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Referral vs. prior authorization: What’s the difference?
Imagine this scenario: Your primary care provider (PCP) refers you to a specialist because you have chronic lower-back pain. The specialist you see wants you to get an MRI. All you have to do is pick up the phone and make an appointment at an imaging center—right? Well, slow down a bit. First you need to get a prior authorization. Not getting one means you’ll likely pay more for the test. Learn more about referrals and prior authorizations.>>
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Protecting your retirement
You have a valuable asset: your State of Texas Retirement defined benefit plan. If you’re looking for professional investment or financial advice, do your research—especially if you’re contacted directly by advisors. Read more about how to protect your assets.>>
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Managing diabetes by embracing technology
Stuart Greenfield has successfully managed his Type 1 diabetes for more than 50 years. He relies on ever-improving technology to control his blood sugar levels—and he credits having good health coverage with helping him thrive. Read more of Stuart's story.>>
Good health is in your hands
Global Handwashing Day is October 15. Lather up!
In the developed world, washing your hands is one of the easiest and most effective ways to avoid spreading germs and disease. It isn’t easy, though, in countries where substandard handwashing facilities put people at higher risk for certain diseases. Even in countries like ours—where most of the population has ready access to both water and soap—many of us fail to wash our hands as thoroughly as we should. Learn why it’s important to keep your hands clean and find resources you can use to teach handwashing basics.>>
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Events Calendar
Some of these events may be full. You can put your name on a waiting list on the Events Calendar page or sign up for another session.
Event information may change. Please check the online Events Calendar for the latest information.
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October 8 – Webinar: HealthSelect Benefit Highlight: What is Naturally Slim?
11:30 a.m. - Noon CT Learn more
October 10 – Webinar: Ready, Set, Retire! for Group 1 Certified Peace Officers/Custodial Officers (CPOs/COs)
Noon - 1:30 p.m. CT Learn more
October 17 – San Angelo: Ready, Set, Retire! for Group 1 regular service employees.
10 - 11:30 a.m. CT Learn more
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October 18 – Webinar: Medicare Preparation Seminar
10 - 11 a.m. CT Learn more
October 18 – Webinar: Ready, Set, Retire! for state agency employees
2 – 3:30 p.m. CT Learn more
October 23 – McAllen: Ready, Set, Retire! for higher education employees
8 - 9 a.m. CT Learn more
October 23 – McAllen: Medicare Preparation Seminar
9:30 - 10:30 a.m. CT Learn more
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October 28 – Webinar: Fall Enrollment
1:30 - 2:30 p.m. CT Learn more
October 30 – Houston Mobile Breast Cancer Screening
8:15 a.m. – 2:30 p.m. CT Learn more
October 30 – Houston Community College: Fall Enrollment Fair
10 a.m. – 1 p.m. CT Learn more
October 31 – El Paso Community College: Fall Enrollment Fair
11 a.m. - 2 p.m. MDT Learn more
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administered by BENEPLACE
Save Big this fall
To stay up to date on new ways to save, check out this month’s featured offers.
Highlights include:
- No matter your fitness level or activity preference, Garmin has you covered! Save up to 30% on Garmin wearable devices.
- Get a reduced auto-insurance quote in just two minutes with MetLife Quick Quote. Customers save an average of $500 when they switch.
- Save an extra $125 on each new T-Mobile line. Combine this deal with other T-Mobile offers, devices, and Netflix promos at T-Mobile.com to save even more.
- At Rollick Powersports, you can experience the thrills and excitement of off-road adventures without a shopping struggle. Customers save an average of $1,130.
- Looking for ways to save at the dentist? It’s now easier than ever to save with two new dental discount programs on the Discount Purchase Program website. Visit the Discount Purchase Program for details on how you can save at your next dental check-up.
To learn more about these deals visit the Discount Purchase Program! Make these savings and services work for you!
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 Executive Director Porter Wilson
Board of Trustees Ilesa Daniels, Chair; I. Craig Hester, Vice-Chair; Brian Barth; James Kee, Ph.D.; Catherine Melvin
Editorial and Subscription Information Employees Retirement System of Texas Benefits Communications Division
Contact ERS
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