SEGIP Newsletter - May 2017



Minnesota Management and Budget State Employee Group Insurance Program

Get SEGIP news through texts and blog

laptop, tablet, and cellphone all displaying the segip website

SEGIP provides two easy, tech-friendly ways to stay current on news, updates, and deadlines.


  • Text messaging. We send texts a few times per year around our most important dates, such as Open Enrollment and pre-tax account deadlines. Sign up for text message updates by texting “MN SEGIP” to 468311.
  • Blog. SEGIP also hosts a blog on our main landing page. There you can check out SEGIP News and Updates for benefits news, health and wellness tips, upcoming deadlines, and more.
person at pharmacy handing the pharmacist a doctors perscription note.







Get the best price on prescription drugs – use Navi-Gate cost compare









SEGIP and Navitus Health Solutions are pleased to offer an enhanced online tool called Navi-Gate® Cost Compare. It’s an online tool that shows the price for your prescription(s) at individual pharmacies within an area of your choosing.


Search results are sorted by cost so you can easily determine which pharmacies offer your prescription(s) at the lowest cost.


It’s Easy to Get Started


Go to and login:


  1. Select yourself or any of your dependent children under the age of 12.
  2. Enter the medication name, strength, form, and number of days supplied.
  3. Enter ZIP code or city and state, and select mile radius.


After submitting this information, the tool will display the cost of your prescription at nearby pharmacies.

Navi-Gate® Cost Compare will help you save on out-of-pocket costs and ensure you are getting the best price at a convenient location.





lightrail pulling into a stop.



Transit expenses reimbursements


The deadline for filing your Transit Expense Account reimbursement claims for parking (PKEA) and mass transit (BVEA) is 180 days from the date that the expense was incurred or paid. All claims must be submitted no later than February 28, 2018,  which is the 2017 plan year reimbursement deadline. Find the forms on the 121 Benefits website.




Omada scale that you receive when you sign up for the program.


OmadaPreventing diabetes one calorie at a time









SEGIP is pleased to continue offering the Omada® program to all employees and adult family members enrolled in the Minnesota Advantage Plan, who are at risk for type 2 diabetes. SEGIP covers the entire cost for eligible participants.


What is Omada?


Omada® is a breakthrough online program that inspires healthy habits that last. It connects the dots between knowing how to get healthy and actually doing it. There will still be challenges along the way. But with the Omada program, you’ll have a team to keep you going strong.


Here's how Joe, a SEGIP member who achieved 19% weight loss, describes the program: 


“I knew that the Omada program was just the accountability I needed to really achieve my goal of getting healthier. I had nothing to lose and so much to gain!”     


Omada includes:


  • A professional health coach to keep you on track
  • A wireless smart scale to monitor your progress
  • An interactive program that adapts to you
  • Weekly online lessons to educate and inspire
  • Online group of participants for real-time support


Are you ready?


Join over 5,625 SEGIP members who have last more than 44,000 pounds and have started down the path towards lasting change.


Find out if you’re eligible today at

If you’re already enrolled in Omada—congrats! There’s no need to reapply.






person in a wheelchair receiving physical therapy.




Short-term Disability – Keep your income healthy



Short-term disability (STD) provides income if you are unable to work due to a disability. A disability means you cannot perform the essential duties of your occupation and can be anything from an illness, a broken leg or pregnancy. You may enroll in STD, or increase your level of coverage, at any time with proof of insurability.


Here is how to apply:


  1. Print the Optional Application, complete the form and submit it to SEGIP If you have questions, call SEGIP at 651-355-0100.
  2. The Hartford will mail you a health history questionnaire, which you must complete and return.
  3. The Hartford will review your application and send you a letter stating whether or not your STD request has been approved:


  • If approved, your monthly premium based on your new benefit level, will be deducted from your pay check.
  • If it’s not approved, the letter will include an explanation of the denial.


You may elect any amount from the minimum of $300 a month up to 66.67% of your regular salary (but no more than $5,000). View the rates.

Act now to protect your income from the unexpected!


family cut out with colorful cardstock paper with an umbrella about then with the words life insruance.



Life insurance – making life “suite”







If you have Basic Life insurance you have access to some sweet benefits – Life Suites Services. These benefits include:


  • Legacy planning resources. Active and retired employees have access to a website that helps with the loss of a loved one or to plan for their own passing. Planning your legacy can be daunting, but this service can help get the conversation started. These resources are available at


  • Travel assistance services. RedpointWTP LLC provides travel assistance services to active employees and their spouses and dependents. Help plan your trip by learning about travel warnings, currency conversions, or what immunizations are recommended for your travel destination. When traveling, the services are available 24/365 for emergency assistance and transport when traveling 100 or more miles from home. For more information visit Life Benefits or call 1-855-516-5433 in the U.S. and Canada.


  • Beneficiary financial, counseling. PricewaterhouseCoopers offers these services to beneficiaries of the state’s group life insurance who receive proceeds of $25,000 or more.
  • Legal, financial, and grief resources. Lifeworks provides active employees and their spouses and dependents, access to counseling professionals and related resources and referrals in each of the three areas. Contact Lifeworks at 1-877-849-6034 or visit (Username: Ifg, Password: resources).



a diverse group of college students working on a project together.



Point of Service – Covering your dependents living out of state








My daughter is attending college at UW River Falls and my son is at Kansas State. Can they both stay on my state employee health coverage?


Yes. The Minnesota Advantage Health Plan does not stop at the state border.


River Falls is close enough that your daughter will be able to access an in-network Primary Care Clinic (PCC). She may want to select a PCC near River Falls. Members can change clinics monthly, with the change becoming effective the first day of the following month.


Advantage will also work for your son at Kansas State. Covered dependents who move out of state may be covered through the Point of Service (POS) benefit.



POS may work for your eligible spouse or dependent. To be eligible students must live out of the service area temporarily but for more than six months. A spouse must live out of the service area permanently. If this should happen, do not delay. Requests for POS are NOT retroactive and kick-in the day your form is approved by SEGIP. To get enrolled in POS:




  1. Call SEGIP at 651-355-0100 or to see if they are eligible.
  2. Complete the Point-of-Service form and submit it to SEGIP.
  3. Call your claim administrator’s customer service at the phone number on the back of your medical ID card. Let them know about your request and discuss how to locate and use POS physicians in the national network. 


With POS coverage your dependent will have a $350 single deductible (it’s $700 for two or more POS covered dependents). Services, including routine medical care, are covered at 70 percent. Your out-of-pocket costs are limited to the maximum associated with the Minnesota PCC your son also elected. Out-of-pocket costs for your daughter conform to the PCC she elects.

Spouses who meet the eligibility criteria may also be covered by POS. Call SEGIP with your questions.


Update your contact information in SEMA4


screenshot of the self service website

Moved or changed your phone number? Got a new email or home address? Keep your Self Service contact information up to date. SEGIP uses this data to contact you and to mail your annual Open Enrollment notice and information. Don’t let old data keep you uninformed.