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Dear AmeriCorps VISTA member,
International Medical Group, Inc. (IMG®) will begin administration of the AmeriCorps VISTA health benefit program starting on 12/15/2014. We are excited about the service and the capabilities IMG can offer our members.
AmeriCorps VISTA is offering you a choice between two plan options starting 1/1/2015; because you are currently active in AmeriCorps VISTA, you will have three choices:
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The AmeriCorps VISTA Healthcare Allowance. To participate, you must have or plan to have other primary healthcare coverage outside of AmeriCorps VISTA;
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The AmeriCorps VISTA Health Benefit Plan. You may continue to receive coverage through the AmeriCorps VISTA Health Benefit Plan for the duration of your service;
- You also have the option to waive participation in both benefit plans.
Now is the time to start reviewing the options and take steps to make your decision. You have until March, 2, 2015 to make your final decision. Resources to help make your decision can be found at www.vistacampus.gov/healthcare.
Once you have made your decision, there are two ways for you to elect into the plan that best fits your needs.
Beginning on Monday, December 15, 2014, you can create a MyIMGVISTA account online:
- Go to americorpsvista.imglobal.com.
- Follow the prompt on the home page to create your MyIMGVISTA Login.
- Once you have set up your account, you can immediately log in and select the plan option appropriate for you.
If you’re unable to complete your election online, you can print a paper copy of the ‘Member Enrollment Form’ by visiting americorpsvista.imglobal.com, complete it, and mail it to IMG / AmeriCorps VISTA, P.O. Box 88506, Indianapolis, IN 46208-0500, fax it to 855-851-2971, or e-mail it to vistacare@imglobal.com.
The AmeriCorps VISTA Healthcare Allowance is a supplemental healthcare reimbursement program that will cover out-of-pocket costs associated with other healthcare coverage. Out-of-pocket expenses may include: your annual deductible, coinsurance, copayments and other charges for qualified medical expenses. The Healthcare Allowance will help offset these expenses up to $6,600.00. The Healthcare Allowance does not cover costs associated with premium payment or charges associated with any other individual covered under your primary healthcare plan or policy.
Examples of health care options you may have that would make the Healthcare Allowance beneficial for you include, but are not limited to the following:
- Family healthcare coverage: If you are 26 or younger and on a parent’s plan, or married and covered by a spouse’s plan;
- Healthcare coverage purchased through the Health Insurance Marketplace: You can shop for coverage and find out if you qualify for lower costs by visiting the Health Insurance Marketplace at www.healthcare.gov;
- Medicaid, Medicare, or military healthcare benefits; or
- Coverage under a separate government-sponsored program or act such as benefits available to individuals in the US territories or who belong to a federally recognized tribe.
If you choose to enroll in the Healthcare Allowance plan, please be prepared to provide proof and effective date of your primary healthcare coverage. If you do not yet have other healthcare coverage but plan to within 60 days, you may wait to make your election once you have secured other healthcare coverage and are able to provide the effective date, during which time you will continue to be covered by the AmeriCorps VISTA Health Benefit Plan.
If you elect to participate in the Healthcare Allowance plan, you will be sent a replacement ID card specifically for the Healthcare Allowance Plan.
The AmeriCorps VISTA Health Benefit Plan is a self-funded, basic health benefit plan for members who demonstrate that they are legally exempt from having Affordable Care Act-compliant coverage during the term of service.
If you elect to remain in the Health Benefit Plan, you may continue to utilize the IMG ID card you should receive the week of December 15th. If you do not receive your welcome packet, including your ID card, please contact IMG and a replacement will be mailed to you immediately.
What happens if you do not enroll in one of the two plans?
Until we receive your election information into either of the plans above, you will continue to be supported by the AmeriCorps VISTA Health Benefit Plan. If you do not enroll by March 2, 2015 you will remain in the AmeriCorps VISTA Health Benefit Plan; however, we cannot process claims until you make a selection.
To best serve you and make sure you receive all of the appropriate information related to the choices you have from IMG, please be sure your contact information is updated on the MyAmeriCorps portal at my.americorps.gov. Additionally, please ensure you add vistacare@imglobal.com to your email safe senders list.
Please do not hesitate to ask questions! We are here to help. An IMG VISTA Care Representative can be contacted via email at vistacare@imglobal.com, via phone at 855-851-2974, or through the online chat feature at americorpsvista.imglobal.com.
Kind regards,
The VISTA Team and IMG VISTA Care
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