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Minnesota Housing eNews
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May 6, 2022
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News from HomeHelpMN
The HomeHelpMN program will begin accepting applications for assistance on Tuesday, May 17. The application period will be open through Friday, June 17, but homeowners should not wait to apply.
HomeHelpMN provides assistance for homeowners who have fallen behind on their mortgage or other eligible housing-related expenses due to effects of the pandemic. Eligible homeowners may receive up to $35,000 in assistance for past-due expenses.
Funds for the program are limited, and need is expected to be high. If applications received during the application period exceed available funding, applicants may be put on a wait list. Homeowners should submit their applications as soon as possible after the application period begins.
For more information about the program, including who is eligible to apply and what expenses are covered, visit HomeHelpMN.org or call 1-800-388-3226. The Call Center is open Monday – Saturday from 8 a.m. – 6 p.m. A Language Line is available to provide access for callers who prefer a language other than English.
English: The program will take applications during a period from May 17 to June 17 at 5 pm CST. Applications will be processed as they are submitted. In the event of high demand for funds, the funds may be fully allocated before the date the application period closes. Homeowners are encouraged to submit their applications early in the application period. A submitted application is not a guarantee of funding availability.
Spanish: El programa aceptará solicitudes durante el periodo del 17 de mayo al 17 de junio a las 5 pm HCE. Las solicitudes se procesarán a medida que se presenten. En caso de que haya una gran demanda de fondos, es posible que éstos se distribuyan en su totalidad antes de la fecha de cierre del periodo de solicitud. Se recomienda a los propietarios de viviendas que presenten sus solicitudes a principios del periodo de solicitud. La entrega de una solicitud no garantiza la disponibilidad de fondos.
Hmong: Txoj kev pab no yuav txais cov ntawv thov thaum lub May 17 mus txog rau lub June 17 thaum 5pm CST. Yuav khiav cov ntawv thov raws li lawv xa tuaj. Yog tias muaj neeg coob tuaj thov nyiaj, tej zaum cov nyiaj twb muaj faib rau lawv tag ua ntej lub sij hawm tag kas nuv. Xav kom cov tswv tsev xa cov ntawv thov tuaj kom ntxov. Kev xa ntawv thov tsis lav hais tias yuav muaj nyiaj.
Somali: Barnaamijku wuxuu qaban doonaa arjiyada inta lagu jiro Maajo 17 ilaa June 17 saacada 5 pm CST. Arjiyada waxaa la howlgelinayaa hadba marka la soo gudbiyo. Haddii ay dhacdo in baahida lacageed ay badantahay, waxaa laga yaabaa in lacagta si buuxda loo qoondeeyo kahor inta aan la gaarin taariikhda arjigu xirmayo. Milkiilayaasha guryaha waxaa lagu dhiirigelinayaa inay soo gudbiyaan arjiyadooda horraanta muddada codsiga. Arjiga oo la soo gudbiyay ma dammaanad qaadayso in la heli karo maalgelinta.
Get Ready to Apply
There are several resources now available to help you prepare:
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The HomeHelpMN website is now available. Visit the website at homehelpmn.org to learn more about what materials you’ll need to apply, what expenses are covered, and who is eligible to apply.
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The HomeHelpMN Call Center is now open. If you have questions about applying or would like information about housing counseling or legal services, you can call 1-800-388-3226 or 651-204-1608 to speak to an agent. The call center is open from 8 a.m. to 6 p.m. Monday – Saturday.
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You can view the replay of the Introduction to HomeHelpMN webinar that was held on April 20. The webinar includes an overview of the program, and answers to many of the questions that were submitted by participants.
New Income Limits Released
The Department of Housing and Urban Development (HUD) released new income limits for all Homeowner Assistance Fund programs, including HomeHelpMN, effective April 18, 2022. These new limits, which are higher than the 2021 amounts, will be used to determine eligibility for HomeHelpMN.
Other steps you can take today:
There are steps you can take today that can help preserve your home and help you be prepared for the opening of the HomeHelpMN program. If you are concerned about your ability to make your mortgage payments, we recommend that you pursue these options now, regardless of your interest in the program:
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Contact your mortgage loan servicer to discuss options. Whether you are currently in forbearance, exiting forbearance, have missed one or more payments, or are worried about falling behind, this is the first step to resolving your concerns.
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Make an appointment with a HUD-certified housing counselor/homeownership advisor. Minnesota’s counseling network can help you navigate applications, communicate with your lender, and connect you with additional programs and resources that can provide assistance. Visit the Minnesota Homeownership Center to find an advisor. These services are free of charge and confidential. Many advisors offer virtual appointments.
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Apply for Energy Assistance. Homeowners may qualify for help with energy bills and future energy costs, including delivered fuels. Visit the Minnesota Department of Commerce or call 800.657.3710 to learn more about eligibility and apply.
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Stay alert to avoid fraud. Scam activity is on the rise from people pretending to offer foreclosure help or government grants. You can learn more at stophomescams.org.
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Subscribe. If this email was forwarded to you, or you reached this page via a link, join the mailing list to receive future updates.
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