Where do I find my annual statement?

Once logged in to MyTFFR, find your statement by using the hamburger menu icon in the upper left-hand corner and scrolling down to My Account > Annual Statements.

What should I review?

• Demographics: name, address, and birthdate
• Membership status: Tier 1 Grandfathered, Tier 1 Non-Grandfathered, or Tier 2
• Account value: member contributions, purchase payments, and interest earned
• Service credit: 700 hours or more = 1 year
• 2024-25 retirement salary: confirm all eligible pay was included (i.e., contracted teaching, supervisory, administrative, and extracurricular duties)
• Estimated retirement benefits
• Disability retirement benefits
• Primary beneficiary(ies)
• Survivor benefits

What should I do if I find an error?

Active members can update their contact information (i.e., address, email, and phone) in MyTFFR. Need assistance? Select the Help button on your dashboard and search for View and Maintain Profile, or watch, How to update your contact information.

Active members can also add beneficiaries and update beneficiaries contact information using MyTFFR. Need assistance? Select the Help button and search for Update Beneficiaries, or watch, How to update beneficiaries.

For questions about account value, service credit, retirement salary and benefits, or to report other errors, select the Contact Us tile on your MyTFFR dashboard.

TFFR members nearing retirement are encouraged to attend an upcoming group benefit presentation that includes an overview of the pension program, your benefit options and the retirement process.

RIO will host presentations both virtually and in person from September through November 2025. Pre-registration is required. Learn more or register for an upcoming event.

Poor financial health shows up in many areas of life. Left unaddressed, these problems can spread.

• Health: stress, sleep issues, mental or physical decline
• Relationships: conflict, secrecy, dependence, breakups
• Mindset: anxiety, guilt, denial, poor judgment, feeling powerless
• Behaviors: overspending, debt, risky choices, self-sabotage
• Life: limited opportunities, legal or job problems

Recognizing these signs early helps you get support, protect your wellbeing, and stay financially strong. Smart with my Money, a free resource from the Bank of North Dakota, can help you improve money management skills, evaluate your finances, and reach your goals.

Scott Evanoff was a math instructor for the Minot Public Schools for 34 years. He has a master’s in math education and a bachelor’s degree in computer science from Minot State University.

Tell us a little about yourself? I have lived in the Minot area my whole life. My wife Rhonda and I have 3 children, Emily (34), Erin (31), and Easton (25). We have 5 grandchildren. I graduated from Minot State University and taught mathematics for 37 years, 34 of them in Minot.

What motivated you to join the TFFR board of trustees? One of my fellow teachers was a member of the board as an active teacher for many years and we had numerous conversations about the purpose and actions of the board. I found it interesting and when someone nominated me, I was happy to become part of this board. Safeguarding the defined benefit plan is important to me.

What do you see as the greatest challenge the TFFR is facing? The greatest challenge as I see it is working to get the plan fully funded. Currently, we are on a path for that to occur in approximately 19 years. There are many economic factors that can affect the trajectory of that plan, so we need to be able to react to these factors and do our best to keep us headed to the goal of being fully funded.

How do you stay informed about issues affecting the education profession? As a lifelong educator, I stay in touch with many colleagues that are still in the classroom, as well as many retired teachers. The staff of RIO have done an excellent job of keeping us informed on bills in the state legislature that affect North Dakota education, and I try to keep myself well-read on those issues.

What message would you like to share with employers and members? One of the most important aspects of retirement investing is time. It is important for our members to understand that getting retirement planning started early in your career will pay big dividends when retirement actually occurs. Right now, RIO staff are making it a point of emphasis to get members educated on their retirement plans through TFFR. This should allow members to make informed decisions about their retirement plans well in advance of the date they actually retire.