 
Thanksgiving is a time to reflect on what you are most thankful for. Should something unfortunate occur, insurance may help you recover. You'll be thankful if you have adequate coverage. The holidays may increase your risk due to increased travel, holiday purchases, and extra time in the kitchen.
It’s "thyme" to make sure your insurance coverage matches your needs. Consider reviewing your coverage to ensure you’re prepared. Below are resources and tips:
We are so thankful for the opportunity to serve the people of the great state of Maryland! Have a happy and safe Thanksgiving!
While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverages are available. Additionally, we are here to assist you if you have a complaint involving an insurer, an insurance producer, public adjuster or adviser.
Use caution and make sure you are shopping from official sources! The Maryland Insurance Administration is concerned about misleading marketing by unlicensed companies, scammers, and those selling limited-benefit health plans.
Military Resources
We would like to honor and thank our military veterans for their bravery and sacrifice. We have compiled resources specifically for military personnel and their families to help answer your insurance questions.
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Diabetes Awareness
November is American Diabetes Month. The Maryland Insurance Administration joins the community to spread awareness about the diabetes epidemic. For more information about health insurance, click here.
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Oh, Dear — Don't Veer!
Remember, deer aren't looking for you! Keep an eye out when you're driving through wooded areas or near fields. Deer become more active during the fall mating season, especially around dawn and dusk. Collisions can happen fast, so stay alert to avoid an accident. Read our Consumer Advisory on Deer-Vehicle Collisions.
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Home Sweet Home
Have you considered how the rising costs of goods and services may impact your insurance coverage? It is important to review your insurance coverage to make sure it is adequate to meet your needs before you suffer a loss. Please read our Consumer Advisory to learn more.
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'Tis the season for Open Enrollment. Below are some of our featured topics as it relates to Health Insurance.
Medicare Open Enrollment through December 7
Medicare beneficiaries have the opportunity to review next year’s Medicare Advantage and Part D prescription drug plan options. This is the time to compare plans, consider any upcoming changes, and choose the coverage that best fits your needs for the year ahead.
We have gathered resources for you to help you understand your options and upcoming changes.
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Enroll in a Health Plan by January 15
Maryland's official health insurance marketplace and the only place to get financial help.
Open enrollment for the Maryland Health Connection has started! Life changes fast — get health insurance with benefits you can count on, like doctor visits, mental health care, and more.
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Beware of Unauthorized Health Insurance Plans in Maryland
The Maryland Insurance Administration has become aware of several entities offering unauthorized health insurance plans in Maryland. Find out how to identify a scam or report one.
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The Maryland Insurance Administration shares Consumer Advisories to inform and educate consumers. Often times, these advisories are in direct response to current events or trends in the insurance industry. Make sure you didn't miss these important messages:
Mental Health Resources Page
You should treat your mental health as seriously as you treat your physical health. If you need help, but don’t know where to find it, we have resources available on our website.
Medical Necessity & Emergency Appeals
Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116 or click here for more information.
Health Coverage Assistance Team
If you have questions related to your health coverage, we encourage you to reach out for free assistance from the Health Coverage Assistance Team (H-CAT), also available in Spanish.
- Get answers to your health insurance questions.
- Address health insurance problems or concerns.
- File a complaint about your health insurance issue or concern.
- Connect you to resources.
  Have an insurance issue or question? Want to learn how to use your health coverage?
The Maryland Insurance Administration is eager to help you! MIA representatives are out and about in your communities -- we're also virtual. To find an event, visit our website.
Planning to travel for Thanksgiving? Worried you might lose your luggage? Before you travel, visit our website for travel insurance tips and information.
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Outdoor Fryers - If you do decide to fry your turkey, remember oil and water do not mix. Keep the fryer on level ground, keep it away from the house, make sure the turkey is properly thawed, never use water on a grease fire, and have a fire extinguisher handy.
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Check Smoke Alarms - Make sure your smoke detectors are working and have fresh batteries.
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Stay Alert When Cooking - Don't leave food unattended on the stove.
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Lock Your Doors/Garage/Vehicles - Theft increases around the holidays.
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Don't leave valuables in plain sight - Especially when shopping for gifts.
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Social Media - Don't post plans on social media. Share your plans after you have returned.
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Protect Your Home - Use light timers and set randomly, have a neighbor move your vehicles, and don't leave a key outside.
Past Newsletters
To view all previously shared newsletters, click here.
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