Plan Year 2025 Open Enrollment Snapshot

Health Insurance Marketplace® sent this bulletin at 01/17/2025 01:57 PM EST

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Marketplace Enrollment Snapshot: January 17

The Centers for Medicare & Medicaid Services (CMS) reports that, as of January 15, 2025, 24.2 million consumers selected plan year 2025 coverage through the Marketplaces during the 2025 Marketplace Open Enrollment Period, including 3.9 million new consumers.

Thanks to the Biden-Harris Administration, consumers had greater plan choices for 2025, as well as other important supports. The Inflation Reduction Act of 2022, for example, means many middle-income people and families who were previously ineligible for financial assistance have access to lower premiums after tax credits, and many modest-income Americans now have more help paying for premiums. Because of the enhanced and expanded tax credits, four out of five HealthCare.gov consumers could find a plan for $10 or less per month. The enhanced tax credits remain available through 2025 but are set to expire in 2026 without Congressional action.

The table below represents activity from November 1 through January 15, 2025, for Federally Facilitated Marketplace (FFM) states and State-based Marketplaces on the Federal Platform (SBM-FP) and through January 11th, 2025, for State-based Marketplace (SBM) plans.

Marketplace and Consumer Type	Cumulative 2025 OEP Plan Selections
Total: All Marketplace Plans	24,166,491
New Consumers	3,938,907
Returning Consumers	20,227,584
Total: HealthCare.gov Marketplace	17,128,890
New Consumers	2,841,205
Returning Consumers	14,287,685
Total: State-based Marketplace (SBM)	7,037,601
New Consumers	1,097,702
Returning Consumers	5,939,899

For more information, including a state-by-state breakdown of enrollments, please view this fact sheet.

In an effort to provide the most meaningful data on consumer activity, CMS will report 2025 Open Enrollment national-level data on a regular basis.

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