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Debt and money management
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Dealing with money issues can sometimes be upsetting but if you don't understand how things like credit or mortgages work, you could end up losing out financially or getting yourself in debt.
Citizens Advice Richmond can give you the information you need to make the right choices.
Whatever your debt, they are able to assess the options available to you, whether it’s a benefit overpayment, Rent/Mortgage Arrears, a parking fine, a fuel bill, Council Tax or multiple debts; they can help you to decide how best to address your issue whether this is:
- appealing a decision
- disputing energy usage
- challenging a fine
- applying for grants
- asking for a write off
- Budgeting
- asking for time to pay
- a more formal debt option
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Bill Prioritiser
Not sure which bills to pay first? The MoneyHelper Bill Prioritiser can help you put your bills in the right order and tell you what to do if you are struggling to pay.
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Independent Advice
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The Debt Advice Foundation is a registered national debt advice and education charity offering free, confidential support and advice to anyone wanting to get out of debt. Because they are a charity, the advice they give you is impartial and based on what is best for you.
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The StepChange Debt Charity provides free and impartial debt advice, both online and over the telephone. Call freephone 0800 138 1111 or visit Debt Remedy for more information.
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Cost of Living Support Calculator
To help you understand which schemes, benefits or support you might be able to access, we have a calculator. This form takes about 10-15 minutes to complete and will ask you information about your income, home and family. Once complete, it will tell you what you are entitled to, so you can look for the right scheme in our Cost of Living Hub.
How you can help
If you are in a position to help others, financially or with your time, we have plenty of suggestions for you.
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