Does your insurance cover additional living expenses? Texas Department of Insurance sent this bulletin at 07/11/2024 10:03 AM CDT View as webpage If you can’t stay in your home because it was damaged by a covered event, your homeowners or renters policy might pay for additional living expenses. Watch this one-minute video (Español) Share on Facebook Learn more Power out, food spoiled? Your insurance might help. Does insurance cover fallen tree branches? When do policies pay for additional living expenses?