Updated Information About Hurricane Delta Damage Assessments
If your home was damaged during Hurricane Delta between October 8, 2020 - October 10, 2020 please complete the brief assessment located at www.damage.la.gov.
The information you enter into assessment responses will be provided to the Governor’s Office of Homeland Security and Emergency Preparedness (GOHSEP) in support of any further requests for assistance, such as determination of eligibility for recovery assistance in accordance with federal regulations.
Please be aware, assistance is not automatic and is not guaranteed, the City of Baker and East Baton Rouge Parish are committed to exploring all available resources which promote the recovery of the City and Parish from any emergency situation.
Citizens who cannot access the internet or have difficulty completing the online form may report any storm-related damages to their property by picking up forms at the East Baton Rouge Permit Office.
East Baton Rouge Permit Office
300 N. Tenth Street
Baton Rouge, LA 70802
(225)389-3205
Additional helpful information courtesy of EBRP MOHSEP:
Insured Property:
· Remember, flooding is generally not a covered hazard under homeowners’ policies. Flood insurance is a separate policy offered through the National Flood Insurance Protection Program (NFIP) or through private insurers.
· Notify your claims process.
· Document the damage by taking pictures of your property and the contents. Coordinate with your insurance adjuster in filing a Proof of Loss within 60 days of the disaster.
Uninsured Property:
· Document the damage by taking pictures of your property and the contents.
· If your property is flood damaged and you do not have flood insurance, help may be available from the federal government through small grants and larger low-cost loans.
Renters:
· If you have renter’s insurance, storm damage may be covered.
· Your personal property damaged by the storm may also be covered; please refer to your policy limits.
· A deductible may be due before your losses can be paid.
· If you are unable to occupy your rented house or apartment, due to storm damage, your renters insurance may help pay additional costs you incur such as hotel bills.
Vehicles:
· Notify your automobile insurer to start the claims process.
· If you only have liability coverage, storm damages to your vehicle may not be covered; please refer to your policy limits for details.
· Keep in mind you may have to pay a deductible.
· If your vehicle is declared a total loss because of flooding, you cannot buy it back.
· Louisiana law states that the insurance company has to send the certificate of title to the Office of Motor Vehicles along with the application for a Certificate of Destruction.
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