NOTICE TO INDUSTRY:
2026 Catastrophe Reporting Form (CRF)
The Florida Office of Insurance Regulation (OIR) has posted the 2026 Catastrophe Reporting Form (CRF) for collecting claims and other relevant information from insurance companies following a natural disaster causing catastrophic damage in the state of Florida.
The OIR is providing the 2026 CRF to companies in preparation for the Atlantic Hurricane Season, which will begin on June 1, 2026. If a natural disaster causes catastrophic damage in the state of Florida, all insurers and other regulated entities will be required to provide claims and other relevant information using the CRF.
The 2026 CRF template can be viewed by clicking the button below.
Immediately following an event, companies will be required to submit simplified claims data. At a time specified by OIR, OIR will provide notice that companies must submit enhanced claims data.
Simplified Claims Data: Includes all tabs within the CRF, excluding the “Survey” tab
Enhanced Claims Data: Includes all tabs within the CRF, including the “Survey” tab
Depending on OIR direction, companies will either file the Simplified CRF or the Enhanced CRF.
2026 CRF Changes
The following updates have been made to the 2026 “Data Filing”:
Summary Tab
Reclassified “Private Passenger Auto Physical Damage” and “Commercial Auto Physical Damage” from “Other Lines of Business” into their own designated section.
Survey Tab
Reclassified “Private Passenger Auto Physical Damage” and “Commercial Auto Physical Damage” from “Other Lines of Business” into their own designated section
CRF Resources
Various resources for completing the CRF:
2026 CRF Template
2026 CRF FAQs
IRFS Filing Instructions
About the OIR
The Florida Office of Insurance Regulation (OIR) has primary responsibility for regulation, compliance, and enforcement of statutes related to the business of insurance and the monitoring of industry markets. For more information about OIR, please visit floir.gov or follow on X @FLOIR_comm.
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