January 31, 2020
Protect Your Home From Costly Flood Damage
We have some news that is not necessarily new - Lake County has a lot of water, and lately, it has rained a lot!
About 20 percent of Lake County is covered by surface water, including streams, lakes, wetlands and floodplains. Over the years, this water has contributed to significant flooding following quick snow melts and heavy rain events.
Following a very wet summer and fall, which caused river levels to exceed flood stage a record seven times, the abnormally wet ground conditions and the potential for more rain and snow this winter, the National Weather Service is cautioning that those factors could lead to a considerably higher risk for flooding this spring.
While there is no immediate cause for concern, Lake County is encouraging residents to start the new year by thinking about flood preparedness now, before the next flood occurs.
Floodproof Your Property
Heavy rainfall can increase the possibility of flood damage to homes. Flood damage means costly repairs. Reduce the amount of water that gets close to your home by making sure your gutters are free from debris, making sure storm drains are clear, and inspecting the foundation of your home and making repairs where necessary. View these floodproofing tips.
Consider Flood Insurance
Flooding is rarely covered under a homeowners or renters policy. In order to take full advantage of the benefits flood insurance provides, a new policy needs to be purchased at least 30 days prior to a flood event to be in full effect. That makes now the perfect time to contact your insurance agent to review your coverage and policy and make any necessary changes. View flood insurance information.
National Flood Insurance Program
Residents of Lake County may be eligible for flood insurance through the National Flood Insurance Program (NFIP). The program, administered by the Federal Emergency Management Agency, provides affordable, federally-backed insurance to eligible property owners, renters and businesses in communities that have adopted local floodplain regulations. In Lake County, the NFIP has paid more than 2,095 claims totaling more than $24 million.
Residents and business owners are encouraged to insure property to protect homes and businesses in the event of a flood. If your community participates within the Federal Emergency Management Agency’s (FEMA) Community Rating System (CRS) program, you may eligible for a discount on flood insurance premiums. Property owners should contact their flood insurance agent to obtain individual savings information. Learn more.
Plan Ahead and Be Informed
Water levels can rise quickly during floods. Plan ahead and have multiple ways to stay informed of the latest information.
Make an emergency plan now in case disaster were to strike.
Visit Lake County PASSAGE for the latest road conditions.
Stay informed when heavy rain is in the forecast. Follow the National Weather Service and watch this video to become familiar with the different ways to receive information from Lake County.
Visit the Lake County website for flood information.
Follow us on social media: Facebook, Twitter, and Nextdoor.
|
