 
It's officially fall and we have many treats for you (no tricks). Thinking about insurance can be scary, but it doesn't have to be. Instead of fearing insurance, think of it as a strategic investment in your financial future. Consider coverage that can protect you from life’s unexpected situations.
Treat yourself to reading about these topics:
While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverages are available. Additionally, we are here to assist you if you have a complaint involving an insurer, insurance producer, public adjuster or adviser.
There is more to shopping than just finding the lowest premium. What you pay each month for health insurance (the premium) is important, but you also need to understand what the policy covers. A policy with a lower premium seems like a better deal, but a lower premium could mean less coverage or that you will pay more out-of-pocket for your health care. Keep reading for helpful information on how to shop for health insurance coverage.
Beware of Unauthorized Health Plans and Fake Websites!
The Maryland Insurance Administration has become aware of several entities offering unauthorized health insurance plans in Maryland. Unauthorized health plans are those not licensed by the Maryland Insurance Administration, and may be fraudulent, and leave you with large medical bills. Contact us if you believe you were misled by a broker or agent.
The Maryland Department of Health released statewide 2026-2027 vaccine schedules and recommendations for Maryland’s children and adults in advance of the respiratory virus season. The recommendations align with the latest evidence and guidance by leading medical associations.
Want to learn more about vaccine coverage?
Join us for a virtual event on what you need to know about vaccines in Maryland.
Presenters from the Maryland Department of Health and the Maryland Insurance Administration will share current information on vaccine availability, consumer protections and available resources, including the Health Coverage Assistance Team.
Date: Thursday, October 22, 2026
Time: 1 pm - 2 pm EST
 |
|
October is Cybersecurity Awareness Month
Cybersecurity insurance provides coverage for compromised security or privacy breaches. We have compiled resources to help you understand and manage your risk against a cybersecurity attack.
|
 |
|
October is Breast Cancer Awareness Month
Regular clinical breast exams and mammograms are typically covered under most health insurance policies. Check with your insurer to learn more about the coverages your policy provides for breast health. To learn more about health coverage, click here.
|
 |
|
Are you a New Driver?
Did you know a lack of experience, combined with any driving violations, can greatly affect your family’s auto insurance premiums? Learn more information about insurance tips for young drivers.
|
 |
|
Understand the Risk of Deed or Title Fraud
Periodically check for unauthorized activity on any deed or title to your property! The Maryland Insurance Administration is encouraging consumers to understand the risk of deed fraud, also called title fraud.
|
 |
|
Daylight Savings Time
With the end of daylight saving time on Sunday, Nov. 1, 2026, at 2 am (EDT), we're reminding Marylanders to check the batteries in their smoke detectors. Now is a good time to review your homeowners or renters insurance to ensure you have enough coverage in the event of a fire.
|
Stay up-to-date on current insurance-related news by following us on social media.
Now is a great time to review your current Medicare coverage and think about what benefits matter to you for 2027. Medicare Open Enrollment for Medicare Advantage and Medicare Part D runs from October 15 - December 7. Create or log into your secure Medicare account and select “Compare Plan Details” to see how your costs and benefits may change next year if you stay in the same plan: medicare.gov
Medicare-Related Resources:
-
Health Coverage Assistance Team If you have questions related to your health coverage, we encourage you to reach out for free assistance from the Health Coverage Assistance Team (H-CAT), also available in Spanish.
-
Medical Necessity & Emergency Appeals Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116.
-
Mental Health Resources Page You should treat your mental health as seriously as you treat your physical health. If you need help, but don’t know where to find it, we have mental health resources available on our website.
-
211 Maryland 2-1-1 will be able to connect callers to any type of health and human services in Maryland and provide information on resources based on zip code.
-
988 Suicide and Crisis Lifeline The 988 Suicide & Crisis Lifeline is a national network of local crisis centers that provides free and confidential emotional support to people in suicidal crisis or emotional distress 24 hours a day, 7 days a week in the United States.
-
Maryland Health ConnectionThe MHBE makes health coverage affordable and more accessible for residents through Maryland Health Connection (MHC), the state’s health insurance marketplace under the Patient Protection and Affordable Care Act of 2010 (ACA).
-
Durable Medical Equipment Re-Use Program Free durable medical equipment is available to Marylanders with any illness, injury, or disability, regardless of age or insurance coverage.
-
Maryland Access Point (MAP) MAP specialists work with caregivers, professionals, and Marylanders with long-term care needs to plan, identify, connect, and assist with accessing private and public resources for long-term services and supports.
-
State Health Insurance Assistance Program (SHIP) If you want to talk to someone one-on-one about your Medicare options, SHIP is a free program to help those on Medicare with personalized Medicare counseling, education and access to financial assistance resources.
|
