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America Counts: Stories Behind the Numbers
How Many Businesses Offer Health Insurance to Employees?
About 86% of U.S. private-sector employees worked for establishments that offered employer-sponsored health insurance, according to a 3-year average based on 2020-2022 data collected by the Insurance Component of the Medical Expenditure Panel Survey.
At the state level, the percentage of private-sector employees in establishments that offered health insurance ranged from a 3-year average low of 70.5% (Wyoming) to a 3-year average high of 97.5% (Hawaii).
Seven states (Alabama, Hawaii, Illinois, Massachusetts, New York, Pennsylvania, and Virginia,) and the District of Columbia’s 3-year average exceeded the 3-year national average for the percentage of private-sector employees in establishments that offer health insurance.
Continue reading to learn more about:
- What is the Insurance Component of the Medical Expenditure Panel Survey and how is it used?
- Employer-sponsored health insurance in the private sector
- The share of private-sector employees in businesses that offer health insurance
- Average total premiums per employee
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