Indiana FSA State Newsletter - August 19, 2025
In This Edition of the Indiana FSA State Newsletter:
The Conservation Reserve Program (CRP) is a program administered by the Farm Service Agency (FSA) to conserve farmland for future generations while providing habitat for wildlife, reducing soil erosion, and improving water quality. Regular maintenance on CRP acres is needed to ensure the acreage continues to provide conservation benefits and remains in compliance with the CRP contract.
Regular Maintenance
Producers with CRP contracts are required to control all weeds, insects, pests, and other undesirable species to the extent necessary to ensure that the approved conservation cover is adequately protected and to ensure there is no adverse impact on surrounding land. Mowing is one of the allowable practices for weed control, but mowing for aesthetic purposes is never permitted. The Conservation Plan states the required weed control methods for each site.
Once a stand has been certified as fully established, participants are required to maintain plant diversity and stand density according to the Conservation Plan and offer (CRP-2) for the life of the contract. Stands that do not meet practice specific plant diversity or density requirements may be considered non-compliant. Refer to your conservation plan or contact FSA if you have any questions or concerns about the vegetative cover requirements.
Maintenance activities cannot occur during the primary nesting season for birds without written prior approval from the local county office. The primary nesting season in Indiana is April 1 through August 1.
Mid-Contract Management
Regular maintenance for weed and pest control is separate from the Mid-Contract Management (MCM) requirement. MCM ensures plant diversity and wildlife benefits while ensuring protection of the soil and water resources. Such activities are site-specific and are for the purpose of enhancing the approved cover.
MCM must be completed between years four and six of a 10-year contract and between years seven and nine of a 15-year contract. The Conservation Plan will state what year MCM must take place.
Noncompliance with Maintenance Requirements
Failure to adequately maintain the stand may result in noncompliance with the terms and conditions of the CRP contract. Noncompliance can result in adverse actions up to and including termination of the CRP contract. Contracts that are out of compliance are ineligible to re-enroll, unless the stand is brought back into compliance prior to the enrollment deadline.
For general information about CRP, visit the Conservation Reserve Program webpage. For information about specific contracts, reach out to the local FSA office.
USDA’s Risk Management Agency (RMA) announced it approved changes to the Triticale crop insurance program for the 2026 and succeeding crop years. The program provides actual production history yield protection to producers who grow triticale for grain.
Beginning with the 2026 crop year, RMA will expand the program to 257 counties and will allow insureds in counties with both winter and spring sales closing dates to revise their coverage up until the spring sales closing date when there is no winter-planted acreage. Adding this flexibility ensures triticale coverage matches the existing coverage for wheat. In Indiana, the expansion of counties include: Carroll, Cass, Henry, Howard, Miami, Newton, Noble, Ripley, Shelby, Steuben, Washington, Wells and White Counties.
By allowing coverage revisions up to the spring sales closing date, we are giving producers the flexibility to secure appropriate coverage for their planted acres. Sales closing dates vary by region. Producers interested in obtaining coverage should check with a crop insurance agent to verify the sales closing date for their area.
Producers insured $13 million in covered liabilities on 69,000 acres of triticale during the 2025 crop year.
A list of crop insurance agents is available at all USDA Service Centers and online at the RMA Agent Locator. Producers can learn more about crop insurance and the modern farm safety net at rma.usda.gov or by contacting their RMA Regional Office. RMA’s Basics for Beginners provides information for those new to crop insurance.
Marketing Assistance Loans (MALs) and Loan Deficiency Payments (LDPs) provide financing and marketing assistance for wheat, feed grains, soybeans, and other oilseeds, pulse crops, rice, peanuts, cotton, wool and honey. MALs provide you with interim financing after harvest to help you meet cash flow needs without having to sell your commodities when market prices are typically at harvest-time lows. A producer who is eligible to obtain a loan, but agrees to forgo the loan, may obtain an LDP if such a payment is available. Marketing loan provisions and LDPs are not available for sugar and extra-long staple cotton.
FSA is now accepting requests for 2025 MALs and LDPs for all eligible commodities after harvest. Requests for loans and LDPs shall be made on or before the final availability date for the respective commodities.
Commodity certificates are available to loan holders who have outstanding nonrecourse loans for wheat, upland cotton, rice, feed grains, pulse crops (dry peas, lentils, large and small chickpeas), peanuts, wool, soybeans and designated minor oilseeds. These certificates can be purchased at the posted county price (or adjusted world price or national posted price) for the quantity of commodity under loan, and must be immediately exchanged for the collateral, satisfying the loan. MALs redeemed with commodity certificates are not subject to Adjusted Gross Income provisions.
To be considered eligible for an LDP, you must have form CCC-633EZ, Page 1 on file at your local FSA Office before losing beneficial interest in the crop. Pages 2, 3 or 4 of the form must be submitted when payment is requested.
Marketing loan gains (MLGs) and loan deficiency payments (LDPs) are no longer subject to payment limitations, actively engaged in farming and cash-rent tenant rules.
Adjusted Gross Income (AGI) provisions state that if your total applicable three-year average AGI exceeds $900,000, then you’re not eligible to receive an MLG or LDP. You must have a valid CCC-941 on file to earn a market gain of LDP. The AGI does not apply to MALs redeemed with commodity certificate exchange.
For more information and additional eligibility requirements, producers should contact their FSA County office for more information.
The U.S. Department of Agriculture (USDA) is bolstering support for farmers facing crop setbacks by announcing an increase in replant payments for most producers beginning with the 2026 crop year. This initiative aims to provide financial assistance to farmers who need to replant insured crops damaged by early insurable causes of loss.
Replant payment factors have not been updated since they were established in the 1990s. RMA reviewed replant payment factors to ensure they reflect current replanting costs. The agency determined most small grains and coarse grains crops will receive a significant increase. RMA will consider future updates based on new data, further analysis, and stakeholder feedback from these changes.
RMA plans to announce the new replant payments with additional crop insurance improvements in the summer of 2025.
Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available at all USDA Service Centers and online at the RMA Agent Locator. Producers can learn more about crop insurance and the modern farm safety net at rma.usda.gov or by contacting their RMA Regional Office.
Cover crops are planted because of their excellent benefits, including improving the health and function of soil. This leads to better nutrient cycling, improved water infiltration and more consistent yields over time. Cover crops also suppress weeds, prevent erosion, control diseases and pests as well as help pollinators.
Farmers not familiar with how mixtures of cover crops work together might ask, “Why would I want to plant a cover crop that uses up all my water?” Producers can use diverse annual cropping rotations and cover crop combinations to increase soil organic matter. For each 1 percent in organic matter, there is a 25 percent increase in water holding capacity and up to 30 pounds an acre more of available nitrogen.
While cover crops use some water in the soil profile to grow, they simultaneously improve the soil structure by building soil aggregates, providing armor for the soil surface, and recharging the water in the soil profile though increased infiltration.
Common cover crops in Indiana include cereal rye, winter wheat, buckwheat, clovers, winter peas, radishes, oats, field peas, and vetch.
For more information, contact your NRCS representative at your local USDA Service Center visit nrcs.usda.gov. You can also watch this NRCS video on cover crops.
The Noninsured Crop Disaster Assistance Program (NAP) provides financial assistance to you for crops that aren’t eligible for crop insurance to protect against lower yields or crops unable to be planted due to natural disasters including freeze, hail, excessive moisture, excessive wind or hurricanes, flood, excessive heat and qualifying drought (includes native grass for grazing), among others.
In order to participate, you must obtain NAP coverage for the crop year by the applicable deadline using form CCC-471 “Application for Coverage” and pay the service fee. Application closing dates vary by crop. Producers are also required to submit an acceptable crop acreage report. Additionally, NAP participants must provide:
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The quantity of all harvested production of the crop in which the producer held an interest during the crop year
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The disposition of the harvested crop, such as whether it is marketable, unmarketable, salvaged or used differently than intended
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Acceptable crop production records (when requested by FSA)
Producers who fail to report acreage and production information for NAP-covered crops could see reduced or zero NAP assistance. These reports are used to calculate the approved yield.
If your NAP-covered crops are affected by a natural disaster, notify your FSA office by completing Part B of form CCC-576 “Notice of Loss and Application for Payment.” This must be completed within 15 calendar days of the occurrence of the disaster or when losses become apparent or 15 days of the final harvest date. For hand-harvested crops and certain perishable crops, you must notify FSA within 72 hours of when a loss becomes apparent.
To receive benefits, you must also complete Parts D, E, F, G and H of the CCC-576 “Notice of Loss and Application for Payment” within 60 days of the last day of coverage for the crop year for any NAP covered crops. The CCC-576 requires acceptable appraisal information. Producers must provide evidence of production and note whether the crop was marketable, unmarketable, salvaged or used differently than intended.
Eligible crops must be commercially produced agricultural commodities for which crop insurance is not available, including perennial grass forage and grazing crops, fruits, vegetables, mushrooms, floriculture, ornamental nursery, aquaculture, turf grass, ginseng, honey, syrup, bioenergy, and industrial crops.
The Emergency Forest Restoration Program (EFRP) provides technical and financial assistance to owners of nonindustrial private forestland whose forestland was damaged by a qualifying natural disaster event.
EFRP can provide crucial assistance to producers after a natural disaster, but there are a few “myths” about the program that we want to dispel.
Myth: EFRP assists landowners with removal of a dead or damaged tree in their yard.
Fact: EFRP helps with the removal of dead or damaged trees as part of a reforestation project and must be on land that meets the definition of nonindustrial private forestland, is at least 120 feet wide, one acre in size, and at least 10% covered by live trees of any size. If the landowner’s yard does not meet these criteria, then the land is not eligible for EFRP. EFRP requires a landowner to incur at least $1,000 in forest restoration costs to be eligible for assistance. (Minimum restoration costs may be set at a higher level by the FSA State Committee). Finally, eligible forestland must have damage to natural resources caused by the natural disaster event that, if not treated, would impair natural resources on the land and materially affect the future use of the land. For example, damage to natural resources on nonindustrial private forestland could include trees that have died or were damaged by the natural disaster event and where it’s determined that removal and restoration is needed to restore forest health and future use of the land.
To read the full blog visit farmers.gov/blog/myth-busters-learn-facts-about-emergency-forest-restoration-program.
The U.S. Department of Agriculture (USDA) has a Debt Consolidation Tool, an innovative online tool available through farmers.gov that allows agricultural producers to enter their farm operating debt and evaluate the potential savings that might be provided by obtaining a debt consolidation loan with USDA’s Farm Service Agency (FSA) or a local lender.
A debt consolidation loan is a new loan used to pay off other existing operating loans or lines of credit that might have unreasonable rates and terms. By combining multiple eligible debts into a single, larger loan, borrowers may obtain more favorable payment terms such as a lower interest rate or lower payments. Consolidating debt may also provide farmers and ranchers additional cash flow flexibilities.
The Debt Consolidation Tool is a significant addition to FSA’s suite of improvements designed to modernize its Farm Loan Programs. The tool enhances customer service and increases opportunities for farmers and ranchers to achieve financial viability by helping them identify potential savings that could be reinvested in their farming and ranching operation, retirement accounts, or college savings accounts.
Producers can access the Debt Consolidation Tool by visiting farmers.gov/debt-consolidation-tool. The tool is built to run on modern browsers including Chrome, Edge, Firefox, or the Safari browser. Producers do not need to create a farmers.gov account or access the authenticated customer portal to use the tool.
USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center.
In this Ask the Expert, Tyler Kendall, management and program analyst for the Natural Resources Conservation Service (NRCS) answers a few questions about USDA’s farmers.gov customer portal. Tyler helps lead the effort to provide personalized customer information via farmers.gov. A farmers.gov account provides self-service opportunities to Farm Service Agency (FSA) and NRCS customers through a secure, authenticated access process.
What features will conservation customers be most interested in?
There are several self-help options that allow you to access your conservation data from home or on your phone or tablet. For example, you can access, view, download, and print all of your conservation documents including your conservation plans, contracts, and plan maps. Contract documents can be conveniently eSigned in farmers.gov and the feature is mobile enabled so you can sign your documents from the field while on the go!
To read the full blog visit farmers.gov/blog/ask-the-expert-farmersgov-conservation-section-with-tyler-kendall.
Severe weather events create significant challenges and often result in catastrophic loss for agricultural producers. Despite every attempt to mitigate risk, your operation may suffer losses. USDA offers several programs to help with recovery.
For producers with coverage through the Noninsured Crop Disaster Assistance Program (NAP), we want to remind you to report crop damage to your local Farm Service Agency (FSA) office. You will need to file a Notice of Loss (also called Form CCC-576) within 15 days of loss becoming apparent, except for hand-harvested crops, which should be reported within 72 hours.
If you have Federal Crop Insurance, contact your crop insurance agent within 72 hours of discovering damage and be sure to follow up in writing within 15 days.
USDA also offers disaster assistance programs, which is especially important to livestock, fruit and vegetable, specialty and perennial crop producers who have fewer risk management options.
Next, the Tree Assistance Program (TAP) provides cost share assistance to rehabilitate and replant tree, vines or shrubs loss experienced by orchards and nurseries. This complements NAP or crop insurance coverage, which cover the crop but not the plants or trees in all cases.
For LIP and ELAP, you will need to file a Notice of Loss for livestock and grazing or feed losses by the application deadline for each program. For TAP, you will need to file a program application within 90 days.
It’s critical to keep accurate records to document all losses following this devastating cold weather event. Livestock producers are advised to document beginning livestock numbers by taking time and date-stamped video or pictures prior to after the loss.
Other common documentation options include:
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Bank or other loan documents
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Third-party certification
Additionally, FSA offers a variety of loans available including emergency loans that are triggered by disaster declarations and operating loans that can assist producers with credit needs. You can use these loans to replace essential property, purchase inputs like livestock, equipment, feed and seed, or refinance farm-related debts, and other needs.
Meanwhile, USDA’s Natural Resources Conservation Service (NRCS) provides financial resources through its Environmental Quality Incentives Program to help with immediate needs and long-term support to help recover from natural disasters and conserve water resources. Assistance may also be available for emergency animal mortality disposal from natural disasters and other causes.
Farm Service Agency (FSA) is committed to providing our farm loan borrowers the tools necessary to be successful. FSA staff will provide guidance and counsel from the loan application process through the borrower’s graduation to commercial credit. While it is FSA’s commitment to advise borrowers as they identify goals and evaluate progress, it is crucial for borrowers to communicate with their farm loan staff when changes occur. It is the borrower’s responsibility to alert FSA to any of the following:
- Any proposed or significant changes in the farming operation
- Any significant changes to family income or expenses
- The development of problem situations
- Any losses or proposed significant changes in security
If a farm loan borrower can’t make payments to suppliers, other creditors, or FSA on time, contact your farm loan staff immediately to discuss loan servicing options.
For more information on FSA farm loan programs, producers are encouraged to contact their FSA County office.
The U.S. Department of Agriculture (USDA) announced loan interest rates for August 2025, which are effective Aug. 1, 2025. USDA Farm Service Agency (FSA) loans provide important access to capital to help agricultural producers start or expand their farming operation, purchase equipment and storage structures or meet cash flow needs.
Operating, Ownership and Emergency Loans
FSA offers farm ownership, operating and emergency loans with favorable interest rates and terms to help eligible agricultural producers obtain financing needed to start, expand or maintain a family agricultural operation.
Interest rates for Operating and Ownership loans for August 2025 are as follows:
FSA also offers guaranteed loans through commercial lenders at rates set by those lenders. To access an interactive online, step-by-step guide through the farm loan process, visit the Loan Assistance Tool on farmers.gov.
Commodity and Storage Facility Loans
Additionally, FSA provides low-interest financing to producers to build or upgrade on-farm storage facilities and purchase handling equipment and loans that provide interim financing to help producers meet cash flow needs without having to sell their commodities when market prices are low. Funds for these loans are provided through the Commodity Credit Corporation (CCC) and are administered by FSA.
More Information To learn more about FSA programs, producers can contact their local USDA Service Center. Additionally, producers can use online tools, such as the Loan Assistance Tool and Debt Consolidation Tool to explore loan options.
FSA is cleaning up our producer record database and needs your help. Please report any changes of address, zip code, phone number, email address or an incorrect name or business name on file to our office. You should also report changes in your farm operation, like the addition of a farm by lease or purchase. You should also report any changes to your operation in which you reorganize to form a Trust, LLC or other legal entity.
FSA and NRCS program participants are required to promptly report changes in their farming operation to the County Committee in writing and to update their Farm Operating Plan on form CCC-902.
To update your records, producers are encouraged to contact their FSA County office.
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August 1
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Nesting Season ends for Conservation Reserve Program practices.
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August 1
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Deadline to File COC Election Nomination Forms - Postmarked or Delivered to the Local FSA Office.
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August 1
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Deadline to Request farm reconstitutions and transfers for 2025.
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August 15
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Final Acreage Reporting Date for Cucumbers (Planted 6/16-8/5 in Fulton, LaPorte, Porter and St. Joseph Counties).
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August 15
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Final Date to sign-up for the Emergency Commodity Assistance Program (ECAP).
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September 1
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Offices Closed in Observance of Labor Day.
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September 15
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Final Acreage Reporting Date for Cucumbers (Planted 6/1-8/15 in Knox County).
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September 30
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Final Acreage Reporting Date for Value Loss & Controlled Environment Crop (for coming program year).
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September 30
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NAP Sales Closing Date for Garlic, Wheat, Barley, Rye, and Mint for the Following Year's Crop.
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September 30
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NAP Sales Closing Date for Value loss Crops for the Following Year (Flowers for Fresh Cut, Onion Sets, Turfgrass, Sod, Christmas Trees, Aquaculture, Mushrooms, etc.)
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October 1
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Final Date to Submit Receipts for 2025 Mid-Contract Management Practices on CRP Acreage.
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October 13
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Offices Closed in Observance of Columbus Day.
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