Sept. 8 Webinar: From Barns to Balance Sheets: What Determines Your Borrowing Power?

Maine Department of Agriculture, Conservation and Forestry sent this bulletin at 09/03/2026 08:41 AM EDT

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The following Maine Organic Farmers & Gardeners Association news item is being sent to DACF subscribers as a courtesy.

Financial Topic Webinar Tuesday, Sept. 8, 2026

Register

When: Tuesday, September 8, 2026, 5:30 PM - 6:30 PM EDT 

Where: Online. All experience levels welcome.

Description: From Barns to Balance Sheets: What Determines Your Borrowing Power?

Presenter: Emma Enoch, CEI, Loan & Investment Officer

Financing doesn't have to feel like predicting the weather. Join us to learn about how lenders calculate borrowing capacity based on the value of your farm assets and your business's ability to generate cash flow and cover loan payments. We'll explain key concepts like collateral and debt service coverage ratio in plain language, using real-world farm examples. Walk away with a better understanding of what lenders look for, how much you may be able to borrow, and steps you can take to improve your loan readiness.

This work is supported by the Northeast Extension Risk Management project award no. 2024-70027-42540, from the U.S. Department of Agriculture’s National Institute of Food and Agriculture.

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