New York FSA February Updates

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New York FSA Newsletter - February 14, 2024

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Dates to Remember

Feb 16, noon

FSA Friday Webinar - FSA Farm Loans – an overview of the funding opportunities available from FSA’s Farm Loan Programs, including information on microloans, operating loans, and ownership loans as well as Farm Storage Facility Loans. REGISTER HERE

Feb 19

All Offices Closed for Washington’s Birthday

Feb 21 6:30-7:30 pm

Free NAP Webinar from CCE & FSA

Plan to join us on Wednesday, February 21st at 6:30 for a FREE webinar from CCE and FSA on NAP – the Non-Insured Crop Disaster Assistance Program. Registration is required and is available using this link.

Feb 23, noon

FSA Friday Webinar - Urban/Small Farms and USDA – Learn what FSA, as well as Natural Resources Conservation Service (NRCS) can offer urban and small acreage growers. REGISTER HERE 

Feb 27 6:30-7:30 pm

Webinario Gratuito De FSA y CCE NAP

NAP (Por sus siglas en inglés) Programa de asistencia en casos de desastre para cultivos no asegurados. De la Agencia de Servicios Agrícolas (FSA) del USDA NAP ofrece asistencia financiera a productores de cultivos no asegurados para protegerlos contra desastres naturales que causan menores rendimientos o pérdidas de cultivos, o impiden la siembra de cultivos. Es necesario registrarse y está disponible a través de este enlace.

March 15

Noninsured Crop Disaster Assistance Program (NAP) Coverage Deadline for most spring planted fruits and vegetables

March 15

ARC/PLC Annual Enrollment Deadline

April 1

Marketing Assistance Loans and Loan Deficiency Payments Deadline for prior year harvested wheat, barley and oats


FSA and Cornell Cooperative Extension Are Offering Webinars on NAP - One will be in Spanish

Free NAP Webinar from CCE & FSA – 2/21

Plan to join us on Wednesday, February 21st at 6:30 for a FREE webinar from CCE and FSA on NAP – the Non-Insured Crop Disaster Assistance Program. Registration is required and is available using this link.

NAP provides financial assistance to producers of non-insurable crops in qualifying events. To qualify, covered crop losses must occur and cause, accelerate, or exacerbate destruction or deterioration of the crop as determined by the county committee.

Featured speaker, Sandra Scott, is a County Executive Director with Farm Service Agency and will be answering several questions about NAP coverage and qualification.

Webinar registration is free, but required. Registered participants will also receive a recording of the webinar. For questions, or assistance, please contact Nicole Tommell (nt375@cornell.edu) or Katelyn Walley (kaw249@cornell.edu).

Webinario Gratuito De FSA y CCE NAP

NAP (Por sus siglas en inglés) Programa de Asistencia por Desastres para Cultivos No Asegurados. De la Agencia de Servicios Agrícolas del USDA (FSA, por sus siglas en inglés) NAP ofrece ayuda financiera a productores de cultivos no asegurados para protegerlos contra desastres naturales que provocan un menor rendimiento o pérdidas de cosechas, o que impidan la siembra de cultivos. Para calificar para la ayuda, las pérdidas de cultivos cubiertos deben ocurrir como resultado de una causa de pérdida elegible durante el período de cobertura y causar o acelerar directamente la destrucción o deterioro del cultivo elegible según lo determinado por el comité del condado.

Presentadora: Ana Villamil, ana.villamil@usda.gov
Directora Ejecutiva del Condado Urbano
Virtual
Martes
27 de febrero de 2024

6:30 PM - 7:30 PM

Registro gratuito en: https://cornell.zoom.us/webinar/register/WN_VtYdZhtbTA-O_fL537jjgg

Regístrese para recibir la grabación. ¿PREGUNTAS? Nicole Tommell, Nt375@cornell.edu o 315-867-6001 or Raúl Lemus Garza, Rel267@cornell.edu o 845-344-1234.


Farmers Can Now Enroll for the Agriculture Risk Coverage and Price Loss Coverage Programs the 2024 Crop Year

Wheat - USDA Flickr

Producers can now enroll in the Farm Service Agency’s (FSA) Agriculture Risk Coverage (ARC) and Price Loss Coverage (PLC) programs for the 2024 crop year. Producers can enroll and make election changes for the 2024 crop year starting Dec. 18, 2023. The deadline to complete enrollment and any election change is March 15, 2024.  

On Nov. 16, 2023, President Biden signed into law H.R. 6363, the Further Continuing Appropriations and Other Extensions Act, 2024 (Pub. L. 118-22), which extended the Agriculture Improvement Act of 2018 (Pub. L. 115-334), more commonly known as the 2018 Farm Bill, through September 30, 2024. This extension allows authorized programs, including ARC and PLC, to continue operating. 

2024 Elections and Enrollment    

Producers can elect coverage and enroll in ARC-County (ARC-CO) or PLC, which provide crop-by-crop protection, or ARC-Individual (ARC-IC), which protects the entire farm. Although election changes for 2024 are optional, producers must enroll through a signed contract each year. Also, if a producer has a multi-year contract on the farm it will continue for 2024 unless an election change is made.     

If producers do not submit their election revision by the March 15, 2024, deadline, their election remains the same as their 2023 election for commodities on the farm. Farm owners cannot enroll in either program unless they have a share interest in the cropland.      

Covered commodities include barley, canola, large and small chickpeas, corn, crambe, flaxseed, grain sorghum, lentils, mustard seed, oats, peanuts, dry peas, rapeseed, long grain rice, medium grain rice, safflower seed, seed cotton, sesame, soybeans, sunflower seed and wheat.     

Crop Insurance Considerations    

ARC and PLC are part of a broader USDA safety net that also includes crop insurance and marketing assistance loans.    

Producers are reminded that ARC and PLC elections and enrollments can impact eligibility for some crop insurance products.    

Producers on farms with a PLC election can purchase Supplemental Coverage Option (SCO) through their Approved Insurance Provider; however, producers on farms where ARC is the election are ineligible for SCO on their planted acres for that crop on that farm.    

Unlike SCO, the Enhanced Coverage Option (ECO) is unaffected by an ARC election.  Producers may add ECO regardless of the farm program election.   

Upland cotton farmers who choose to enroll seed cotton base acres in ARC or PLC are ineligible for the stacked income protection plan (STAX) on their planted cotton acres for that farm.      

Web-Based Decision Tools    

Many universities offer web-based decision tools to help producers make informed, educated decisions using crop data specific to their respective farming operations. Producers are encouraged to use the tool of their choice to support their ARC and PLC elections.  

More Information     

For more information on ARC and PLC, producers can visit the ARC and PLC webpage or contact their local USDA Service Center. Producers can also make elections and complete enrollment online with level 2 eAuth.  


USDA to Issue $306 Million in Final Payments to Producers Impacted by 2020 and 2021 Natural Disasters

The U. S Department of Agriculture (USDA) is issuing final Emergency Relief Program (ERP) payments totaling approximately $306 million to eligible commodity and specialty crop producers who incurred losses due to natural disasters in 2020 and 2021. USDA’s Farm Service Agency (FSA) will begin issuing these additional payments to eligible producers this week.

Recipients of the additional payment are limited to those producers who received ERP Phase One payments from FSA that were calculated based on crop insurance indemnities. Initially, ERP Phase One payments to producers who were indemnified through Federal crop insurance, were subject to a 75% payment factor. FSA has since determined that adequate funding exists to provide an additional 3.5% ERP Phase One payment to producers who had crop insurance increasing the overall payment factor to 78.5%. These additional ERP Phase One payments are subject to FSA payment limitation provisions as outlined in the ERP Phase One fact sheet

Because ERP Phase One payments to producers of noninsured crops covered by FSA NAP policies were originally paid at 100%, there will be no additional payments issued to these producers for 2020 and 2021 losses. 

The Extending Government Funding and Delivering Emergency Assistance Act, 2021 (P.L. 117-43) provided $10 billion in assistance to agricultural producers impacted by wildfires, droughts, hurricanes, winter storms and other eligible disasters experienced during calendar years 2020 and 2021. In 2022, FSA implemented ERP Phase One, which delivered $7.5 billion in payments to commodity and specialty crop producers. For Phase One, ERP used a streamlined process with pre-filled application forms, leveraging crop insurance indemnities or Noninsured Crop Disaster Assistance Program (NAP) payments on file with USDA.   

Separately, through the Disaster Relief Supplemental Appropriations Act, 2023 (P.L. 117-328) Congress allocated approximately $3.2 billion in funding to cover necessary expenses related to losses of revenue, quality or production losses of crops. Enrollment is ongoing for ERP 2022, which covers losses to crops, trees, bushes and vines due to qualifying, calendar year 2022 natural disaster events including wildfires, hurricanes, floods, derechos, excessive heat, tornadoes, winter storms, freeze (including a polar vortex), smoke exposure, excessive moisture, qualifying drought and related conditions. 


Reminder: Insurance Linkage Requirements for Payments Received Through the Emergency Relief Program

Producers who received an Emergency Relief Program (ERP) payment need to meet ERP insurance linkage requirements by purchasing crop insurance or Noninsured Crop Disaster Assistance Program (NAP) coverage at the 60/100 level or higher for the next two available crop years, which will be determined from the date you received an ERP payment and may vary depending on the timing and availability of coverage. The insurance coverage requirement applies to the physical location of the county where the crop was located and for which an ERP payment was issued. 

Contact your crop insurance agent or local FSA county office as soon as possible to ask about coverage options. Producers who do not obtain the applicable coverage by the sales/application closing date will be required to refund the ERP benefits received on the applicable crop, plus interest. To determine which crops are eligible for federal crop insurance or NAP, visit the RMA website.

For more information, contact your local USDA Service Center or visit fsa.usda.gov.


New to Farming? USDA Can Help  

FSA Program Technician - USDA Flickr

If you’re a new farmer or rancher, can help you get started or grow your operation through a variety of programs and services, from farm loans to crop insurance, and conservation programs to disaster assistance. We offer dedicated help to beginning farmers and ranchers. USDA considers anyone who has operated a farm or ranch for less than ten years to be a beginning farmer or rancher.   

The first step is to find your local USDA Service Center by visiting farmers.gov/service-center-locator. Call your local Farm Service Agency (FSA) office to make an appointment to establish a farm number. You can establish a farm number for any land being used for agricultural purposes that is over 0.01 acre.  

You’ll need to bring the following to your appointment: 

  • Proof of identify (driver’s license, social security card, IRS Employer Identification Number (EIN)) 
  • Proof of Ownership (copy of recorded deed or recorded land contract) 
  • Lease agreements 
  • Entity Identification Status (articles of incorporation, trust and estate documents, or partnership agreement) 

FSA staff will work with you one-on-one to review your documents and register your farm with FSA. Registering your farm allows you to apply for FSA and other USDA programs. 

After your farm is registered, you can meet with FSA and Natural Resources Conservation Service (NRCS) staff to discuss your business and conservation goals. FSA and NRCS staff can help you determine program eligibility and walk you through the application process.  

Depending on your operation, you may want to consider crop insurance. The USDA’s Risk Management Agency provides crop insurance to help you manage risks on your farm. There are many types of insurance products available for a wide variety of production practices, including organic and sustainable agriculture. 

More Information 


USDA Now Accepting Applications for Farm Loans Online

The U.S. Department of Agriculture (USDA) has launched an online application for Direct Loan customers. More than 26,000 customers who submit a Direct Loan application each year can now use an online, interactive, guided application that is paperless and provides helpful features including an electronic signature option, the ability to attach supporting documents such as tax returns, complete a balance sheet and build a farm operating plan. This tool is part of a broader effort by USDA’s Farm Service Agency (FSA) to streamline its processes, improve customers service, and expand credit access.

The online farm loan application replicates the support an applicant would receive when completing a loan application in person with an FSA Farm Loan Officer, while continuing to provide customers with one-on-one assistance as needed.  This tool and other process improvements allow farmers and ranchers to submit complete loan applications and reduce the number of incomplete and withdrawn applications.

Through a personalized dashboard, borrowers can track the progress of their loan application. It can be accessed on farmers.gov or by completing FSA’s Loan Assistance Tool at farmers.gov/loan-assistance-tool. To use the online loan application tool, producers must establish a USDA customer account and a USDA Level 2 eAuthentication (“eAuth”) account or a Login.gov account. For the initial stage, the online application tool is only available for producers who will be, or are currently, operating their farm as an individual. FSA is expanding the tools availability to married couples applying jointly and other legal entities in 2024.

Farm Loan Improvement Efforts 

FSA has a significant initiative underway to streamline and automate Farm Loan Program customer-facing business processes. For the over 26,000 producers who submit a Direct Loan application to FSA annually, and its 85,000 Direct Loan borrowers, FSA has made improvements this year, including:

More Information 

FSA continues to accept and review individual requests for assistance from borrowers who took certain extraordinary measures to avoid delinquency on their direct FSA loans or those who missed a recent installment or are unable to make their next scheduled installment. All requests for assistance must be received by Dec. 31, 2023. For more information, or to submit a request for assistance, producers can contact their local USDA Service Center or visit farmers.gov/inflation-reduction-investments/assistance

The Inflation Reduction Act, a historic, once-in-a-generation investment and opportunity for agricultural communities, provided $3.1 billion for USDA to provide relief for distressed borrowers with certain FSA direct and guaranteed loans and to expedite assistance for those whose agricultural operations are at financial risk. Since October 2022, USDA has provided approximately $1.6 billion in immediate assistance to more than 27,000 financially distressed direct and guaranteed FSA loan borrowers.


USDA Makes Producer-Friendly Change to 2023 Notice of Loss Requirements for Two Livestock Disaster Assistance Programs

heifers in snow usda flickr

The U.S. Department of Agriculture (USDA) has waived certain notice of loss requirements for 2023 for the Emergency Assistance for Livestock, Honeybees, and Farm-raised Fish (ELAP) and Livestock Indemnity Program (LIP). In an effort to streamline assistance to support access to critical 2023 natural disaster recovery assistance, USDA’s Farm Service Agency (FSA) is waiving the requirement to submit ELAP or LIP notices of loss within a pre-determined number of days for 2023. Instead, producers have the flexibility to submit 2023 notices of loss as soon as possible, once losses are realized, following a natural disaster event or no later than the established annual program application for payment deadlines for each program. FSA county committees are also being asked to re-evaluate 2023 ELAP and LIP late-filed notices of loss to determine if the waiver applies.  

Emergency Assistance for Livestock, Honeybees, and Farm-raised Fish 

ELAP provides recovery assistance to eligible producers of livestock, honeybee, and farm-raised fish losses due to an eligible adverse weather or loss condition, including blizzards, disease, water shortages and wildfires. ELAP covers grazing and feed losses, transportation of water and feed to livestock and hauling livestock to grazing acres. ELAP also covers certain mortality losses for livestock including honeybees and farm-raised fish as well as honeybee hive losses. ELAP is designed to address losses not covered by other FSA disaster assistance programs.  

For 2023, FSA is waiving the regulatory requirement for producers who are eligible for ELAP to file a notice of loss with FSA within 30 calendar days from when the loss first became apparent for livestock and farm-raised fish and 15 calendar days for honeybees.

Livestock Indemnity Program 

LIP provides disaster recovery assistance to livestock owners and contract growers who experience livestock deaths, in excess of normal mortality caused by eligible loss conditions including adverse weather, disease and attacks by animals reintroduced into the wild by the federal government or protected by federal law, including wolves and avian predators. LIP also helps livestock owners who must sell livestock at a reduced price because of an injury from certain loss conditions. 

For 2023, FSA is waiving the regulatory requirement for producers who are eligible for LIP to file a notice of loss within 30 calendar days from when the loss first became apparent. Under this waiver, producers are still required to complete and submit the notice of loss to FSA no later than the annual program payment application date, which is 60 calendar days following the program year in which the loss occurred. The LIP payment application and notice of loss deadline is Feb. 29, 2024, for the 2023 program year.  

2023 Disapproved Applications 

FSA county committees will review all notices of loss for both ELAP and LIP that were previously disapproved for the 2023 program year due to late filing and re-evaluate them to determine if the waiver applies. To receive ELAP and LIP benefits, producers will still need to file an application for payment by the established program deadline for the 2023 program year. Producers who are unsure about the status of their notice of loss or application for payment, should contact their local FSA county office as soon as possible. 

Supporting Documentation 

Accurate records and loss documentation are critical following disaster events and are required when filing notices of loss with FSA. Acceptable loss documentation includes:  

  • Documentation of the number, kind, type, and weight range of livestock that have died, supplemented, if possible, by photographs or video records of ownership and losses. 
  • Rendering truck receipts by kind, type, and weight - important to document prior to disposal. 
  • Beginning inventory supported by birth recordings or purchase receipts. 
  • Documentation from Animal Plant Health Inspection Service, Department of Natural Resources, or other sources to substantiate eligible death losses due to an eligible loss condition. 
  • Documentation that livestock were removed from grazing pastures due to an eligible adverse weather or loss condition. 
  • Costs of transporting livestock feed to eligible livestock, such as receipts for equipment rental fees for hay lifts and snow removal. 
  • Feed purchase receipts if feed supplies or grazing pastures are destroyed.
  • Number of gallons of water transported to livestock due to water shortages.

More Information 

The improvements to ELAP and LIP build on others made since 2021. This includes ELAP benefits for above normal costs for hauling feed and water to livestock and transporting livestock to other grazing acres during a qualifying drought. FSA also expanded eligible livestock under ELAP, LIP, and the Livestock Forage Disaster Assistance Program, and increased the LIP payment rate for beef, beefalo, bison, and dairy animals less than 250 pounds and most recently beef calves over 800 pounds. Learn about USDA disaster assistance programs on farmers.gov.  

On farmers.gov, the Disaster Assistance Discovery Tool, Disaster-at-a-Glance fact sheet and Loan Assistance Tool can help producers and landowners determine disaster protection and recovery program or loan options. For more information about FSA programs, contact your local USDA Service Center


FSA Offers Joint Financing Option on Direct Farm Ownership Loans

Sunflower - USDA Flickr

USDA Microloans Help Farmers Purchase Farmland and Improve Property

Farmers can use USDA farm ownership microloans to buy and improve property. These microloans are especially helpful to beginning or underserved farmers, U.S. veterans looking for a career in farming, and those who have small and mid-sized farming operations. Microloans have helped farmers and ranchers with operating costs, such as feed, fertilizer, tools, fencing, equipment, and living expenses since 2013.

Microloans can also help with farmland and building purchases and soil and water conservation improvements. FSA designed the expanded program to simplify the application process, expand eligibility requirements and expedite smaller real estate loans to help farmers strengthen their operations. Microloans provide up to $50,000 to qualified producers and can be issued to the applicant directly from the USDA Farm Service Agency (FSA).

To learn more about the FSA microloan program, contact your local USDA Service Center or visit fsa.usda.gov/microloans.


FSA Is Accepting CRP Continuous Enrollment Offers

The U.S. Department of Agriculture (USDA) is now accepting applications for the Continuous Conservation Reserve Program (Continuous CRP). USDA’s Farm Service Agency (FSA) encourages agricultural producers and landowners in New York who are interested in conservation opportunities for their land in exchange for yearly rental payments to consider the enrollment options available through Continuous CRP, which also includes the Conservation Reserve Enhancement Program (CREP) offered by FSA partners. Additionally, producers participating in CRP can now apply to re-enroll, if their contracts will expire this year.     

To submit an offer, producers should contact the FSA at their local USDA Service Center by July 31, 2024, in order to have an offer effective by Oct. 1, 2024. To ensure enrollment acreages do not exceed the statutory cap, FSA will accept offers from producers on a first-come, first-served basis and will return offers for approval in batches throughout the year. 

Additionally, producers with acres enrolled in Continuous CRP set to expire Sept. 30, 2024, can now offer acres for re-enrollment. A producer can both enroll new acres into Continuous CRP and re-enroll any acres expiring Sept.30, 2024.  

FSA water quality practices, such as riparian buffers, prairie strips, grassed waterways, and wetlands, will receive an additional 20% incentive. Buffer practices have a positive impact on water quality. Additionally, the Climate-Smart Practice Incentive launched in 2021 is also available in the Continuous signup.   

For more information, including a list of acceptable practices, contact your local USDA Service Center or visit fsa.usda.gov/crp.


Deadlines Approaching for WholeFarm Revenue Protection and Micro Farm Program Coverage

Don’t wait! USDA’s Risk Management Agency may have the coverage you need if you are running a smaller operation. The Whole-Farm Revenue Protection and Micro Farm are great risk management options for urban, organic and/or innovative producers.

RMA Whole Farm Revenue Protection provides a risk management safety net for all commodities on the farm under one insurance. This covers farms with specialty or organic commodities and or those marketing to local, regional, specialty, and direct markets, and allows diversified farms to insure all their crops under one policy. Check out Frequently Asked Questions on Whole-Farm Revenue Protection.  Sales closing dates vary by region, and upcoming sales closing dates are Feb. 28 and March 31, 2024! To purchase before your sales closing date, speak to a crop insurance agent as soon as possible.

RMA’s Micro Farm Program gives smaller operations (up to $350,000 in approved revenue) a more cost-effective way to insure all or most of their commodities under one policy. This is ideal for producers who participate in farmers markets and local food networks because post-production operations, such as canning, freezing, and processing can be used to calculate your farm’s insurance guarantee. Check out Frequently Asked Questions on Micro Farm. Sales closing dates vary by region, and are Feb. 28, March 31, and April 15, 2024! To purchase before your sales closing date, speak to a crop insurance agent as soon as possible. 

Crop insurance is sold and delivered solely through private crop insurance agents. A list of crop insurance agents is available at all USDA Service Centers and online at the RMA Agent Locator. Learn more about crop insurance and the modern farm safety net at rma.usda.gov or by contacting your RMA Regional Office.

Learn more about crop insurance for urban farmers and innovative producers.

Farm Service Agency
New York State Office

441 S. Salina St.
Syracuse, NY 13202

Phone: 315-477-6300
http://www.fsa.usda.gov/ny

State Executive Director:
Jim Barber

jim.barber2@usda.gov 

Farm Program Chief:
Jenifer Dean

jenifer.dean@usda.gov

Farm Loan Chief:
John Liddington

john.liddington@usda.gov

New York FSA State Committee

Norman Greig - Chairperson
Larry Eckhardt
Jill Gould
Julian Mangano
Michael McMahon


Current Interest Rates

Farm Storage Facility Loans:

3 yr - 4.125%​ ​
5 yr - 3.875%​​ ​
7 yr - 4.00% ​​​
10 yr - 4.00%
12 yr - 4.00%

Commodity Loans: 5.75%

Farm Loan Programs:
Farm Operating: 5.125%
Farm Ownership: 5.375%
Conservation Loans: 5.375%
Direct Down Payment: 1.5%
Joint Financing: 3.375%

 

To find contact information for your local New York office click here.