DATA CALL NOTICE & VOLUNTARY INFORMATION REQUEST:
Florida Property Claims Lifecycle Reporting
Email Address
This notice is to inform you that you are required to submit Florida Property Claims Lifecycle Reporting data for the following companies:
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Data Call Overview
In accordance with s. 624.424(11), F.S., companies are required to report Florida Property Claims Lifecycle Reporting data to the Florida Office of Insurance Regulation on an annual basis.
Revised Data Reporting Requirements
Beginning with 2025 data, the Florida Property Claims Lifecycle Reporting template, Form OIR-B1-2222, will require the following additional data for every property claim closed between January 1, 2025 and December 31, 2025:
Section A-1 - Main
- Hurricane Name As Reported to Insurer
- Initial Estimate Amount by Insurer
Section A-2 – Vendors
- Initial Invoice/ Demand Amount from Vendor
- Final Paid Amount to Vendor by Insurer
Section A-3 – Attorneys
- Jurisdiction of Case
- Case Number
- Amount of Insurer's Defense Costs for this Claim
Section A-4 – Public Adjuster
- DFS License Number
- Initial Invoice/ Demand Amount from Public Adjuster
- Final Paid Amount to Public Adjuster by Insurer
Section A-5 – Supplemental Info
- This tab is no longer required.
The additional fields will be required beginning with the 2025 data reporting and all future reporting.
PCLR Template
PCLR FAQs
Filing Deadline
Each authorized insurer or insurer group issuing personal lines or commercial lines residential property insurance policies in Florida must report data. Companies are encouraged to begin preparing to submit the data in the new format as soon as possible. The new filing template will not be available in IRFS until January 1, 2026.
Filing Deadline: March 2, 2026, 11:59 p.m. ET
Reporting Scope: January 1, 2025 - December 31, 2025
All personal and commercial residential property claims closed in Florida during 2025 must be reported. Each company within a group must submit its filing on an individual company basis.
Penalty: Pursuant to s. 624.424(11), F.S., beginning January 1, 2022, each authorized insurer or insurer group issuing personal lines or commercial lines residential property insurance policies in this state shall file with the office on an annual basis in conjunction with the statements required by paragraph (1)(a) a supplemental report on an individual and group basis for closed claims. Failure to comply may result in a referral to OIR's Property and Casualty Market Regulation Unit for further action.
How to File
Each company must submit its filing on an individual company basis.
Please use the Insurance Regulation Filing System (IRFS) for filing submission. IRFS filing instructions can be found here.
A copy of the Florida Property Claims Lifecycle Reporting template is available here. The fillable template should be downloaded within IRFS.
Informational Memorandum OIR-22-01M is available here.
The Informational Memorandum issued on August 1, 2025 is available here.
Questions: Please see updated FAQs here. For further questions, please email Research@floir.com or call (850) 413-3147.
Voluntary Information Request
On August 1, 2025, OIR issued an Informational Memorandum in relation to the Florida Property Claims Lifecycle Reporting requirements, per Section 624.424(11), Florida Statutes. The Informational Memorandum highlighted insurers’ responsibility for ensuring all required data is collected to make a complete filing, including accurately reporting the amount of claim settlement attributable to each category outlined in Section 624.424(11), F.S., including the claimant’s attorney fees, the claimant’s attorney expenses, and any contingency risk multipliers requested by the claimant’s attorney.
Following feedback received from the Informational Memorandum, OIR believes additional information regarding insurers’ ability to comply with Florida law would be helpful. Accordingly, OIR has prepared a voluntary information request to gather desired information. OIR requests that companies complete the spreadsheet found here and provide responses to the template questions as comprehensively as possible. Upon completion, please email the spreadsheet directly to PCLR@floir.com.
Although submission of the requested information is voluntary, insurers’ detailed accounts of their efforts to obtain the required data will greatly aid OIR in identifying potential obstacles to data collection and ensure the overall success of OIR’s data gathering efforts.
OIR requests insurers submit the completed template no later than Friday, January 30, 2026.
About OIR
The Florida Office of Insurance Regulation (OIR) has primary responsibility for regulation, compliance, and enforcement of statutes related to the business of insurance and the monitoring of industry markets. For more information about OIR, please visit our website or follow us on X @FLOIR_comm.
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