Vermont FSA April 2025 Newsletter

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Vermont FSA Newsletter  -  April 18, 2025


USDA Expediting $10 Billion in Direct Economic Assistance to Agricultural Producers

Planting

The U.S. Department of Agriculture (USDA) is issuing up to $10 billion directly to agricultural producers through the Emergency Commodity Assistance Program (ECAP) for the 2024 crop year. Administered by USDA’s Farm Service Agency (FSA), ECAP will help agricultural producers mitigate the impacts of increased input costs and falling commodity prices.

Authorized by the American Relief Act, 2025, these economic relief payments are based on planted and prevented planted crop acres for eligible commodities for the 2024 crop year. To streamline and simplify the delivery of ECAP, FSA will begin sending pre-filled applications to producers who submitted acreage reports to FSA for 2024 eligible ECAP commodities soon after the signup period opens on March 19, 2025. Producers do not have to wait for their pre-filled ECAP application to apply. They can visit fsa.usda.gov/ecap to apply using a login.gov account or contact their local FSA office to request an application once the signup period opens.

Eligible Commodities and Payment Rates

The commodities below are eligible for these per-acre payment rates:

 

  • Wheat - $30.69

Eligible oilseeds:

  • Corn - $42.91
  • Canola – $31.83
  • Sorghum - $42.52
  • Crambe – $19.08
  • Barley - $21.67
  • Flax - $20.97
  • Oats - $77.66
  • Mustard - $11.36
  • Upland cotton & Extra-long staple cotton - $84.74
  • Rapeseed -$23.63
  • Long & medium grain rice - $76.94
  • Safflower - $26.32
  • Peanuts - $75.51
  • Sesame - $16.83
  • Soybeans - $29.76
  • Sunflower – $27.23
  • Dry peas - $16.02

 

  • Lentils - $19.30

 

  • Small Chickpeas - $31.45

 

  • Large Chickpeas - $24.02

 

 

Producer Eligibility

Eligible producers must report 2024 crop year planted and prevented planted acres to FSA on an FSA-578, Report of Acreage form. Producers who have not previously reported 2024 crop year acreage or filed a notice of loss for prevented planted crops must submit an acreage report by the Aug. 15, 2025, deadline. Eligible producers can visit fsa.usda.gov/ecap for eligibility and payment details.

Applying for ECAP

Producers must submit ECAP applications to their local FSA county office by Aug. 15, 2025. Only one application is required for all ECAP eligible commodities nationwide. ECAP applications can be submitted to FSA in-person, electronically using Box and One-Span, by fax or by applying online at fsa.usda.gov/ecap utilizing a secure login.gov account.

If not already on file for the 2024 crop year, producers must have the following forms on file with FSA:

  • Form AD-2047Customer Data Worksheet.
  • Form CCC-901Member Information for Legal Entities (if applicable).
  • Form CCC-902Farm Operating Plan for an individual or legal entity.
  • Form CCC 94375 percent of Average Gross Income from Farming, Ranching, or Forestry Certification (if applicable).
  • AD-1026, Highly Erodible Land Conservation (HELC) and Wetland Conservation (WC) Certification.
  • SF-3881, Direct Deposit.

Except for the new CCC-943, most producers, especially those who have previously participated in FSA programs, likely have these forms on file. However, those who are uncertain and want to confirm the status of their forms or need to submit the new CCC-943, can contact their local FSA county office.

If a producer does not receive a pre-filled ECAP application, and they planted or were prevented from planting ECAP eligible commodities in 2024, they should contact their local FSA office.

ECAP Payments and Calculator

ECAP payments will be issued as applications are approved. Initial ECAP payments will be factored by 85% to ensure that total program payments do not exceed available funding. If additional funds remain, FSA may issue a second payment.

ECAP assistance will be calculated using a flat payment rate for the eligible commodity multiplied by the eligible reported acres. Payments are based on acreage and not production. For acres reported as prevented plant, ECAP assistance will be calculated at 50%.

For ECAP payment estimates, producers are encouraged to visit fsa.usda.gov/ecap to use the ECAP online calculator.


Producer Compliance Responsibilities for NAP Coverage on Mechanically Harvested Forage

The Farm Service Agency’s (FSA) Noninsured Crop Disaster Assistance Program (NAP) provides financial assistance to producers of non-insurable crops, including mechanically harvested forage with NAP coverage, to protect against natural disasters that occur during the coverage, resulting in loss of production, loss of value, or prevented planting of an eligible crop.

If you have NAP coverage on mechanically harvested forage, you must:

  • Maintain separate production records for each unit, crop, practice, crop type, and intended use.
  • Submit production records to FSA by the designated production reporting date for the crop.
  • Notify your FSA administrative county office before grazing, abandoning, or destroying forage acreage reported, on FSA form FSA-578, as intended to be mechanically harvested; and request an appraisal.
  • Notify your FSA administrative county office of a loss and timely file CCC-576, Notice of Loss and Application for Payment, Part B, the earlier of:
    • 15 calendar days after the disaster occurs, or damage first becomes apparent.
    • 15 calendar days after the crop’s normal harvest date.
  • If you change your intended use or experience a loss during the coverage period, you must:
    • Establish and maintain representative sample areas when an appraisal of the acreage is required.
    • Inform your FSA administrative county office of the location of representative sample areas within 15 days of placing the panels.
    • Request an appraisal of the representative sample areas at the end of harvest period but before first freeze.

For more information on NAP and NAP compliance requirements you must follow to retain NAP coverage, contact your local USDA service center.


Marketing Assistance Loans and Loan Deficiency Payments for Wool, Mohair and Unshorn Pelts

Sheep

Marketing Assistance Loans (MALs) and Loan Deficiency Payments (LDPs) provide financing and marketing assistance for producers of many commodities, including graded and non-graded wool, mohair, and unshorn pelts. MALs and LDPs are available during shearing and provide interim financing to help you meet cash flow needs without having to sell commodities when market prices are low, enabling you to delay selling until more favorable marketing conditions emerge. LDPs are payments made to producers who, although eligible to obtain an MAL, agree to forgo the loan in return for a payment on the eligible commodity.

FSA is now accepting requests for 2025 MALs and LDPs for all eligible wool, mohair and unshorn pelts. These requests should be made on or before the final availability date of Jan. 31, 2026. USDA recently announced 2025 wool and mohair marketing assistance loan rates.

Eligibility

To be eligible for a wool or mohair MAL or LDP, producers must produce and shear eligible mohair and wool in the U.S. during the applicable crop year and must:

  • comply with conservation and wetland protection requirements;
  • report all cropland acreage on applicable farms where the eligible commodity is produced;
  • have and retain beneficial interest in the commodity until the MAL is repaid or the Commodity Credit Corporation (CCC) takes title to the commodity, and;
  • meet Adjusted Gross Income (AGI) limitations.

Unshorn pelts are eligible for LDPs only. In addition to the criteria above, producers of unshorn pelts must have sold the unshorn lamb for immediate slaughter or slaughter the lambs for personal use. LDPs and marketing loan gains are not subject to payment limitation, including actively engaged in farming and cash rent tenant provisions.

In addition to producer eligibility, the loan commodity must have been produced and shorn from live animals by an eligible producer, be in storable condition, and meet specific CCC minimum grade and quality standards.  Producers are responsible for any loss in quantity or quality of the wool or mohair pledged as loan collateral.

To retain beneficial interest, the producer must have control and title of the wool, mohair, or unshorn pelt. If beneficial interest in the commodity is lost, the commodity loses eligibility for an MAL or LDP and remains ineligible even if the producer later regains beneficial interest. The producer must be able to make all decisions affecting the commodity including movement, sale, and the request for an MAL or LDP.

Producers may repay an MAL any time during the loan period at the lesser of the loan rate plus accrued interest and other charges or an alternative loan repayment rate, the national posted price, which is announced weekly. Visit the Farm Service Agency (FSA) website for posted loan and LDP rates.

How to Apply

Producers can apply for an MAL by contacting their local FSA county office. To be considered for a LDP, producers must first have the form CCC-633 EZ, Page 1, on file with FSA prior to losing beneficial interest in the wool, mohair or unshorn pelt. It is best to visit the county office and submit the CCC-633 Page 1 right before you shear. This is completed one time per crop year and indicates your intention to receive LDP benefits.

To apply and learn more information, contact your local USDA Service Center or visit fsa.usda.gov.


USDA Farm Loan Program Changes Now in Effect

The U.S. Department of Agriculture’s (USDA) updates to the Farm Service Agency’s (FSA) Farm Loan Programs are officially in effect. These changes, part of the Enhancing Program Access and Delivery for Farm Loans rule, are designed to increase financial flexibility for agricultural producers, allowing them to grow their operations, boost profitability, and build long-term savings.

These program updates reflect USDA’s ongoing commitment to supporting the financial success and resilience of farmers and ranchers nationwide, offering critical tools to help borrowers manage their finances more effectively.

What the new rules mean for you:

  • Low-interest installment set-aside program: Financially distressed borrowers can now defer up to one annual loan payment at a reduced interest rate. This simplified option helps ease financial pressure while keeping farming operations running smoothly.
  • Flexible repayment terms: New repayment options give borrowers the ability to increase their cash flow and build working capital reserves, allowing for long-term financial planning that includes saving for retirement, education, and other future needs.
  • Reduced collateral requirements: FSA has lowered the amount of additional loan security needed for direct farm loans, making it easier for borrowers to leverage their existing equity without putting their personal residence at risk.

These new rules provide more financial freedom to borrowers. By giving farmers and ranchers better tools to manage their operations, we’re helping them build long-term financial stability. It’s all about making sure they can keep their land, grow their business, and invest in the future.

If you’re an FSA borrower or considering applying for a loan, now is the time to take advantage of these new policies. We encourage you to reach out to your local FSA farm loan staff to ensure you fully understand the wide range of loan making and servicing options available to assist with starting, expanding, or maintaining your agricultural operation.

To conduct business with FSA, please contact your local USDA Service Center.


USDA Microloans Help Farmers Purchase Farmland and Improve Property

vertical farming

Farmers can use USDA farm ownership microloans to buy and improve property. These microloans are especially helpful to beginning or underserved farmers, U.S. veterans looking for a career in farming, and those who have small and mid-sized farming operations. Microloans have helped farmers and ranchers with operating costs, such as feed, fertilizer, tools, fencing, equipment, and living expenses since 2013.

Microloans can also help with farmland and building purchases and soil and water conservation improvements. FSA designed the expanded program to simplify the application process, expand eligibility requirements and expedite smaller real estate loans to help farmers strengthen their operations. Microloans provide up to $50,000 to qualified producers and can be issued to the applicant directly from the USDA Farm Service Agency (FSA).

To learn more about the FSA microloan program, contact your County USDA Service Center or visit fsa.usda.gov/microloans.


Beginners Guide to Crop Insurance

Don’t know much about Federal crop insurance, but you want to learn more?

Crop insurance is a risk management strategy that farmers use to protect their livelihoods. By purchasing a policy through a crop insurance agent, farmers are financially protected if there are losses due to a covered cause of loss. It’s not so different from car or homeowners insurance.

Start your journey out right by reading RMA’s Beginners Guide to Crop Insurance.


Report Banking Changes to FSA

Farm Service Agency (FSA) program payments are issued electronically into your bank account. In order to receive timely payments, you need to notify your FSA servicing office if you close your account or if your bank information is changed for any reason (such as your financial institution merging or being purchased). Payments can be delayed if FSA is not notified of changes to account and bank routing numbers.

For some programs, payments are not made until the following year. For example, payments for crop year 2019 through the Agriculture Risk Coverage and Price Loss Coverage program aren’t paid until 2020. If the bank account was closed due to the death of an individual or dissolution of an entity or partnership before the payment was issued, please notify your local FSA office as soon as possible to claim your payment.

Vermont Farm Service Agency

356 Mountain View Drive, Suite 104
Colchester, VT 05446

Phone: 802-658-2803
Fax: 855-794-3676

Addison County Office

Gabriela Gasparakis, County Executive Director
802-771-3027
gabriela.gasparakis@usda.gov

Mari Quesnel, Farm Loan Manager 
802-771-3039
mari.quesnel@usda.gov

 

Franklin/Grand Isle County Office

Alison Malone, County Executive Director
802-527-1296
Alison.malone@usda.gov

Denise Kellner, Farm Loan Manager
802-528-4182
denise.kellner@usda.gov

Ryan Howrigan, District Director
802-528-4160
ryan.howrigan@usda.gov

Caledonia/Essex County Office

Patricia Matte, County Executive Director
802-424-3146
patricia.matte@usda.gov

Rutland/Bennington County Office

Olivia Butterman, County Executive Director
802-775-8034
Olivia.butterman@usda.gov 

Chittenden/Washington County Office

Lawrence Parker, County Executive Director
802-497-5511
lawrence.parker@usda.gov

Windsor/Orange County Offices

Courtney LeCuyer, County Executive Director
802-369-3170
courtney.lecuyer@usda.gov

Lamoille/Orleans County Offices

Avery Williams, County Executive Director
Orleans: 802-624-7016
Lamoille: 802-521-3002 (Tues. & Thurs.)
avery.williams@usda.gov 

Angela Goodridge, Farm Loan Manager
802-624-7003
angela.goodridge@usda.gov

Windham County Office

Courtney LeCuyer, County Executive Director
802-254-9766
courtney.lecuyer@usda.gov



 


USDA is an equal opportunity provider, employer and lender. To file a complaint of discrimination, write: USDA, Office of the Assistant Secretary for Civil Rights, Office of Adjudication, 1400 Independence Ave., SW, Washington, DC 20250-9410 or call (866) 632-9992 (Toll-free Customer Service), (800) 877-8339 (Local or Federal relay), (866) 377-8642 (Relay voice users).