 Security Enhancement Coming Soon
Mortgage Cadence (the Minnesota Housing commitment system vendor) announced that effective January 15, 2025, all users must have updated TLS Ciphers for Chrome, Firefox and Edge browsers. TLS Ciphers are sets of algorithms that secure network connections using Transport Layer Security (TLS). If your TLS Ciphers are not upgraded on or before January 15, you may experience difficulty accessing the Minnesota Housing commitment system. Please share the guidance from Mortgage Cadence with your IT Department so TLS Cipher upgrades can be implemented before January 15.
Guidance from Mortgage Cadence:
We have added the TLS 1.2 and TLS 1.3 ciphers listed below, offering enhanced security and performance. Additionally, we will be removing older, less secure ciphers, including those used with TLS 1.1 and TLS 1.2.
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TLS1.3-CHACHA20-POLY1305-SHA256
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TLS1.3
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TLS1.3-AES256-GCM-SHA384
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TLS1.3
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TLS1.3-AES128-GCM-SHA256
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TLS1.3
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TLS1.2-ECDHE-ECDSA-AES256-GCM-SHA384
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TLS1.2
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TLS1.2-ECDHE-ECDSA-AES128-GCM-SHA256
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TLS1.2
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TLS1.2-ECDHE-RSA-AES256-GCM-SHA384
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TLS1.2
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TLS1.2-ECDHE-RSA-AES128-GCM-SHA256
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TLS1.2
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TLS1.2-DHE-RSA-AES256-GCM-SHA382
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TLS1.2
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How Does This Affect You?
Most modern browsers and applications already support TLS 1.2 and TLS 1.3, so you should not experience any disruptions. However, if you are using outdated software that does not support these protocols, you may need to update your system to ensure secure access to our services.
What Do You Need to Do?
We recommend verifying that your browser or integration software supports TLS 1.2 and TLS 1.3. As mentioned above, we have provided a list of cipher suites, so please ensure that compatible cipher suites are configured on your end. This will ensure continued, seamless access to our application.
As long as your system supports at least one of the ciphers from our list, you do not need to make any changes. If you are using older versions, we recommend updating to avoid potential disruptions. Additionally, please inform your IT department to update the cipher suites on your end.
Effective Date:
These changes will take effect on Wednesday, January 15, 2025. We encourage you to verify your systems before this date.
Loan Transmittal
The Fix Up Loan Transmittal was recently updated to reflect that the Note should be mailed and emailed to AmeriNat. The updated form will automatically generate from Minnesota Housing's commitment system.
New Series Sign-up: 2025 Fix Up Lender Connect
Join us in 2025 for quarterly Fix Up Lender Connect calls where we focus on answering questions about Fix Up and reviewing pertinent program topics.
Please email Kirsten Partenheimer with any topics or questions for the next check-in, which takes place on Wednesday, January 15.
Register for the 2025 Fix Up Lender Connect calls.
When you register, you will be signed up for all sessions in the series but can attend the sessions that work for you. Calls occur quarterly on the third Wednesday of the month at 9 a.m. Central time. Calls generally last 10-30 minutes depending on topics and conversation.
2025 Schedule:
- Wednesday, January 15
- Wednesday, April 16
- Wednesday, July 16
- Wednesday, October 15
Questions?
Contact the Partner Solutions Team at 651.296.8215 or 800.710.8871 between 8 a.m. and 5 p.m. on business days.
About Minnesota Housing
Minnesota Housing, the state’s housing finance agency, works to provide access to safe, stable and accessible housing Minnesotans can afford in a community of their choice. In 2023, the Agency distributed $1.85 billion in resources and served 69,500 households. Visit our website to learn more.
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