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Your NYSHIP Plan Choices: Compare and Decide
 The annual Option Transfer Period — the time to review your health insurance options for the upcoming plan year — is here. NYSHIP’s Plan Comparison Tool makes it easy to compare health benefits across the plans available in your area and decide what works best for you.
What is the Plan Comparison Tool? The Plan Comparison Tool is an online platform designed to help you compare insurance plans available to you under NYSHIP with a few clicks. After selecting the counties where you live and/or work from the dropdown menu, you can:
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View key coverage categories, including hospital, medical and surgical services, prescription drug coverage and mental health and substance use services.
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Compare plan details side-by-side, such as copayment amounts, coverage limits, network restrictions and out-of-pocket maximums.
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Filter by eligibility group (active employee and retiree) and plan type (commercial and Medicare Advantage).
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