New Mexico FSA State Newsletter - December 2024
In This Issue:
Hello Friends,
Happy holidays and happy New Year! We are happy to share some updates regarding FSA here in New Mexico. Thank you to all of our subscribers and producers for tuning in each month. We here at FSA hope everyone has a safe and relaxing holiday season!
USDA welcomes input on the assessment of environmental impacts on two programs: the Tree Assistance Program (TAP) and Farm Storage Facility Loan (FSFL) program. FSA is accepting comments until Jan. 18, 2025, on its draft programmatic environmental assessments. The TAP environmental assessment includes updates to streamline the program and enable a quick response to natural disasters.
The new FSA Apply Now Packets will ensure a more productive customer experience when visiting with local FSA staff. The forms in the packet are needed for customers to participate in FSA and Natural Resources and Conservation Service (NRCS) programs.
Applications are now open for USDA’s new Marketing Assistance for Specialty Crops (MASC) program. The deadline is January 8. Anyone wishing to participate in this program must submit his/her application and supporting documentation by COB on January 8. This program does not have late filed provisions and registers are not allowed. Any applications submitted after the January 8 deadline will not be eligible for consideration. Contact your local FSA offices and schedule an appointment as soon as possible.
FSA is here to serve you. Visit farmers.gov service center locator to obtain your local FSA County Office information.
Thank you,
Jonas Moya
State Executive Director
OFFICE CLOSURE
- Christmas Day – December 25
- New Year's Day – January 1, 2025
- Birthday of Martin Luther King Jr. – January 20, 2025
IMPORTANT DATES (Please check with your local office for other deadlines that may apply to your particular situation) Service Center Locator
For crops covered by NAP, the acreage reporting is the earlier of the acreage reporting date of 15 calendar days before harvest or the onsite of grazing.
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2022 Emergency Livestock Relief Program
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2025 Noninsured Crop Assistance Program (NAP) Application Closing Dates
- January 31: Alfalfa, Cucumbers, Mixed Forage, Pecans, and Peppers
- February 1: Cabbage, Carrots, Onions, Spinach/Greens, and Beans
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Acreage Reporting Date
- January 2: 2025 Honey
- January 15: Apples
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Marketing Assistance for Specialty Crops Program (MASC)
- January 8: Application Closing Date
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Loan Deficiency Program (LDP) Last day to submit Application
- January 31: Peanuts, Wool, and Mohair
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Food Safety Certification of Specialty Crips (FSCSC) Last day to submit Application
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Livestock Forage Program (LFP) Last day to submit Application
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Emergency Assistance for Livestock, Honeybees, and Farm Raised Fish (ELAP) Last day to submit Application
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Livestock Indemnity Program (LIP) Last day to submit Application
The U.S. Department of Agriculture (USDA) is announcing the launch of the Debt Consolidation Tool, an innovative online tool available through farmers.gov that allows agricultural producers to enter their farm operating debt and evaluate the potential savings that might be provided by obtaining a debt consolidation loan with USDA’s Farm Service Agency (FSA) or a local lender.
A debt consolidation loan is a new loan used to pay off other existing operating loans or lines of credit that might have unreasonable rates and terms. By combining multiple eligible debts into a single, larger loan, borrowers may obtain more favorable payment terms such as a lower interest rate or lower payments. Consolidating debt may also provide farmers and ranchers additional cash flow flexibilities.
The Debt Consolidation Tool is a significant addition to FSA’s suite of improvements designed to modernize its Farm Loan Programs. The tool enhances customer service and increases opportunities for farmers and ranchers to achieve financial viability by helping them identify potential savings that could be reinvested in their farming and ranching operation, retirement accounts, or college savings accounts.
Producers can access the Debt Consolidation Tool by visiting farmers.gov/debt-consolidation-tool. The tool is built to run on modern browsers including Chrome, Edge, Firefox, or the Safari browser. Producers do not need to create a farmers.gov account or access the authenticated customer portal to use the tool.
Additional Farm Loan Programs Improvements
FSA recently announced significant changes to Farm Loan Programs through the Enhancing Program Access and Delivery for Farm Loans rule. These policy changes, to take effect September 25, 2024, are designed to better assist borrowers to make strategic investments in the enhancement or expansion of their agricultural operations.
FSA also has a significant initiative underway to streamline and automate the Farm Loan Program customer-facing business process. For the over 26,000 producers who submit a direct loan application annually, FSA has made several impactful improvements including:
- The Loan Assistance Tool that provides customers with an interactive online, step-by-step guide to identifying the direct loan products that may be a fit for their business needs and to understanding the application process.
- The Online Loan Application, an interactive, guided application that is paperless and provides helpful features including an electronic signature option, the ability to attach supporting documents such as tax returns, complete a balance sheet, and build a farm operating plan.
- An online direct loan repayment feature that relieves borrowers from the necessity of calling, mailing, or visiting a local USDA Service Center to pay a loan installment.
- A simplified direct loan paper application, reduced from 29 pages to 13 pages.
- A new educational hub with farm loan resources and videos.
USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center.
The U.S. Department of Agriculture’s (USDA) long-awaited updates to the Farm Service Agency’s (FSA) Farm Loan Programs are officially in effect. These changes, part of the Enhancing Program Access and Delivery for Farm Loans rule, are designed to increase financial flexibility for agricultural producers, allowing them to grow their operations, boost profitability, and build long-term savings.
These program updates reflect USDA’s ongoing commitment to supporting the financial success and resilience of farmers and ranchers nationwide, offering critical tools to help borrowers manage their finances more effectively.
What the new rules mean for you:
- Low-interest installment set-aside program: Financially distressed borrowers can now defer up to one annual loan payment at a reduced interest rate. This simplified option helps ease financial pressure while keeping farming operations running smoothly.
- Flexible repayment terms: New repayment options give borrowers the ability to increase their cash flow and build working capital reserves, allowing for long-term financial planning that includes saving for retirement, education, and other future needs.
- Reduced collateral requirements: FSA has lowered the amount of additional loan security needed for direct farm loans, making it easier for borrowers to leverage their existing equity without putting their personal residence at risk.
These new rules provide more financial freedom to borrowers. By giving farmers and ranchers better tools to manage their operations, we’re helping them build long-term financial stability. It’s all about making sure they can keep their land, grow their business, and invest in the future.
If you’re an FSA borrower or considering applying for a loan, now is the time to take advantage of these new policies. We encourage you to reach out to your local FSA farm loan staff to ensure you fully understand the wide range of loan making and servicing options available to assist with starting, expanding, or maintaining your agricultural operation.
To conduct business with FSA, please contact your local USDA Service Center.
Urban and innovative agriculture producers will be able to more easily participate in U.S. Department of Agriculture (USDA) programs as a result of acreage reporting improvements. These improvements, implemented by USDA’s Farm Service Agency, provide more flexibility for reporting acreage on a smaller scale and identifying innovative planting practices like multi-level planting or vertical farming practices.
An acreage report documents crops and where they are grown on a farm or ranch along with the intended use of the crop. Filing an accurate and timely acreage report for all crops and land uses, including failed acreage and prevented planted acreage, can prevent the loss of program benefits.
Acreage Reporting Improvements
FSA’s acreage reporting software previously allowed acreage to be reported down to .0001 acres, approximately a four-square foot area. Producers will now be able to report acreage-based crops at a minimum size of .000001 acre, approximately a 2.5-inch by 2.5-inch area.
Additional improvements will distinguish alternate growing methods such as crops grown within multiple levels of a building, or crops grown using multi-level or multi-layer growing structures such as panels or towers within a container system. This change allows the distinction of vertical farming practices. Urban and innovative producers will also have the option to report plant inventory along with their acreage-based report, allowing producers to better report the full scope of their operation. Producers can contact FSA at their local USDA Service Center for acreage reporting deadlines that are specific to their county.
USDA Urban Service Centers
USDA is committed to working with farms of all sizes and in all locations, including those in urban areas. USDA works with agricultural producers through a network of more than 2,300 Service Centers nationwide. To better serve urban farmers, USDA is establishing 17 new Urban Service Centers.
The Urban Service Centers are staffed by FSA and Natural Resources Conservation Service (NRCS) employees and offer farm loan, conservation, disaster assistance and risk management programs.
To find exact locations and contact information for these Urban Service Centers or to learn how to prepare for a USDA Service Center appointment, producers can visit farmers.gov/your-business/urban-growers/urban-service-centers.
For questions, producers should call their FSA county office. Urban operations that are not located near one of the Urban Service Centers can contact one of the more than 2,300 Service Centers across the country by visiting farmers.gov/service-locator.
Additional resources include:
Using the correct signature when doing business with FSA can save time and prevent a delay in program benefits.
The following are FSA signature guidelines:
- Married individuals must sign their given name.
- Example—Mary Doe and John Doe are married. When signing FSA forms, each must use their given name, and may not sign with the name of their spouse. Mrs. Mary Doe may not sign documents as Mrs. John Doe. For Farm Loan Purposes, spouses may not sign on behalf of the other as an authorized signatory, a signature will be needed for each. For a minor, FSA requires the minor's signature and one from the minor’s parent. There are certain exceptions where a minor’s signature may be accepted without obtaining the signature of one of the parents. Despite minority status, a youth executing a promissory note for a Youth Loan will incur full personal liability for the debt and will sign individually.
Note: By signing a document with a minor, the parent is liable for actions of the minor and may be liable for refunds, liquidated damages, or other penalties, etc.
When signing on one’s behalf the signature must agree with the name typed or printed on the form or be a variation that does not cause the name and signature to be in disagreement. Example - John W. Smith is on the form. The signature may be John W. Smith or J.W. Smith or J. Smith. Or Mary J. Smith may be signed as Mrs. Mary Joe Smith, M.J. Smith, Mary Smith, etc.
FAXED signatures will be accepted for certain forms and other documents provided the acceptable program forms are approved for FAXED signatures. Producers are responsible for the successful transmission and receipt of FAXED information.
Examples of documents not approved for FAXED signatures include:
- Promissory note
- Assignment of payment
- Joint payment authorization
- Acknowledgement of commodity certificate purchase
Spouses may sign documents on behalf of each other for FSA and CCC programs in which either spouse has an interest, unless written notification denying a spouse this authority has been provided to the county office.
Spouses cannot sign on behalf of each other as an authorized signatory for partnerships, joint ventures, corporations or other similar entities. Likewise, a spouse cannot sign a document on behalf of the other in order to affirm the eligibility of oneself.
Any member of a general partnership can sign on behalf of the general partnership and bind all members unless the Articles of Partnership are more restrictive. Spouses may sign on behalf of each other’s individual interest in a partnership, unless notification denying a spouse that authority is provided to the county office. Acceptable signatures for general partnerships, joint ventures, corporations, estates, and trusts must consist of an indicator “by” or “for” the individual’s name, individual’s name and capacity, or individual’s name, capacity, and name of entity.
The U.S. Department of Agriculture (USDA) Farm Service Agency’s (FSA) $2 billion Marketing Assistance for Specialty Crops (MASC) program, aimed at helping specialty crop producers expand markets and manage higher costs, is now accepting applications from Dec. 10, 2024, through Jan. 8, 2025.
MASC helps specialty crop producers meet higher marketing costs related to:
- Perishability of specialty crops like fruits, vegetables, floriculture, nursey crops and herbs;
- Specialized handling and transport equipment with temperature and humidity control;
- Packaging to prevent damage;
- Moving perishables to market quickly; and
- Higher labor costs.
MASC Eligibility
To be eligible for MASC, a producer must be in business at the time of application, maintain an ownership share and share in the risk of producing a specialty crop that will be sold in calendar year 2025.
MASC covers the following commercially marketed specialty crops:
- Fruits (fresh, dried);
- Vegetables (including dry edible beans and peas, mushrooms, and vegetable seed);
- Tree nuts;
- Nursery crops, Christmas trees, and floriculture;
- Culinary and medicinal herbs and spices; and
- Honey, hops, maple sap, tea, turfgrass and grass seed.
Applying for MASC
Eligible established specialty crop producers can apply for MASC benefits by completing the FSA-1140, Marketing Assistance for Specialty Crops (MASC) Program Application, and submitting the form to any FSA county office by Jan. 8, 2025. When applying, eligible specialty crop producers must certify their specialty crop sales for calendar year 2023 or 2024.
New specialty crop producers are required to certify 2025 expected sales, submit an FSA-1141 application and provide certain documentation to support reported sales i.e., receipts, contracts, acreage reports, input receipts, etc. New producers are those who began producing specialty crops in 2023 or 2024 but did not have sales due to the immaturity of the crop, began producing specialty crops in 2024 but did not have a complete year of sales or will begin growing specialty crops in 2025.
MASC applicants, established and new, must also submit the following information to FSA if not already on file at the time of application:
- Form AD-2047, Customer Data Worksheet.
- Form CCC-902, Farm Operating Planfor an individual or legal entity.
- Form CCC-941, Average Adjusted Gross Income (AGI) Certification and Consent to Disclosure of Tax Information.
- Form FSA-942, Certification of Income from Farming, Ranching and Forestry Operations, if applicable, for the producer and members of entities.
- A highly erodible land conservation (sometimes referred to as HELC) and wetland conservation certification (Form AD-1026 Highly Erodible Land Conservation (HELC) and Wetland Conservation (WC) Certification).
- Other Documentation if requested by FSA to support reported specialty crop sales.
Most producers, especially those who have previously participated in FSA programs, will likely have these required forms on file. However, those who are uncertain or want to confirm the status of their forms or producers who may be new to conducting business with FSA, can contact their local FSA county office. For MASC program participation, eligible specialty crop sales only include sales of commercially marketed raw specialty crops grown in the United States by the producer. The portion of sales derived from adding value to a specialty crop (such as sorting, processing, or packaging) is not included when determining eligible sales. Further explanation of what is considered by FSA for specialty crop sales as well as an online MASC decision tool and applicable program forms, are available on the MASC program webpage.
MASC Payments
For established specialty crop growers, those who certify crop sales in 2023 or 2024, FSA will calculate MASC payments based on the producer’s total specialty crop sales for the calendar year elected by the producer. Payments for new producers will be based on their expected 2025 calendar year sales. Payment calculation details and examples are available on the MASC webpage or related questions can be directed to local FSA county office staff.
FSA will issue MASC payments after the end of the application period. If demand for MASC payments exceeds available funding, MASC payments may be prorated, and the payment limitation of $125,000 may be lowered. If additional funding is available after MASC payments are issued, FSA may issue an additional payment.
Specialty crop producers interested in applying for MASC benefits, are encouraged to review the program fact sheet for detailed information on program eligibility, required documentation, payment calculations and more.
More Information
Additional information on MASC is available in the Notice of Funding Availability.
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