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Reminder: Share Your Feedback and Enter to Win Minnesota Housing Swag!
Minnesota Housing values your input on our homeownership programs and services. Please take a few minutes to complete our lender survey to let us know how we're doing. Your feedback is anonymous and plays an important role in helping us improve your experience with Minnesota Housing.
The survey takes approximately 10 minutes to complete. We encourage you to forward this message to others in your office as everyone's perspective is important.
Survey closes on October 22, 2025.
As a thank you for your time, you'll have the opportunity to enter a drawing at the end of the survey for a chance to win Minnesota Housing swag*. To enter, simply click on the drawing entry link after completing the survey.
- All entries must be submitted by October 22, 2025
- The winner will be notified by November 12, 2025 and may choose a convenient date for the delivery.
We appreciate your time and insights. Thank you for helping us serve you better.
*Each estimated prize value is $100 and five (5) drawings will be held. There is no purchase necessary to enter and the odds of winning depend upon the total number of entries.
DPL and DPL+ Eligibility Worksheet
We made a minor formatting change to the DPL and DPL+ Eligibility Worksheet to increase the size of the tables in the front-end ratio calculator to allow the input amounts to be visible.
The updated DPL and DPL Plus Eligibility Worksheet may be used immediately.
Reminder: Document Updates
New Start Up Loan Program Affidavit (formerly known as Borrower Affidavit) to be used for loans locked on or after October 1, 2025.
The Start Up Loan Program Affidavit is a required document. The revised document contains the following changes:
- An occupying non-borrowing spouse, occupying co-signer and any other occupant who will be on title will be required to attest to and sign the affidavit along with the Borrower(s).
- Updated signature page
The Start Up Loan Program Affidavit has been updated in the Lender Toolkit, the Forms Guide and Glossary and the commitment system.
The following documents and document revisions are now available for use for loans locked on or after October 1, 2025.
Reminder: An assignment of mortgage (AOM) is required for all Minnesota Housing subordinate liens.
NEW! Optional Assignment of Mortgage Cover Letter: Settlement Agent Instructions
The new Assignment of Mortgage Cover Letter: Settlement Agent Instructions document is a resource available to aid lenders and settlement agents in properly executing and recording the assignment of Minnesota Housing downpayment and closing cost loans. This document has been added to the Lender Toolkit, the Forms Guide and Glossary and the commitment system.
NEW! Assignment of Minnesota Housing Subordinate Mortgage
We have created an assignment of mortgage document that is available for your use. The Assignment of Minnesota Housing Subordinate Mortgage is located on page two of the AOM Cover Letter. A fillable PDF was also added to the Forms Guide and Glossary.
An AOM is required for all Minnesota Housing subordinate liens. You must use one of the following assignment forms:
- Assignment of Minnesota Housing Subordinate Mortgage form
- Lender's own industry-standard assignment of mortgage
- Minnesota Department of Commerce Assignment of Mortgage by Business Entity
Updated! Mortgage Loan Programs Assignment of Mortgage and Endorsement of Note Guidance
Updated! Best practices of second mortgages
Required Forms Summary - Start Up
The Required Forms Summary - Start Up summarizes the required Minnesota Housing forms a borrower must sign at closing. The Required Forms Summary was updated to reflect the name change of the Start Up Loan Program Affidavit, formerly known as the Borrower Affidavit.
Checklists for Start Up and Step Up
We removed the Borrower Affidavit and added the Start Up Loan Program Affidavit to the following checklists:
- All Start Up: Conventional, FHA, RD, VA
The optional Assignment of Mortgage Cover Letter: Settlement Agent Instructions has been added to the following checklists:
- Start Up: Conventional with DPL/DPL+ and Conventional with MPL
- Start Up: FHA with DPL/DPL+ and FHA with MPL
- Start Up: RD with DPL/DPL+ and RD with MPL
- Start Up: VA with DPL/DPL+ and VA with MPL
- Step Up: Conventional with MPL
- Step Up: FHA with MPL
- Step Up: RD with MPL
- Step Up: VA with MPL
The Lender Toolkit, Forms Guide and Glossary and commitment system reflect the updated checklists.
Upcoming Training Opportunities - Register Today!
Monthly Update & Hot Topics Call
The Monthly Update & Hot Topics Call is open for everyone to attend. During these calls we review recent Minnesota Housing updates and important information to help you originate and process our loans. Lenders are welcome to submit questions or topics to discuss on the call. This is a great venue to have more in-depth discussion on advance topics.
Register for the 2025 calls.
When you register, you will be signed up for all sessions in the series but can attend the sessions that work for you. Most calls occur on the second Thursday of the month from 9-10 a.m. Central time.
2025 Schedule:
- October 9
- November 13
- December 11
Questions?
You can reach the Partner Solutions Team at 651.296.8215 or 800.710.8871 between 8 a.m. and 5 p.m. on business days.
About Minnesota Housing
Minnesota Housing, the state’s housing finance agency, works to provide access to safe, stable and accessible housing Minnesotans can afford in a community of their choice. In 2024, we distributed $1.96 billion in resources and served 73,650 households. Visit our website to learn more.
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