September is Preparedness Month. Each season brings new challenges that require planning. Taking time to prepare can help protect your home, vehicle, family, pets, and belongings when the unexpected happens.
Here are some ways to stay prepared:
While there are general actions you can take year-round, there are also important steps to consider for each season.
While the Maryland Insurance Administration does not sell insurance and we cannot recommend a particular policy or insurance company, we do want to help you learn what types of coverage are available. Additionally, we are here to assist you if you have a complaint involving an insurer, an insurance producer, public adjuster or adviser.
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Vaccination Coverage
The Maryland Insurance Administration reminds Maryland residents that many vaccinations and immunizations continue to be covered by private insurers and Medicaid under Maryland law.
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UnitedHealthcare/Johns Hopkins Contract Dispute Outcome |
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The Maryland Insurance Administration is disappointed in the outcome of the negotiations between UnitedHealthcare and Johns Hopkins. Our top priority is to protect Maryland insurance consumers in accordance with Maryland law.
For assistance, contact the MIA at 410-468-2244 or 1-800-492-6116, Ext 2244.
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Maryland Insurance Administration Approves 2026 Affordable Care Act Premium Rates |
Despite increases, Maryland remains a national leader in affordable coverage, and a new state subsidy will help offset loss of enhanced federal tax credits.
Your need for life insurance varies with your age and family responsibilities. It is an important part of financial planning. Consumers should consider the following factors when purchasing life insurance:
- Medical expenses incurred prior to death, burial costs and estate taxes;
- Support while surviving family members try to secure employment; and
- Monthly bills and expenses, day-care costs, college tuition and retirement
Do you think someone named you as a beneficiary in a life insurance policy? To find out, use this free online tool. The life insurance policy locator service has helped about 3,000 Marylanders find more than $73 million in life insurance benefits in 2024. |
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September is National Pet Insurance Month
Did you know that pet insurance is not health insurance for your pet? While many consider their pets to be part of the family, legally they are considered property. Learn more about pet insurance.
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Recently Engaged?
If you have recently purchased fine jewelry, you might want to consider an endorsement/rider. It is important to schedule any high-value items separately on your homeowners policy to make sure they’re adequately covered. Learn more by reading this Consumer Advisory on endorsements and riders.
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Falls Prevention Awareness
Falls Prevention Awareness Week is a good time to make sure your home is safe with these tips from the National Council on Aging for "How to Prevent Falls with Home Safety Modifications." Click here to learn more.
For additional resources for older adults: click here.
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Walktober
Walk Maryland Day is October 1, 2025 and is a celebration of our official state exercise--walking! It is a call to action to promote awareness about regular walking year-round, to encourage physical activity and improved health, engaging Marylanders with fun walks for all. Walk over to our website to learn more.
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¡Hola! Hispanic Heritage Month celebrates and recognizes the rich contributions of Hispanic-Latino individuals in Maryland. Did you know we translate many of our publications in Spanish and have a Spanish Facebook page?
¡Hola! El Mes de la Herencia Hispana es la oportunidad perfecta para celebrar y reconocer las ricas contribuciones de los Hispanos-Latinos en Maryland ¿Sabías que traducimos muchas de nuestras publicaciones en Español y tenemos una página de Facebook en español.
Health Coverage Assistance Team
If you have questions related to your health coverage, we encourage you to reach out to the Health Coverage Assistance Team (H-CAT), also available in Spanish.
- Get answers to your health insurance questions.
- Address health insurance problems or concerns.
- File a complaint about your health insurance issue or concern.
- Connect you to resources.
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Medical Necessity & Emergency Appeals
Would you know what to do if you are denied insurance coverage for medically necessary care or emergency appeals? You can reach the Maryland Insurance Administration 24/7, 365 days per year. Call our 24/7 Hotline at 1-800-492-6116 or click here for more information.
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Mental Health Resources Page
You should treat your mental health as seriously as you treat your physical health. If you need help, but don’t know where to find it, we have resources available on our website.
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The Maryland Insurance Administration is eager to help you! MIA representatives are out and about in your communities and also available virtually.
On September 26 from 1-2 pm, join the Maryland Insurance Administration and the Maryland Health Connection for an overview of health insurance options for small businesses in Maryland. The Maryland Health Connection will cover available plans, eligibility and enrollment support. The Maryland Insurance Administration will explain level-funded plans, outline consumer protections and share how to avoid and report unauthorized health plans. Registration is not required.
To find an in-person event, visit our website.
Past Newsletters
To view all previously shared newsletters, click here.
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 A new season should include an insurance review!
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