Disaster Preparedness Month

September is Disaster Preparedness Month. Taking time to prepare can help protect your home, vehicle, family, pets, and belongings when the unexpected happens. Each season brings new challenges that require planning. 

Here are some ways to stay prepared:

• An Insurance Preparedness Guide for Natural Disasters
• 5 Quick Pre-Disaster Planning Tips
• Don't veer for deer!
• Create a Home Inventory

While there are general actions you can take year-round, there are also important steps to consider for each season. Visit our website for fall preparedness tips. Don't forget to clear your gutters!

While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverages are available. Additionally, we are here to assist you if you have a complaint involving an insurer, insurance producer, public adjuster or adviser.

You're Invited!

Do you have enough to rebuild after a disaster? Join the Maryland Insurance Administration and the Maryland Department of Emergency Management: Whole Community Integration, virtually, as we discuss what it takes to rebuild your home after a disaster.

Date: Thursday, September 17, 2026
Time: 12 pm - 1 pm EST

Vaccine Guidelines, Coverage & Availability

The Maryland Department of Health released statewide 2026-2027 vaccine schedules and recommendations for Maryland’s children and adults in advance of the respiratory virus season. The recommendations align with the latest evidence and guidance by leading medical associations. 

Want to learn more about vaccine coverage?

Join us for a virtual event on what you need to know about vaccines in Maryland.
Presenters from the Maryland Department of Health and the Maryland Insurance Administration will share current information on vaccine availability, consumer protections and available resources, including the Health Coverage Assistance Team.

Date: Thursday, October 22, 2026
Time: 1 pm - 2 pm EST

Featured Topics

Beware of Unauthorized Health Plans The Maryland Insurance Administration has become aware of several entities offering unauthorized health insurance plans in Maryland. ​Unauthorized health plans are those not licensed by the Maryland Insurance Administration, and may be fraudulent, and leave you with large medical bills. Contact us if you believe you were misled by a broker or agent.

Life Insurance Awareness Month Touchdown! Life insurance helps protect the people who depend on you for support when the unthinkable happens. Visit our website to learn how life insurance products can help provide financial support.

Resident and Permissive Drivers Before you hand over the keys, read this consumer advisory on resident versus permissive drivers! If other people drive your car, it’s important to understand how your insurance sees those other drivers.

Tree Damage Recent storms have caused a lot of tree damage. The question everyone wants answered is, “Will my homeowners insurance pay for the damage?” Well, the answer depends on the terms of your policy. Visit our website for more information about what to do if a tree falls on your property.

Renters Insurance Do you have renters insurance? The Maryland Insurance Administration encourages all Maryland renters to educate themselves about renters insurance and to consider purchasing a policy. Find out why renters insurance is important.

Understanding Total Loss When your vehicle is declared a total loss after an accident or damaged from a covered loss, understanding the claims process can help you make good choices. Read our consumer advisory on Total Loss for more details.

Pet Preparedness Don't forget your pet! Include food and water for your pet when building your disaster preparedness kit. Visit our website to find out how to prepare a kit or to learn more about pet insurance.

Stay up-to-date on current insurance-related news by following us on social media. 

• Beware of Un​authorized Health Insurance Plans in Maryland​
• Fake health insurance sites target shoppers during Open Enrollment
• Understanding Total Loss​
• Resident and Permissive Drivers
• Understand the Risk of Deed or Title Fraud
• Deer-Vehic​le Colli​sions - Don't veer for deer!
• Beware of Roofing Scams Disguised as ‘Free Roof’ Offers
• Should I Hire a Public Adjuster to Help Settle My Claim?
• New Medicare Supplement Enrollment Rights for Maryland Medicare Beneficiaries​
• Oregon Identifies Scam Targeting Spanish-speaking Workers
• Know your Flood Risk in 2026

• Governor Moore Announces More Than $53.5 Million Recovered by Maryland Insurance Administration for Consumers in First Half of 2026
• Maryland releases 2026-2027 vaccine guidelines for children and adults
• Former Prince George’s County Insurance Agent Pleads Guilty in Felony Insurance Theft Scheme
• Anne Arundel County Woman Sentenced for Two Felony Theft Schemes
• Access our NEW Appeals and Grievances Power BI Dashboard
• Commissioner Grant appoints Dmitriy Valekha to lead Financial Regulation Division at the Maryland Insurance Administration

Celebrating Hispanic Heritage Month

¡Hola! Hispanic Heritage Month celebrates and recognizes the rich contributions of Hispanic-Latino individuals in Maryland. Did you know we translate many of our publications in Spanish and have a Spanish Facebook page?

¡Hola! El Mes de la Herencia Hispana es la oportunidad perfecta para celebrar y reconocer las ricas contribuciones de los Hispanos-Latinos en Maryland ¿Sabías que traducimos muchas de nuestras publicaciones en Español y tenemos una página de Facebook en español.

Free Health Resources Available

Health Coverage Assistance Team If you have questions related to your health coverage, we encourage you to reach out for free assistance from the Health Coverage Assistance Team (H-CAT), also available in Spanish.

Medical Necessity & Emergency Appeals Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116 or visit our website.

Mental Health Resources Page You should treat your mental health as seriously as you treat your physical health. If you need help, but don’t know where to find it, we have mental health resources available on our website.

Join Us for an Event!

Have an insurance issue or question? The Maryland Insurance Administration is eager to help you! MIA representatives are out and about in your communities and also available virtually.

Check out which events the MIA will be attending and make sure to stop by with your insurance-related questions.

Past Newsletters To view all previously shared newsletters, visit our website.

Make sure you're prepared!