cannot occur during the primary nesting season for birds without written prior approval from the local county office. The primary nesting season in State is Month # through Month #.
Mid-Contract Management
Regular maintenance for weed and pest control is separate from the Mid-Contract Management (MCM) requirement. MCM ensures plant diversity and wildlife benefits while ensuring protection of the soil and water resources. Such activities are site-specific and are for the purpose of enhancing the approved cover.
MCM must be completed between years four and six of a 10-year contract and between years seven and nine of a 15-year contract. The Conservation Plan will state what year MCM must take place.
Noncompliance with Maintenance Requirements
Failure to adequately maintain the stand may result in noncompliance with the terms and conditions of the CRP contract. Noncompliance can result in adverse actions up to and including termination of the CRP contract. Contracts that are out of compliance are ineligible to re-enroll, unless the stand is brought back into compliance prior to the enrollment deadline.
For general information about CRP, visit the Conservation Reserve Program webpage. For information about specific contracts, reach out to the local FSA office.
Many Farm Service Agency (FSA) programs require all program participants, either individuals or legal entities, to be “actively engaged in farming.” This means participants provide a significant contribution to the farming operation, whether it is capital, land, equipment, active personal labor and/or management. For entities, each partner, stockholder or member with an ownership interest, must contribute active personal labor and/or management to the operation on a regular basis that is identifiable and documentable as well as separate and distinct from contributions of any other member. Members of joint operations must have a share of the profits or losses from the farming operation commensurate with the member’s contributions to the operation and must make contributions to the farming operation that are at risk for a loss, with the level of risk being commensurate with the member’s claimed share on the farming operation.
Joint operations comprised of non-family members or partners, stockholders or persons with an ownership in the farming operation must meet additional payment eligibility provisions. Joint operations comprised of family members are exempt from these additional requirements. For 2016 and subsequent crop years, non-family joint operations can have one member that may use a significant contribution of active personal management exclusively to meet the requirements to be determined “actively engaged in farming.” The person or member will be defined as the farm manager for the purposes of administering these management provisions.
Non-family joint operations may request to add up to two additional managers for their farming operation based on the size and/or complexity of the operation. If additional farm managers are requested and approved, all members who contribute management are required to complete form CCC-902MR, Management Activity Record. The farm manager should use the form to record management activities including capital, labor and agronomics, which includes crop selection, planting decisions, acquisition of inputs, crop management and marketing decisions. One form should be used for each month and the farm manager should enter the number of hours of time spent for each activity under the date of the month the actions were completed. The farm manager must also document if each management activity was completed on the farm or remotely.
The records and supporting business documentation must be maintained and timely made available for review by the appropriate FSA reviewing authority, if requested.
If the farm manager fails to meet these requirements, their contribution of active personal management to the farming operation for payment eligibility purposes will be disregarded and their payment eligibility status will be re-determined for the applicable program year.
In some instances, additional persons or members of a non-family member joint operation who meet the definition of farm manager may also be allowed to use such a contribution of active personal management to meet the eligibility requirements. However, under no circumstances may the number of farm managers in a non-family joint operation exceed a total of three in any given crop and program year.
The Farm Service Agency (FSA), Natural Resources Conservation Service (NRCS) and Risk Management Agency (RMA) worked together to develop consistent, simple and a flexible policy for cover crop practices.
Cover crops, such as grasses, legumes and forbs, can be planted: with no subsequent crop planted, before a subsequent crop, after prevented planting acreage, after a planted crop, or into a standing crop.
Termination:
The cover crop termination guidelines provide the timeline for terminating cover crops, are based on zones and apply to non-irrigated cropland. To view the zones and additional guidelines visit nrcs.usda.gov/wps/portal/nrcs/main/national/landuse/crops/ and click “Cover Crop Termination Guidelines.”
The cover crop may be terminated by natural causes, such as frost, or intentionally terminated through chemical application, crimping, rolling, tillage or cutting. A cover crop managed and terminated according to NRCS Cover Crop Termination Guidelines is not considered a crop for crop insurance purposes.
Reporting:
The intended use of cover only will be used to report cover crops. This includes crops
that were terminated by tillage and reported with an intended use code of green manure. An FSA policy change will allow cover crops to be hayed and grazed. Program eligibility for the cover crop that is being hayed or grazed will be determined by each specific program.
If the crop reported as cover only is harvested for any use other than forage or grazing and is not terminated properly, then that crop will no longer be considered a cover crop.
Crops reported with an intended use of cover only will not count toward the total cropland on the farm. In these situations, a subsequent crop will be reported to account for all cropland on the farm.
The U.S. Department of Agriculture (USDA) announced loan interest rates for September 2025, which are effective Sept. 1, 2025. USDA Farm Service Agency (FSA) loans provide important access to capital to help agricultural producers start or expand their farming operation, purchase equipment and storage structures or meet cash flow needs.
Operating, Ownership and Emergency Loans
FSA offers farm operating, ownership and emergency loans with favorable interest rates and terms to help eligible agricultural producers obtain financing needed to start, expand or maintain a family agricultural operation.
Interest rates for Operating and Ownership loans for September 2025 are as follows:
FSA also offers guaranteed loans through commercial lenders at rates set by those lenders. To access an interactive online, step-by-step guide through the farm loan process, visit the Loan Assistance Tool on farmers.gov.
Commodity and Storage Facility Loans
Additionally, FSA provides low-interest financing to producers to build or upgrade on-farm storage facilities and purchase handling equipment and loans that provide interim financing to help producers meet cash flow needs without having to sell their commodities when market prices are low. Funds for these loans are provided through the Commodity Credit Corporation (CCC) and are administered by FSA.
More Information To learn more about FSA programs, producers can contact their local USDA Service Center. Additionally, producers can use online tools, such as the Loan Assistance Tool and Debt Consolidation Tool to explore loan options.
Farm Service Agency (FSA) loans require applicants to have a satisfactory credit history. A credit report is requested for all FSA direct farm loan applicants. These reports are reviewed to verify outstanding debts, see if bills are paid timely and to determine the impact on cash flow.
Information on your credit report is strictly confidential and is used only as an aid in conducting FSA business.
Our farm loan staff will discuss options with you if you have an unfavorable credit report and will provide a copy of your report. If you dispute the accuracy of the information on the credit report, it is up to you to contact the issuing credit report company to resolve any errors or inaccuracies.
There are multiple ways to remedy an unfavorable credit score:
- Make sure to pay bills on time
- Setting up automatic payments or automated reminders can be an effective way to remember payment due dates.
- Pay down existing debt
- Keep your credit card balances low
- Avoid suddenly opening or closing existing credit accounts
FSA’s farm loan staff will guide you through the process, which may require you to reapply for a loan after improving or correcting your credit report.
For more information on FSA farm loan programs, contact your FSA County office.
Marketing Assistance Loans (MALs) and Loan Deficiency Payments (LDPs) provide financing and marketing assistance for wheat, feed grains, soybeans, and other oilseeds, pulse crops, rice, peanuts, cotton, wool and honey. MALs provide you with interim financing after harvest to help you meet cash flow needs without having to sell your commodities when market prices are typically at harvest-time lows. A producer who is eligible to obtain a loan, but agrees to forgo the loan, may obtain an LDP if such a payment is available. Marketing loan provisions and LDPs are not available for sugar and extra-long staple cotton.
FSA is now accepting requests for 202X MALs and LDPs for all eligible commodities after harvest. Requests for loans and LDPs shall be made on or before the final availability date for the respective commodities.
Commodity certificates are available to loan holders who have outstanding nonrecourse loans for wheat, upland cotton, rice, feed grains, pulse crops (dry peas, lentils, large and small chickpeas), peanuts, wool, soybeans and designated minor oilseeds. These certificates can be purchased at the posted county price (or adjusted world price or national posted price) for the quantity of commodity under loan, and must be immediately exchanged for the collateral, satisfying the loan. MALs redeemed with commodity certificates are not subject to Adjusted Gross Income provisions.
To be considered eligible for an LDP, you must have form CCC-633EZ, Page 1 on file at your local FSA Office before losing beneficial interest in the crop. Pages 2, 3 or 4 of the form must be submitted when payment is requested.
Marketing loan gains (MLGs) and loan deficiency payments (LDPs) are no longer subject to payment limitations, actively engaged in farming and cash-rent tenant rules.
Adjusted Gross Income (AGI) provisions state that if your total applicable three-year average AGI exceeds $900,000, then you’re not eligible to receive an MLG or LDP. You must have a valid CCC-941 on file to earn a market gain of LDP. The AGI does not apply to MALs redeemed with commodity certificate exchange.
For more information and additional eligibility requirements, contact your County FSA office.
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September 1
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Offices Closed in Observance of Labor Day.
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September 15
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Final Acreage Reporting Date for Cucumbers (Planted 6/1-8/15 in Knox County).
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September 30
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Final Acreage Reporting Date for Value Loss & Controlled Environment Crop (for coming program year).
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September 30
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NAP Sales Closing Date for Garlic, Wheat, Barley, Rye, and Mint for the Following Year's Crop.
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September 30
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NAP Sales Closing Date for Value loss Crops for the Following Year (Flowers for Fresh Cut, Onion Sets, Turfgrass, Sod, Christmas Trees, Aquaculture, Mushrooms, etc.)
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October 1
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Final Date to Submit Receipts for 2025 Mid-Contract Management Practices on CRP Acreage.
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October 13
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Offices Closed in Observance of Columbus Day.
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