Financial check-up 

Just as it is important for people to get physical check-ups, so is it important that people also take stock of their financial well-being. With two months down in the year now provides a starting point for conducting your own financial wellness checkup. Use it to see your progress and if there are specific areas where your financial health could be improved. You can find help at Lifematters if you want to consult with a professional. 

 A Financial Wellness Check-up in 11 Steps  

__ Personal balance sheet. List all your assets (investments inside and outside retirement plans, cash accounts), minus your liabilities (debts, chiefly, including mortgage and other outstanding loans etc.), to determine roughly what your net worth is. This helps you see where you stand in the big picture.  

__ Household cash flow. To determine your cash flow, figure your total income, and then subtract your expenses. This helps you see whether you are living within your means, identify discretionary areas where you may be able to curb spending.  

__ Debt. Are you able to pay down credit card balances in full each month or, do you struggle to pay off high balances?  Do you feel like debt is managing you instead of you managing your debt?   

For the complete checklist, please visit Lifematters. (Password: STMN1)  

March is National Nutrition Month and during the month if you need help being inspired to develop healthy eating and activity habits, one way to do that is with Zipongo’s Foodsmart.  Based on your personal dietary needs and preferences you can personalize your recipes, meal prepping and even save money.  

To learn more about the benefits of Foodsmart login to Virgin Pulse. 

Upcoming Webinars

DPS HR Training Calendar   

Intergenerational Wealth In Wills Trusts and Estate Planning  

March 29, 2022 11:30am – 12:30pm  

Monthly Goals and an Action Plan To Build Wealth 
April 12, 2022 11:30am – 12:30pm 

Log into Enterprise Learning Management ELM in Employee Self-Service to register for classes.  

Wellness Lunch n Learn 

March 8, 2022 12pm – 1pm 

If you were not able to attend the MSRS: Your Retirement webinar you can watch the video or read the presentation at the Wellness intranet event page. You can schedule an appointment with presenter April McLaughlin if you have any retirement questions or concerns at 612-756-1158.