 Rehabilitation Loan/Emergency & Accessibility Loan Programs Income Limit Changes Effective Today
The Rehabilitation Loan/Emergency & Accessibility Loan Programs (RLP/ELP) income limits are effective for loans locked on or after today, July 1, 2026:
|
Household Size
|
Income Limit
|
|
1 Person
|
$27,700
|
|
2 People
|
$31,600
|
|
3 People
|
$35,600
|
|
4 People
|
$39,500
|
|
5 People
|
$42,700
|
|
6 People
|
$45,800
|
|
7 People
|
$49,000
|
|
8 People
|
$52,100
|
|
9 People
|
$55,300
|
|
10 People
|
$58,400
|
|
11 People
|
$61,600
|
|
12 People
|
$64,700
|
Income limits are found on the Home Improvement Income Limits webpage.
Reminder: Minnesota Housing Commitment System Changes
Minnesota Housing commitment system changes, including accessibility updates to better support the needs of individuals with disabilities and new functionality for Safe at Home borrowers, are now live. Please view the recorded Critical Lender Update from June 23, 2026 for more information and to see a demo of the changes. The updated commitment system guides have been posted on our website.
Minnesota Housing Closed for Fourth of July
Minnesota Housing will be closed on Friday, July 3 in observance of Fourth of July.
Safe at Home Training
Safe at Home Address Confidentiality Services are administered by the Office of the Minnesota Secretary of State. Join Minnesota Housing and a representative from the Secretary of State Office on Monday, July 20 from 1-2 p.m. to learn more about this service and tips for working with borrowers who are Safe at Home participants.
Questions?
Contact the RLP/ELP Team at RLP.ELP@state.mn.us.
About Minnesota Housing
Minnesota Housing, the state’s housing finance agency, works to provide access to safe, stable and accessible housing Minnesotans can afford in a community of their choice. In 2025, we distributed $1.8 billion in resources and served 73,000 households. Visit our website to learn more.
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