Find Out if You Meet the SHOP Minimum Participation Rate

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Minimum Participation Rate Calculator

The Small Business Health Options Program (SHOP) is open year-round for small businesses who meet the participation requirements in their states!

 

The Minimum Participation Rate (MPR) calculator helps you determine if you meet the SHOP participation requirement.

 

To use the calculator, have this information ready:

  • State where your main business office is located
  • The number of employees accepting your SHOP coverage offer
  • The number of employees not accepting your SHOP coverage offer who do not have another type of health insurance
  • The number of employees not accepting the SHOP coverage offer who are covered by another type of health insurance

     

    MPR calculator


    Note: In most states the SHOP Minimum Participation Rate is 70%. If you do not meet the minimum participation rate, you can still enroll between November 15 and December 15 when the minimum participation rate is waived. 

     
    Questions? Contact the SHOP Call Center at 1-800-706-7893 (TTY: 711) weekdays from 9 a.m. to 5 p.m. Eastern Time. 


    Thank you,

    The SHOP Team