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April 15, 2025
Amy Coven, 503-943-0164, amy.coven@oha.oregon.gov
Marketplace affordability programs helped nearly 140,000 Oregonians obtain private insurance in 2024
Oregon Health Insurance Marketplace annual report shows Oregonians receiving an average $531 per month in premium tax credits
SALEM, Ore. – A new report shows that during open enrollment for the 2025 plan year, 139,688 Oregonians enrolled in private health insurance through the Oregon Health Insurance Marketplace. The Marketplace reduces the out-of-pocket costs associated with enrolling in private health coverage.
According to the report, 80 percent of enrollees applied for and received financial assistance, helping to make health coverage more affordable for Oregonians:
- Individuals receiving financial help are getting an average of $531 per month in premium tax credits to lower the cost of coverage.
- The average bottom-line monthly premium for Oregonians after premium tax credits is $272.
- More than 11% of Marketplace enrollees have a monthly premium of less than $10 after applying premium tax credits.
“The Marketplace remains committed to ensuring that Oregonians can access high-quality, affordable private health coverage,” said Chiqui Flowers, Oregon Health Insurance Marketplace director. “We continue to support individuals and families in finding coverage that meets their needs as health insurance enrollment evolves over time.”
The Marketplace today released its annual report (https://orhim.info/2024Report), detailing the state of Marketplace health coverage in Oregon. The report describes key trends in enrollment and financial assistance and highlights policy changes that improved access to health coverage.
During the Medicaid redetermination process after the pandemic, many Oregonians who were no longer eligible for the Oregon Health Plan (OHP) found private health plans through the Marketplace. OHP Bridge, Oregon’s new basic health program that provides a coverage option between Medicaid and private insurance, has also played a role in shaping enrollment trends this year.
“OHA’s goal is to ensure that no Oregonian is left without coverage,” said Oregon Health Authority (OHA) Interim Director Kristine Kautz. “The introduction of OHP Bridge and the Marketplace’s support for enrollees demonstrate our ongoing commitment to accessible health care for all.”
People leaving OHP or experiencing major life changes—such as a job change, relocation or family changes—may qualify for a special enrollment period to find private coverage. Oregonians who need to transition to a Marketplace plan from OHP or an employer plan should act before their benefits end to avoid a gap in coverage.
To explore coverage options, visit OregonHealthCare.gov, answer a few Oregon-specific questions and find the right application. Free, one-on-one assistance is available from insurance agents and community partners to help individuals navigate their options and enroll in the best plan for their needs. This assistance is available online, in person and in various languages.
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Year-over-year enrollment by program
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Plan year
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Marketplace
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Oregon Health Plan (OHP)
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OHP Bridge (launched July 1, 2024)
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Total
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2025
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139,688
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1,407,452
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32,239
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1,579,379
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2024
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145,509
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1,461,531
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--
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1,607,040
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2023
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141,963
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1,472,420
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--
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1,614,383
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2022
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146,602
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1,373,960
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--
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1,520,562
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2021
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141,089
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1,162,070
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--
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1,303,159
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2020
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145,264
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1,004,400
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--
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1,149,664
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The Oregon Health Insurance Marketplace, a part of state government, helps people get health insurance when they do not have job-based coverage, and do not qualify for the Oregon Health Plan or another program. The Marketplace is the state-level partner to HealthCare.gov. For more information, go to OregonHealthCare.gov.
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