 Rehabilitation Loan/Emergency & Accessibility Loan Programs Income Limit Changes
The Rehabilitation Loan/Emergency & Accessibility Loan Programs (RLP/ELP) income limits will change effective July 1, 2026.
The following income limits will be effective for loans locked on or after July 1, 2026:
|
Household Size
|
Income Limit
|
|
1 Person
|
$27,700
|
|
2 People
|
$31,600
|
|
3 People
|
$35,600
|
|
4 People
|
$39,500
|
|
5 People
|
$42,700
|
|
6 People
|
$45,800
|
|
7 People
|
$49,000
|
|
8 People
|
$52,100
|
|
9 People
|
$55,300
|
|
10 People
|
$58,400
|
|
11 People
|
$61,600
|
|
12 People
|
$64,700
|
Current income limits are found on the Home Improvement Income Limits webpage.
Minnesota Housing Commitment System Changes
Minnesota Housing commitment system changes, including accessibility updates to better support the needs of individuals with disabilities and new functionality for Safe at Home borrowers, are now live. Please view the recorded Critical Lender Update from June 23, 2026 for more information and to see a demo of the changes. The updated commitment system guides will be posted on Monday, June 29.
Safe at Home Training
Safe at Home Address Confidentiality Services are administered by the Office of the Minnesota Secretary of State. Join Minnesota Housing and a representative from the Secretary of State Office on Monday, July 20 from 1-2 p.m. to learn more about this service and tips for working with borrowers who are Safe at Home participants.
Questions?
Contact the RLP/ELP Team at RLP.ELP@state.mn.us.
About Minnesota Housing
Minnesota Housing, the state’s housing finance agency, works to provide access to safe, stable and accessible housing Minnesotans can afford in a community of their choice. In 2025, we distributed $1.8 billion in resources and served 73,000 households. Visit our website to learn more.
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