In This Issue:
Autumn weather is upon us, with the leaves on the trees changing from the natural shades of green to so many bright yellow, orange and red shades of fall. As I travel down the interstates, highways and rural roads, I can’t help but notice the amount of corn/soybean crop acreage that has been harvested in just the last few days. September weather has been phenomenal for the most part, allowing the crops to finish maturing rapidly. The mornings are cooler, and the days are becoming shorter, all and all, reminding us that winter is not far ahead of us.
As the 2024 Illinois State Fair came to end, the Farm Loan staff and I traveled to Houston, TX to attend Farm Loan Policy Training conducted by the National FSA office staff. It was great to attend and learn and listen to other states Farm Loan staffs’ management styles and ideas. Later this month the Farm Loan staff members that received the training in Houston, will in turn train the rest of the Farm Loan employees and bring them up to date with the new farm loan policy changes.
I have few reminders this month:
I would like to remind producers that if they are experiencing a financial stress period and are unable to make payments on an FSA loan, there are options for FSA borrowers. Contact your local Farm Loan Manager/Officer to learn more about these options.
Also, producers with sealed bins of grain under loan, who are emptying those bins to make room for new grain, please CALL (your local County FSA Office) BEFORE YOU HAUL.
Fall seeded crops, wheat and cover crops need to be reported to FSA by December 15, 2024.
Farm Service Agency (FSA) program payments are issued electronically into your bank account. In order to receive timely payments, you need to notify your FSA servicing office if you close your account or if your bank information is changed for any reason (such as your financial institution merging or being purchased). Payment can be delayed if FSA is not notified of changes to account and bank routing numbers.
FSA is cleaning up our producer record database and needs your help. Please report any changes of address, zip code, phone number, email address or an incorrect name or business name on file to our office. You should also report changes in your farm operation, like the addition of a farm by lease or purchase. You should also report any changes to your operation in which you reorganize to form a Trust, LLC or other legal entity.
FSA and NRCS program participants are required to promptly report changes in their farming operation to the County Committee in writing and to update their Farm Operating Plan on form CCC-902. To update your records, contact your local County USDA Service Center.
NASS Data collection: Small grains summary will have the final data for wheat, oats, and rye on 9/30. Quarterly grain stocks will also be published on 9/30. Quarterly hogs will be published on 9/26. September Crop Production was released on September 12. Record high yields for corn and soybeans in IL. Record high yields for corn and soybeans for the US.
Many thanks to the farmers that respond to NASS surveys. Individual responses are confidential by law and protected from the freedom Of Information Act (FOIA).
The month of September is recognized for Labor Day celebrated on the first Monday of September every year. However, there are many other special days observed in the month of September also, such as:
September 2 – Labor Day
September 4 – National Wildlife Day
September 8 – Grandparents Day
September 10 – World Suicide Prevention Day
September 11 – Patriots Day (in honor and remembrance of those who died in the September 11, terrorists attacks
National Hispanic Heritage Month (September 15 – October 15)
National Honey Month
And last but certainly not least, Fall is a very dangerous season with equipment and harvest activity moving quickly. Please remember to take a 15-minute break to hydrate and eat a snack if you don’t take time for a meal. The workdays become longer as fall harvest continues, therefore making sure you take a small break every day will help ensure you return home safely each night.
Please remember to always be aware of your surroundings amongst your livestock, farm accidents happen in a matter of seconds, please take that extra step to remain safe when working around and or feeding your livestock.
If you or someone you know may be experiencing a great amount of stress, I am again sharing this great resource:
Free - Confidential - 24/7 Staffed - Farm Crisis Lifeline CALL OR TEXT 1-833-FARM-SOS (1-833-327-6767)
Illinois Agricultural Mental Health Voucher Program - University of Illinois Extension Illinois Agricultural Mental Health Voucher Program
Wishing everyone a great, abundant harvest season and please stay safe!
Sincerely,
Scott Halpin
State Executive Director
Farm Service Agency
The U.S. Department of Agriculture (USDA) Animal and Plant Health Inspection Service (APHIS) has confirmed the detection of Highly Pathogenic Avian Influenza (HPAI), also known as H5N1, in dairy cattle in 12 states including Colorado, Idaho, Iowa, Kansas, Michigan, Minnesota, North Carolina, New Mexico, Ohio, South Dakota, Texas and Wyoming. To protect the U.S. livestock industry from the threat posed by HPAI H5N1 USDA is taking a number of actions with our federal partners.
On April 24, APHIS announced a federal order that includes mandatory testing for interstate movement of dairy cattle and mandatory reporting of influenza A detections in livestock. In addition to the Federal Order mandates, USDA provides several voluntary testing and monitoring options, including the HPAI Dairy Herd Status Program announced on May 31, 2024. APHIS has released a list of requirements and recommendations that apply to interstate moving of lactating dairy cattle, testing guidance for livestock, and answers to frequently asked questions. Producers are encouraged to visit the APHIS HPAI Livestock Detection website for information about these programs and requirements, as well as the most comprehensive and timely updates about this rapidly evolving situation.
Confirmed H5N1 Positive Test Results Required for Recovery Assistance
Producers who incur milk losses in their dairy herds due to HPAI H5N1 can now apply for financial assistance through the USDA’s updated Emergency Assistance for Livestock, Honeybees, and Farm-raised Fish Program (ELAP). USDA’s Farm Service Agency (FSA) expanded ELAP policy through the rule-making process to assist with financial losses resulting from reduced milk production when cattle are removed from commercial milking in dairy herds having a confirmed positive H5N1 test. Positive tests must be confirmed through the USDA’s APHIS’ National Veterinary Services Laboratories (NVSL).
To apply, producers need to submit the following to FSA:
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Proof of herd infection through a confirmed positive H5N1 test (based on USDA’s APHIS H5N1 case definition) on individual animal or bulk tank samples confirmed by APHIS’ NVSL;
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A notice of loss indicating the date when the loss is apparent, which is the sample collection date for the positive H5N1 test; and
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An application for payment certifying the number of eligible adult dairy cows removed from production, the month the cows were removed from production, and the producer’s share in the milk production.
The final date to file a notice of loss and application for payment for eligible losses is 30 days after the end of the prior calendar year, which is January 30.
Note: To determine livestock and producer eligibility for ELAP H5N1 assistance, to submit an application or if you’ve not previously conducted business with FSA, contact your local FSA county office for details. Find your local office. Other online resources include frequently asked questions and a fact sheet.
Loans for Biosecurity Implementation
FSA also provides direct and guaranteed loans for farmers and ranchers that can assist with implementation of biosecurity measures for their operations. Loans can assist with:
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Installing physical barriers to facilitate quarantine, to prevent livestock interaction with wildlife, and to prevent unauthorized access by visitors
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Purchase of disinfectant, footbaths, and disposable footwear and clothing;
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Veterinary costs related to vaccination and general animal health;
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Testing of feed and water sources for toxins and other disease;
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Costs associated with responsible manure disposal and management;
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Costs associated with cleaning and disinfecting livestock transportation equipment; and
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Other biosecurity measures recommended by USDA or other applicable agencies.
To learn more about loans, producers can use the:
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Loan Assistance Tool – helps producers better navigate the farm loan process. The online Loan Assistance Tool provides producers needing agricultural financing with an interactive, step-by-step guide.
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Farm Loans Homepage – gives in-depth farm loan information, including fact sheets, for those who don’t want to use the online Loan Assistance Tool.
Looking for ways to do business with USDA that saves you time? Look no further than farmers.gov.
When you create an account for the farmers.gov authenticated customer portal, you have access to self-service features through a secure login. Managing your business with USDA’s Farm Service Agency (FSA) and Natural Resources Conservation Service (NRCS) is faster than ever. From e-signing documents, viewing, printing, and exporting maps and receiving notifications of payment disbursements, a farmers.gov authenticated account makes doing business with USDA easy and secure.
What can you do with your farmers.gov account?
- View FSA Farm Loan information including interest payments, loan advances, payment history and paid-in-full/restructured loans.
- Make USDA direct farm loan payments using the Pay My Loan feature.
- Access the Online Loan Application portal.
- View, print and export detailed FSA farm records and farm/tract maps.
- Import precision agriculture planting boundaries, create labels containing crop information, and print both on farm tract maps.
- View and print your FSA-156EZ with farm details
- View and print your Producer Farm Data Report
- View NRCS Disbursements and Farm Loans financial activity from the past 180 days.
- View your land, access NRCS data on your conservation plans, contracts, and planning land units through the Conservation Land Area page.
- View, upload, download and e-sign NRCS documents.
- Request NRCS conservation and financial assistance, including submitting a program application.
- View detailed information on all previous and ongoing NRCS contracts, including the amount of cost- share assistance received and anticipated; and even request contract modifications, report practice completion and request practice certification.
- “Switch Profiles” to act on behalf of your entity or another individual when you have active representative authority on file
If you’d like to see the features in action and learn more about how to use them, check out the 3-5 minute farmers.gov account video tutorials.
How do you create a farmers.gov account?
Visit farmers.gov/account to access information about farmers.gov accounts and sign in to the site’s authenticated portal. You will need a Login.gov account linked to your USDA customer record to access your farmers.gov authenticated site. Customers who are new to USDA should visit Get Started at Your USDA Service Center, then go to farmers.gov/account to create a farmers.gov account.
To create a farmers.gov account you will need:
- A USDA individual customer record — A customer record contains information you have given to USDA to do business with them, like your name, address, phone number, and any legal representative authority relationships. Contact your local USDA Service Center to make sure you have an individual USDA customer record on file and your information is up to date.
- A Login.gov account — Login.gov is a sign-in service that gives people secure online access to participating government programs. You can create a Login.gov account linked to your customer record by following the directions on gov/account.
- Identity Verification — You can choose to verify your identity with Login.gov or in-person at a USDA Service Center.
In addition to the self-service features, farmers.gov also has information on USDA programs, farm loans, disaster assistance, conservation programs and crop insurance.
The National Environmental Policy Act (NEPA) requires Federal agencies to consider all potential environmental impacts for federally funded projects before the project is approved.
For all Farm Service Agency (FSA) programs, an environmental review must be completed before actions are approved, such as site preparation or ground disturbance. These programs include, but are not limited to, the Emergency Conservation Program (ECP), Farm Storage Facility Loan (FSFL) program and farm loans. If project implementation begins before FSA has completed an environmental review, the request will be denied. Although there are exceptions regarding the Stafford Act and emergencies, it’s important to wait until you receive written approval of your project proposal before starting any actions.
Applications cannot be approved until FSA has copies of all permits and plans. Contact your local FSA office early in your planning process to determine what level of environmental review is required for your program application so that it can be completed timely.
Farmers and ranchers rely on crop insurance to protect themselves from disasters and unforeseen events, but not all crops are insurable through the USDA’s Risk Management Agency. The Farm Service Agency’s (FSA) Noninsured Crop Disaster Assistance Program (NAP) provides producers another option to obtain coverage against disaster for these crops. NAP provides financial assistance to producers of non-insurable crops impacted by natural disasters that result in lower yields, crop losses, or prevents crop planting.
Commercially produced crops and agricultural commodities for which crop insurance is not available are generally eligible for NAP. Eligible crops include those grown specifically for food, fiber, livestock consumption, biofuel or biobased products, or value loss crops such as aquaculture, Christmas trees, ornamental nursery, and others. Contact your local FSA office to see which crops are eligible in your state and county.
Eligible causes of loss include drought, freeze, hail, excessive moisture, excessive wind or hurricanes, earthquake and flood. These events must occur during the NAP policy coverage period, before or during harvest, and the disaster must directly affect the eligible crop. For guidance on causes of loss not listed, contact your local FSA county office.
Interested producers apply for NAP coverage using FSA form CCC-471, “Application for Coverage,” and pay the applicable service fee at the FSA office where their farm records are maintained. These must be filed by the application closing date, which varies by crop. Contact your local FSA office to verify application closing dates and ensure coverage for eligible NAP crops.
At the time of application, each producer acknowledges they have received the NAP Basic Provisions, which describes NAP requirements for coverage. NAP participants must report crop acreage shortly after planting and provide verifiable or reliable crop production records when required by FSA.
Producers are required to pay service fees which vary depending on the number of crops and number of counties your operation is located in. The NAP service fee is the lesser of $325 per crop or $825 per producer per administrative county, not to exceed a total of $1,950 for a producer with farming interests in multiple counties. Premiums also apply when producers elect higher levels of coverage with a maximum premium of $15,750 per person or legal entity.
A producer’s certification on Form CCC-860 Socially Disadvantaged, Limited Resource, Beginning and Veteran Farmer or Rancher Certification may serve as an application for basic NAP coverage for all eligible crops beginning with crop year 2022. These producers will have all NAP-related service fees for basic coverage waived, in addition to a 50 percent premium reduction if higher levels of coverage are elected.
For more detailed information on NAP, download the NAP Fact Sheet. To get started with NAP, we recommend you contact your local USDA service center.
Farm Service Agency (FSA) program payments are issued electronically into your bank account. In order to receive timely payments, you need to notify your FSA servicing office if you close your account or if your bank information is changed for any reason (such as your financial institution merging or being purchased). Payments can be delayed if FSA is not notified of changes to account and bank routing numbers.
For some programs, payments are not made until the following year. For example, payments for crop year 2019 through the Agriculture Risk Coverage and Price Loss Coverage program aren’t paid until 2020. If the bank account was closed due to the death of an individual or dissolution of an entity or partnership before the payment was issued, please notify your local FSA office as soon as possible to claim your payment.
 The U.S. Department of Agriculture (USDA) is announcing the launch of the Debt Consolidation Tool, an innovative online tool available through farmers.gov that allows agricultural producers to enter their farm operating debt and evaluate the potential savings that might be provided by obtaining a debt consolidation loan with USDA’s Farm Service Agency (FSA) or a local lender.
A debt consolidation loan is a new loan used to pay off other existing operating loans or lines of credit that might have unreasonable rates and terms. By combining multiple eligible debts into a single, larger loan, borrowers may obtain more favorable payment terms such as a lower interest rate or lower payments. Consolidating debt may also provide farmers and ranchers additional cash flow flexibilities.
The Debt Consolidation Tool is a significant addition to FSA’s suite of improvements designed to modernize its Farm Loan Programs. The tool enhances customer service and increases opportunities for farmers and ranchers to achieve financial viability by helping them identify potential savings that could be reinvested in their farming and ranching operation, retirement accounts, or college savings accounts.
Producers can access the Debt Consolidation Tool by visiting farmers.gov/debt-consolidation-tool. The tool is built to run on modern browsers including Chrome, Edge, Firefox, or the Safari browser. Producers do not need to create a farmers.gov account or access the authenticated customer portal to use the tool.
Additional Farm Loan Programs Improvements
FSA recently announced significant changes to Farm Loan Programs through the Enhancing Program Access and Delivery for Farm Loans rule. These policy changes, to take effect September 25, 2024, are designed to better assist borrowers to make strategic investments in the enhancement or expansion of their agricultural operations.
FSA also has a significant initiative underway to streamline and automate the Farm Loan Program customer-facing business process. For the over 26,000 producers who submit a direct loan application annually, FSA has made several impactful improvements including:
- The Loan Assistance Tool that provides customers with an interactive online, step-by-step guide to identifying the direct loan products that may be a fit for their business needs and to understanding the application process.
- The Online Loan Application, an interactive, guided application that is paperless and provides helpful features including an electronic signature option, the ability to attach supporting documents such as tax returns, complete a balance sheet, and build a farm operating plan.
- An online direct loan repayment feature that relieves borrowers from the necessity of calling, mailing, or visiting a local USDA Service Center to pay a loan installment.
- A simplified direct loan paper application, reduced from 29 pages to 13 pages.
- A new educational hub with farm loan resources and videos.
USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center.
In order to claim a Farm Service Agency (FSA) payment on behalf of a deceased producer, all program conditions for the payment must have been met before the applicable producer’s date of death.
If a producer earned a FSA payment prior to his or her death, the following is the order of precedence for the representatives of the producer:
· administrator or executor of the estate
· the surviving spouse
· surviving sons and daughters, including adopted children
· surviving father and mother
· surviving brothers and sisters
· heirs of the deceased person who would be entitled to payment according to the State law
For FSA to release the payment, the legal representative of the deceased producer must file a form FSA-325 to claim the payment for themselves or an estate. The county office will verify that the application, contract, loan agreement, or other similar form requesting payment issuance, was signed by the applicable deadline by the deceased or a person legally authorized to act on their behalf at that time of application.
If the application, contract or loan agreement form was signed by someone other than the deceased participant, FSA will determine whether the person submitting the form has the legal authority to submit the form.
Payments will be issued to the respective representative’s name using the deceased program participant’s tax identification number. Payments made to representatives are subject to offset regulations for debts owed by the deceased.
FSA is not responsible for advising persons in obtaining legal advice on how to obtain program benefits that may be due to a participant who has died, disappeared or who has been declared incompetent.
he U.S. Department of Agriculture (USDA) announced today that most farm loan borrowers will soon be able to make payments to their direct loans online through the Pay My Loan feature on farmers.gov in early February. Pay My Loan is part of a broader effort by USDA’s Farm Service Agency (FSA) to streamline its processes, especially for producers who may have limited time during the planting or harvest seasons to visit a local FSA office; modernize and improve customer service; provide additional customer self-service tools; and expand credit access to assist more producers.
On average, local USDA Service Centers process more than 225,000 farm loan payments each year. Pay My Loan gives most borrowers an online repayment option and relieves them from needing to call, mail, or visit a Service Center to pay their loan installment. Farm loan payments can now be made at the borrower’s convenience, on their schedule and outside of FSA office hours.
Pay My Loan also provides time savings for FSA’s farm loan employees by minimizing manual payment processing activities. This new service for producers means that farm loan employees will have more time to focus on reviewing and processing new loans or servicing requests.
The Pay My Loan feature can be accessed at farmers.gov/loans. To use the payment feature, producers must establish a USDA customer account and a USDA Level 2 eAuthentication (“eAuth”) account or a Login.gov account. This initial release only allows individuals with loans to make online payments. For now, borrowers with jointly payable checks will need to continue to make loan payments through their local office.
The United States Department of Agriculture (USDA) announced today new funding for the Agricultural Conservation Easement Program (ACEP) for fiscal year 2025 as part of President Biden and Vice President Harris’ Investing in America agenda.
Administered by USDA’s Natural Resources Conservation Service, the program helps landowners and other eligible entities conserve, restore, and protect wetlands, productive agricultural lands, and grasslands at risk of conversion to non-grassland uses. Healthy wetlands, grasslands, and farmlands sequester carbon and provide many other natural resource benefits. Today’s funding is made possible by the Inflation Reduction Act, the largest investment in climate action in history.
Thanks to President Biden’s Inflation Reduction Act, we have additional resources to help fund Agricultural Conservation Easement Program work to protect lands in conservation easements. ACEP continues to be a valuable and effective conservation tool that provides long-term protection of our nation’s farmland and wetland resources.
NRCS accepts applications year-round for ACEP Agricultural Land Easements (ACEP-ALE) and Wetland Reserve Easements (ACEP-WRE). Interested producers, landowners, and partners should apply by the next two ranking dates, October 4, 2024, or December 20, 2024, at their local NRCS office, to be considered for these two state-led funding cycles. In addition, any application submitted to NRCS that was unfunded in fiscal year 2024 will be automatically re-considered during the October 4 funding cycle.
In fiscal year 2025, states will receive Inflation Reduction Act funding and all eligible applications within a state will compete. The current ACEP priorities for the Inflation Reduction Act funding are unchanged from last fiscal year and are available in all states. Depending on location, NRCS may also have a state-specific priority. The Inflation Reduction Act funding is in addition to the funding authorized and available under the Farm Bill.
For ACEP-ALE, NRCS is currently prioritizing securing:
• Grasslands in areas of highest risk for conversion to non-grassland uses to prevent the release of soil carbon stores.
• Agricultural lands under threat of conversion to non-agricultural uses.
• State-specific priorities including rice cultivation on subsiding highly organic soils.
For ACEP-WRE, NRCS is currently prioritizing:
• Land with soils high in organic carbon.
• Eligible lands that will be restored to and managed as forests, such as bottomland hardwood forests.
• Eligible lands in existing forest cover that will be managed as forests.
• Several geographically specific priorities (i.e., former cranberry bogs, wet meadows, and ephemeral wetlands in grassland ecosystems).
The Inflation Reduction Act included $1.4 billion in additional funding for ACEP over five years and revised ACEP authority, providing funding for easements that will maximize the reduction, capture, avoidance, or sequestration of greenhouse gas emissions. The fiscal year 2025 authorized amount for the Inflation Reduction Act funding for ACEP is $500 million.
ACEP is also a covered program in the President’s Justice40 Initiative, which aims to ensure 40% of the overall benefits of certain federal climate, clean energy and other investment areas flow to disadvantaged communities that are marginalized by underinvestment and overburdened by pollution.
NRCS is streamlining ACEP, to ensure that the program is easier and more convenient to utilize, and to strengthen Inflation Reduction Act implementation. Specifically, NRCS is streamlining ACEP appraisals and land surveys, and certifying eligible entities who help NRCS and producers enroll land into agricultural land easements. For more information, see our fact sheet, ACEP and the Inflation Reduction Act.
This year’s announcement builds on last year’s investments. on March 13, 2024, NRCS announced an investment of about $138 million of financial assistance from the Inflation Reduction Act in 138 new climate-smart conservation easements, through which farmers and ranchers are conserving wetlands, grasslands, and prime farmlands. NRCS will provide additional information regarding funding and sign-up opportunities for the Inflation Reduction Act funding available through the Environmental Quality Incentives Program, Conservation Stewardship Program, and Regional Conservation Partnership Program (RCPP) for fiscal year 2025 in the near future.
To learn more about NRCS programs, producers can contact their local USDA Service Center. Producers can also apply for NRCS programs, manage conservation plans and contracts, and view and print conservation maps by logging into their farmers.gov account. If you don’t have an account, sign up today.
For more than 90 years, NRCS has helped farmers, ranchers and forestland owners make investments in their operations and local communities to improve the quality of our air, water, soil, and wildlife habitat. NRCS uses the latest science and technology to help keep working lands working, boost agricultural economies, and increase the competitiveness of American agriculture. NRCS provides one-on-one, personalized advice and financial assistance and works with producers to help them reach their goals through voluntary, incentive-based conservation programs. Now, with additional funding from the Inflation Reduction Act, NRCS is working to get even more conservation practices on the ground while ensuring access to programs for all producers. For more information, visit nrcs.usda.gov.
USDA touches the lives of all Americans each day in so many positive ways. Under the Biden-Harris administration, USDA is transforming America’s food system with a greater focus on more resilient local and regional food production, fairer markets for all producers, ensuring access to safe, healthy and nutritious food in all communities, building new markets and streams of income for farmers and producers using climate smart food and forestry practices, making historic investments in infrastructure and clean energy capabilities in rural America, and committing to equity across the Department by removing systemic barriers and building a workforce more representative of America. To learn more, visit usda.gov.
Farm Operating Loans - Direct 5.250%
Farm Ownership Loans - Direct 5.500%
Farm Ownership Loans - Direct, Joint Financing 3.500%
Farm Ownership Loans - Direct Down Payment, Beginning Farmer or Rancher 1.500%
Emergency Loans - 3.750%
Farm Storage Facility Loans
3 years - 4.000%
5 years - 3.875%
7 years - 3.875%
10 years - 4.000%
12 years - 4.125%
Commodity Loans - 5.625%
September 30, 2024 - Final Date to File Acreage Report for Aquaculture (surface acres of water)
September 30, 2024 - NAP Application Closing Date for Alfalfa, Clover, other Perennials
October 14, 2024 - Columbus Day Holiday - FSA Offices Closed
Ongoing - FSFL Application
Ongoing - Update Your Records
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