NOTICE TO INDUSTRY:
Hurricane Isaias Catastrophe Reporting
The Florida Office of Insurance Regulation (OIR) is providing notice to property insurers to file a 2026 Catastrophe Reporting Form (CRF) through the Insurance Regulation Filing System (IRFS). Data must be provided in accordance with the deadlines below.
OIR instituted this data call for the purpose of collecting additional claims and other relevant information from insurers related to a natural disaster causing catastrophic damage in the state of Florida. This authority is mandated pursuant to section 624.307, Florida Statutes.
Reporting Deadlines for Hurricane Isaias
OIR is requiring simplified catastrophe reporting for Hurricane Isaias. Reporting deadlines:
- Tuesday, October 27, 2026
Data must be submitted by 12 p.m. ET for each reporting deadline.
The CRF provides valuable information to OIR and the state of Florida regarding the impact of a hurricane or other event. It is critical that data submitted is timely and accurate.
Recent claims reporting notices and other resources are available here on the OIR website.
Required Filers
All insurers currently authorized to write the following lines of business in Florida are required to report Hurricane Isaias claims data:
- FIRE;
- ALLIED LINES;
- FARMOWNERS MULTI-PERIL;
- HOMEOWNERS MULTI-PERIL;
- COMMERCIAL MULTI-PERIL;
- PRIVATE FLOOD;
- OCEAN MARINE;
- INLAND MARINE;
- PPA PHYSICAL DAMAGE;
- COMMERCIAL AUTO PHYSICAL DAMAGE;
- AIRCRAFT;
- GLASS;
- BOILER AND MACHINERY;
- INDUSTRIAL FIRE;
- INDUSTRIAL EXTENDED COVERAGE;
- MOBILE HOME MULTI-PERIL;
- MOBILE HOME PHYSICAL DAMAGE;
- MULTI-PERIL CROP;
- SURPLUS LINES FEDERALLY AUTHORIZED; and
- SURPLUS LINES PROPERTY AND CASUALTY,
How to File the CRF
Insurers are to report Hurricane Isaias data using the Simplified 2026 CRF template.
The fillable 2026 CRF template must be downloaded within your filing in IRFS here. A sample of the template is available below.
- Each insurer must submit its CRF on an individual insurer basis only.
- If an insurer has no policies in force in Florida for the required lines, the insurer must submit a “No Data” filing.
- If the insurer has policies in force in Florida for the required lines of business but no claims, the insurer must submit a “No Data” filing.
- “No Data” filings are only required once. However, a company reporting policies in force in Florida must submit "Data" filings once claims are received.
- Reporting is cumulative and must include all claims as of the reporting date.
- Each insurer must download a new template from your filing in IRFS. Previously downloaded templates will not work.
The following resources are available to aid in completing the CRF:
Questions
If you have questions, email DisasterReporting@floir.gov or call (850) 413-3147.
Technical assistance will be available Monday through Friday 8 a.m. – 5 p.m. ET.
About the OIR
The Florida Office of Insurance Regulation (OIR) has primary responsibility for regulation, compliance, and enforcement of statutes related to the business of insurance and the monitoring of industry markets. For more information about OIR, please visit floir.gov or follow on X @FLOIR_comm.
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