In This Issue:
One fourth of a year. It seems like yesterday that I came back to FSA, but it has been one fourth of a year already.
I travel a lot on Interstate 72 going west from Springfield and there is a sign that says one fourth of the way around the world going west. Illinois is unique in that it is close to being in the center of lots of places. Almost all the midwestern cities are an easy day’s drive from Illinois.
The Vermont State Director and I were talking about the Midwest, and she was mentioning how long it was for her to get to some of the cities. I was like well that one is three and a half hours away. The next one she mentioned was five and a half hours away.
So, what does this all mean to Illinois farmers? Not only are we blessed to have some of the best farm ground in the world, the people in Illinois are positioned geographically to benefit from being located in the center of this great nation. Agriculture in Illinois benefits from great rail access and the great river transportation corridor.
Illinois farmers are also fortunate to have a great Farm Service Agency staff that continues to get the job done. Even with all the weather problems and associated late planting in Southern Illinois the FSA staff have really worked hard and completed acreage reporting in a timely manner. We also thank our farmers for working with us to accomplish this.
Illinois FSA continues to work with our producers to provide the farm programs in the most efficient and timely manner possible. I also want to thank the state office employees, some who worked very hard in assisting county office staff with acreage reporting and all the other programs that just keep rolling along.
The FSA state office is just located to the east of one fourth the way around the world heading west. I like to think it keeps us all grounded here.
Illinois FSA will be at both the State Fair and Farm Progress Show, so stop by and say, “hi”. We look forward to seeing you there.
William Graff
State Executive Director, Illinois
If you’ve suffered excessive livestock death losses and grazing or feed losses due to recent floods, you may be eligible for disaster assistance programs through the USDA Farm Service Agency (FSA).
The Livestock Indemnity Program (LIP) offers payments to you for livestock death losses in excess of normal mortality due to adverse weather and the Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish Program (ELAP) provides emergency relief for losses due to feed or water shortages, disease, adverse weather, or other conditions, which are not adequately addressed by other disaster programs.
To participate in LIP, you will be required to provide verifiable documentation of death losses resulting from an eligible adverse weather event, and you must complete and submit the notice of loss to FSA no later than the annual program payment application date, which is March 2, 2026, for calendar year 2025 losses. To participate in ELAP, you must submit a notice of loss to your local FSA office no later than March 2, 2026, for calendar year 2025 losses. and should maintain documentation and receipts.
You should record all pertinent information regarding livestock losses due to the eligible adverse weather or loss condition, including:
- Documentation of the number, kind, type, and weight range of livestock that have died, supplemented if possible by photographs or video records of ownership and losses;
- Rendering truck receipts by kind, type and weight - important to document prior to disposal;
- Beginning inventory supported by birth recordings or purchase receipts;
- Documentation from Animal Plant Health Inspection Service, Department of Natural Resources, or other sources to substantiate eligible death losses due to an eligible loss condition;
- Documentation that livestock were removed from grazing pastures due to an eligible adverse weather or loss condition;
- Costs of transporting livestock feed to eligible livestock, such as receipts for equipment rental fees for hay lifts and snow removal;
- Feed purchase receipts if feed supplies or grazing pastures are destroyed;
For more information on these programs and documentation requirements, contact your local USDA service center or visit fsa.usda.gov/disaster.
In order to claim a Farm Service Agency (FSA) payment on behalf of a deceased producer, all program conditions for the payment must have been met before the applicable producer’s date of death.
If a producer earned an FSA payment prior to his or her death, the following is the order of precedence for the representatives of the producer:
- administrator or executor of the estate
- the surviving spouse
- surviving sons and daughters, including adopted children
- surviving father and mother
- surviving brothers and sisters
- heirs of the deceased person who would be entitled to payment according to the State law
For FSA to release the payment, the legal representative of the deceased producer must file a form FSA-325 to claim the payment for themselves or an estate. The county office will verify that the application, contract, loan agreement, or other similar form requesting payment issuance, was signed by the applicable deadline by the deceased or a person legally authorized to act on their behalf at that time of application.
If the application, contract or loan agreement form was signed by someone other than the deceased participant, FSA will determine whether the person submitting the form has the legal authority to submit the form.
Payments will be issued to the respective representative’s name using the deceased program participant’s tax identification number. Payments made to representatives are subject to offset regulations for debts owed by the deceased.
FSA is not responsible for advising persons in obtaining legal advice on how to obtain program benefits that may be due to a participant who has died, disappeared or who has been declared incompetent.
Program payments may be limited by direct attribution to individuals or entities. A legal entity is defined as an entity created under Federal or State law that owns land or an agricultural commodity, product or livestock.
Through direct attribution, payment limitation is based on the total payments received by a person or legal entity, both directly and indirectly.
Payments and benefits under certain FSA programs are subject to some or all of the following:
- payment limitation by direct attribution (including common attribution)
- payment limitation amounts for the applicable programs
- substantive change requirements when a farming operation adds persons, resulting in an increase in persons to which payment limitation applies
- actively engaged in farming requirements
- cash-rent tenant rule
- foreign person rule
- average AGI limitations
- programs subject to AGI limitation
No program benefits subject to payment eligibility and limitation will be provided until all required forms for the specific situation are provided and necessary payment eligibility and payment limitation determinations are made. Payment eligibility and payment limitation determinations may be initiated by the County Committee or requested by the producer.
Statutory and Regulatory rules require persons and legal entities, provide the names and Tax Identification Numbers (TINs) for all persons and legal entities with an ownership interest in the farming operation to be eligible for payment.
Payment eligibility and payment limitation forms submitted by persons and legal entities are subject to spot check through FSA’s end-of-year review process. Persons or legal entities selected for end-of-year review must provide the County Committee with operating loan documents, income and expense ledgers, canceled checks for all expenditures, lease and purchase agreements, sales contracts, property tax statements, equipment listings, lease agreements, purchase contracts, documentation of who provided actual labor and management, employee time sheets or books, crop sales documents, warehouse ledgers, gin ledgers, corporate or entity papers, etc.
A finding that a person or legal entity is not actively engaged in farming results in the person or legal entity being ineligible for any payment or benefit subject to the actively engaged in farming rules.
Noncompliance with AGI provisions, either by exceeding the applicable limitation or failure to submit a certification and consent for disclosure statement, will result in payment ineligibility for all program benefits subject to AGI provisions. Program payments are reduced in an amount that is commensurate with the direct and indirect interest held by an ineligible person or legal entity in any legal entity, general partnership, or joint operation that receives benefits subject to the average AGI limitations.
If any changes occur that could affect an actively engaged in farming, cash-rent tenant, foreign person, or average Adjusted Gross Income (AGI) determination, producers must timely notify the County FSA Office by filing revised farm operating plans and/or supporting documentation, as applicable. Failure to timely notify the County Office may adversely affect payment eligibility.
The Emergency Forest Restoration Program (EFRP) provides technical and financial assistance to owners of nonindustrial private forestland whose forestland was damaged by a qualifying natural disaster event.
EFRP can provide crucial assistance to producers after a natural disaster, but there are a few “myths” about the program that we want to dispel.
Myth: EFRP assists landowners with removal of a dead or damaged tree in their yard.
Fact: EFRP helps with the removal of dead or damaged trees as part of a reforestation project and must be on land that meets the definition of nonindustrial private forestland, is at least 120 feet wide, one acre in size, and at least 10% covered by live trees of any size. If the landowner’s yard does not meet these criteria, then the land is not eligible for EFRP. EFRP requires a landowner to incur at least $1,000 in forest restoration costs to be eligible for assistance. (Minimum restoration costs may be set at a higher level by the FSA State Committee). Finally, eligible forestland must have damage to natural resources caused by the natural disaster event that, if not treated, would impair natural resources on the land and materially affect the future use of the land. For example, damage to natural resources on nonindustrial private forestland could include trees that have died or were damaged by the natural disaster event and where it’s determined that removal and restoration is needed to restore forest health and future use of the land.
To read the full blog visit farmers.gov/blog/myth-busters-learn-facts-about-emergency-forest-restoration-program.
The U.S. Department of Agriculture’s (USDA) updates to the Farm Service Agency’s (FSA) Farm Loan Programs are officially in effect. These changes, part of the Enhancing Program Access and Delivery for Farm Loans rule, are designed to increase financial flexibility for agricultural producers, allowing them to grow their operations, boost profitability, and build long-term savings.
These program updates reflect USDA’s ongoing commitment to supporting the financial success and resilience of farmers and ranchers nationwide, offering critical tools to help borrowers manage their finances more effectively.
What the new rules mean for you:
- Low-interest installment set-aside program: Financially distressed borrowers can now defer up to one annual loan payment at a reduced interest rate. This simplified option helps ease financial pressure while keeping farming operations running smoothly.
- Flexible repayment terms: New repayment options give borrowers the ability to increase their cash flow and build working capital reserves, allowing for long-term financial planning that includes saving for retirement, education, and other future needs.
- Reduced collateral requirements: FSA has lowered the amount of additional loan security needed for direct farm loans, making it easier for borrowers to leverage their existing equity without putting their personal residence at risk.
These new rules provide more financial freedom to borrowers. By giving farmers and ranchers better tools to manage their operations, we’re helping them build long-term financial stability. It’s all about making sure they can keep their land, grow their business, and invest in the future.
If you’re an FSA borrower or considering applying for a loan, now is the time to take advantage of these new policies. We encourage you to reach out to your local FSA farm loan staff to ensure you fully understand the wide range of loan making and servicing options available to assist with starting, expanding, or maintaining your agricultural operation.
To conduct business with FSA, please contact your local USDA Service Center.
The U.S. Department of Agriculture (USDA) is announcing the launch of the Debt Consolidation Tool, an innovative online tool available through farmers.gov that allows agricultural producers to enter their farm operating debt and evaluate the potential savings that might be provided by obtaining a debt consolidation loan with USDA’s Farm Service Agency (FSA) or a local lender.
A debt consolidation loan is a new loan used to pay off other existing operating loans or lines of credit that might have unreasonable rates and terms. By combining multiple eligible debts into a single, larger loan, borrowers may obtain more favorable payment terms such as a lower interest rate or lower payments. Consolidating debt may also provide farmers and ranchers additional cash flow flexibilities.
The Debt Consolidation Tool is a significant addition to FSA’s suite of improvements designed to modernize its Farm Loan Programs. The tool enhances customer service and increases opportunities for farmers and ranchers to achieve financial viability by helping them identify potential savings that could be reinvested in their farming and ranching operation, retirement accounts, or college savings accounts.
Producers can access the Debt Consolidation Tool by visiting farmers.gov/debt-consolidation-tool. The tool is built to run on modern browsers including Chrome, Edge, Firefox, or the Safari browser. Producers do not need to create a farmers.gov account or access the authenticated customer portal to use the tool.
USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center.
The Natural Resources Conservation Service (NRCS) works to help farmers, ranchers and forest landowners invest in their operations and local communities to keep working lands working, boost rural economies, increase the competitiveness of American agriculture and improve the quality of our air, water, soil and wildlife habitat.
Simply put – NRCS helps America’s farmers, ranchers and forestland owners make conservation work for them.
Our Conservation Technical Assistance (CTA) program enables every acre of voluntary conservation applied through every program NRCS administers. It is the foundation of our financial and technical assistance delivery system.
Every farm and acre is unique and requires tailored management; and every decision maker has different management concerns and needs. Our technical assistance is one-on-one, personalized advice and support to help producers make the best decisions for their lands – and is offered free of charge.
This personalized assistance provides producers with the science-based data and tools to make informed decisions about where to target efforts to get the greatest return on their investment and ensure the long-term sustainability of American agriculture.
A comprehensive conservation plan is the first step to managing all the natural resources on a farm. NRCS walks the farm with the producer and develops options to address that producer’s needs. Our toolbox includes aerial photos, soil surveys, engineering solutions and individual science-based analysis customized for the producer’s property. The plan we develop with the producer combines existing production methods with recommended conservation practices to best manage that farm’s unique natural resources, while allowing the producer to grow sustainably and productively. Supported by our expert analysis and recommendations, the producer chooses which option best meets their needs. These decisions become the producer’s conservation plan, a step-by-step guide to reach their objectives.
This planning process also makes it easier to identify how and when the farmer, rancher or forest landowner could qualify for Farm Bill financial assistance to help them install conservation systems or receive incentives for trying new ones. We have the expertise to see our customers through this process. Because identifying when, where and how to implement practices is not plug and play.
The final plan provides a roadmap for the producer to meet their natural resource conservation goals. It includes helpful information on each of the producer’s practices, such as how they benefit the farm, how to maintain them, and how they help the soil, water and wildlife.
By developing a conservation plan and adding conservation to the land, farmers, ranchers and forest landowners can protect the land’s ability to provide for their family and future generations.
With offices in communities nationwide, NRCS staff provide the information, tools and delivery systems necessary for producers – in every state and territory – to conserve, maintain and improve their natural resources.
Contact your local USDA service center to find out more.
The U.S. Department of Agriculture (USDA) reminds agricultural producers that the final date to apply for or make changes to their existing crop insurance coverage is quickly approaching for summer planted crops, annual forage and forage seeding. Sales closing dates vary by crop and location, but the next major sales closing dates are July 15 and July 31.
Producers are encouraged to visit their crop insurance agent soon to learn specific details for the 2025 crop year. Crop insurance coverage decisions must be made on or before the applicable sales closing date.
The USDA’s Risk Management Agency lists sales closing dates in the Actuarial Information Browser, under the “Dates” tab.
Producers can also access the RMA Map Viewer tool to visualize the insurance program date choices for acreage reporting, cancellation, contract change, earliest planting, end of insurance, end of late planting period, final planting, premium billing, production reporting, sales closing, and termination dates, when applicable, per commodity, insurance plan, type and practice. Additionally, producers can access the RMA Information Reporting System tool to specifically identify applicable dates for their operation, using the “Insurance Offer Reports” application.
Federal crop insurance is critical to the farm safety net. It helps producers and owners manage revenue risks and strengthens the rural economy. Producers may select from several coverage options, including yield coverage, revenue protection and area risk plans of insurance.
Crop insurance options include Whole-Farm Revenue Protection and Micro Farm. Whole-Farm Revenue Protection provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide. Micro Farm aims to help direct market and small-scale producers that may sell locally, and this policy simplifies record keeping and covers post-production costs like washing and value-added products.
Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available online at the RMA Agent Locator. Producers can learn more about crop insurance and the modern farm safety net at rma.usda.gov or by contacting their RMA Regional Office. RMA’s Basics for Beginners provides information for those new to crop insurance.
| Farm Storage Facility Loans 3 years |
3.875% |
| Farm Storage Facility Loans 5 years |
4.000% |
| Farm Storage Facility Loans 7 years |
4.250% |
| Farm Storage Facility Loans 10 years |
4.500% |
| Farm Storage Facility Loans 12 years |
4.625% |
| Commodity Loans |
5.125% |
September 1, 2025: Dairy Margin Coverage Premium Balance Due
September 30, 2025: Final Date to File Acreage Report for Aquaculture.
Ongoing: FSFL Applications
 Jean French serves as the Deputy State Executive Director for the Illinois Farm Service Agency at the Illinois FSA State Office in Springfield, Illinois, a position she has held since October 2024. Her career in agriculture began at the Missouri Department of Agriculture. She then dedicated eleven years working for Consolidated Grain and Barge at the Naples and Curran locations. Jean’s career with FSA began in December 2004 as a Program Technician and then a Key Program Technician at the Sangamon County FSA office. She has been an Administrative Specialist at the State Office since 2014 and accepted the Administrative Officer position in August 2022. She earned a bachelor's degree in Business Administration and Organizational Behavior from Benedictine University and holds a graduate certificate in Strategic Human Resource Management.
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