Homeowners behind on mortgage payments encouraged to apply for HomeHelpMN assistance

Having trouble viewing this email? View it as a Web page.

 Administration • 100 North Fifth Avenue West, Room 202 • Duluth, MN 55802

Phone: (218) 726-2450 • www.stlouiscountymn.gov

Kevin Z. Gray
County Administrator




June 1, 2022

MEDIA CONTACT: Laura Birnbaum
Housing and Homelessness Programs Supervisor



Homeowners behind on mortgage payments encouraged to apply for HomeHelpMN assistance

St. Louis County is encouraging residents to look to HomeHelpMN.org if they have fallen behind on mortgage payments or other housing-related expenses due to the pandemic. HomeHelpMN is offered through Minnesota Housing. The deadline to apply for assistance is June 17, though early application is encouraged as funding may run out.


To be eligible, a person needs to own and live in their home in Minnesota as their primary residence, and meet income requirements. For a household of four in St. Louis County, eligible income is up to $90,000 per year. Income eligibility for larger households can be found at homehelpmn.org/income-limits.


HomeHelpMN financial assistance can be used for past-due eligible housing expenses, including: mortgage and/or contract for deed payments, property taxes, manufactured and mobile home loans and/or lot rent payments, certain insurance and more. The maximum amount of financial assistance from HomeHelpMN is $35,000 per household. Assistance is paid directly to the business or entity owed on behalf of the individual who applies.


A qualified financial hardship related to COVID-19 can be either a loss of income or an increase in living expenses as a result of the pandemic since January 21, 2020.


Anyone who thinks they might be eligible or wants to learn more should visit homehelpmn.org or call 1-800-388-3226